Topay vs AB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Topay
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Topay 今日支付，今日澳洲旗下金融服务产品，为澳大利亚华人提供生活账单缴费、购物退税等服务。 BPAY账单缴纳： 可通过支付宝、微信支付和银联支付等方式，来使用人民币支付澳洲账单。 今日支付与澳洲的主流电子账单支付系统 BPAY 达成了战略合作，支持支付超过45,000家 BPAY 合作商家账单，涵盖所有热门账单类型，如学费、水电煤、网络通讯、物业费、交通费、罚单等等。 购物退税： Topay 给用户提供便捷、高效、值得信赖的购物退税体验。无论您是游客还是代购，只要您在澳洲消费了符合条件的商品，就可以通过 Topay 轻松申请合法退回 GST（商品及服务税）。Topay 与中澳银行合作，开启自助退税新模式，让您享受海外购物的乐趣。 更多金融服务，即将到来，敬请关注。
AB Pay
Manage your cryptocurrency assets securely and easily on a decentralized platform. Trade quickly, view assets across multiple blockchains in one place, and maintain full control of your funds with a non-custodial design.
- Secure and easy to use
- Decentralized trading
- Non-custodial design
- Multi-chain asset management
- Unified view of assets
- On-chain and community insights
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Secure and Easy to Use — Your All-in-One Platform for Lightning-Fast Trading and Asset Management Secure ・ Simple ・ Decentralized - Enjoy a seamless trading experience without relying on centralized platforms. - Our clean and intuitive interface makes it easy to manage your assets. - With a fully non-custodial design, you hold your private keys and stay in complete control of your funds. Multi-Chain. Multi-Wallet. Multi-Account. - Easily manage assets across multiple blockchains in one unified view. - Leverage on-chain and community insights to discover high-potential assets. Support AB Connect connects AB Core with its dedicated sidechains, enabling the efficient transfer of AB Coin between various chains. AB Connect connects AB Core with its dedicated sidechains, enabling the efficient transfer of AB Coin between various chains. Start your Web3 journey with full autonomy: https://www.abpay.cash/en/
Screenshots
Verdict
The clearest difference is update cadence: AB Pay at every 3 weeks against Topay's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Topay ships an update every 5 weeks, AB Pay every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Topay | AB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 44 MB | 104 MB |
| Age rating | 4+ | 4+ |
| Developer | Media Today Group Pty Ltd | AB Foundation |
In-app purchases
Topay
No in-app purchases
AB Pay
No in-app purchases
