Amex KSA vs Budgello
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amex KSA
Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.
- Activate your card
- View account balance and transactions
- Manage Membership Rewards points
- Find nearby ATMs
- Save Amex Offers
- Submit service requests
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The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.
Budgello
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Budgello makes splitting money with other people simple and fair — for trips, flatmates, dinners, couples, and any shared expense. Add an expense, choose how to split it, and Budgello does the maths. See exactly who owes whom, then settle up straight from your own payment app. Budgello never holds your money. SPLIT ANY WAY • Equally, by exact amounts, by percentage, by shares, or equal +/− adjustments • Split a single receipt item-by-item — everyone claims what they had • Multiple payers on one expense, refunds, notes and categories SCAN RECEIPTS WITH AI • Snap a receipt and let AI itemise it automatically • Everyone taps the items they're responsible for — tax and tip split proportionally SETTLE UP IN A TAP • Smart debt simplification keeps the number of payments to a minimum • One tap opens UPI, PayPal, Venmo, Cash App and more with the amount pre-filled • A clear "paid vs owed" ring shows your progress; payments stay "pending" until the recipient confirms — so no one pays twice • Full settlement history with dates and status PLAN IT TOGETHER • Polls: ask "when is everyone free?" or "where should we go?" — pick the voting style (Yes/Maybe/No, pick one, pick several) and let people comment • Share a poll link and anyone can vote in their browser, no app needed • Events: collect RSVPs with plus-ones for a real headcount, and run a bring-list for who's bringing what FRIENDS & INSIGHTS • Add a friend by email and split one-to-one — no group needed. People on Budgello get a friend request to accept; anyone else gets an email invite you can also share • Each friend gets a private 1:1 space to add expenses and settle up, with an honest per-person balance • Personal insights reveal where your money actually goes, by category, across all your groups • Per-group and personal monthly budgets keep spending in check WORKS WORLDWIDE • 150+ currencies with correct decimals • Enter an expense in a different currency and Budgello converts it at the right rate PLAN TRIPS WITH AI (premium) • Turn any group into a trip and get a day-by-day itinerary within your budget • Live web search for current prices, route maps with driving directions, and a shareable PDF INVITE ANYONE, INSTANTLY • Share a link — people join in their browser, no app or account needed • Create a free account to keep everything backed up and in sync BUILT FOR REAL LIFE • A clean, modern design with a handy centre Scan button — everything one thumb-tap away • Works offline — browse and add expenses with no signal; changes sync when you reconnect • Comment on any expense, get smart settle reminders, and search across all your groups • Light & dark themes, group & member photos, and PDF export • Lock the app with Face ID / fingerprint, and choose exactly which notifications you get Budgello is free to use. Optional premium unlocks the AI Trip Planner and AI receipt scanning. Privacy: https://budgello.app/privacy/ Terms: https://budgello.app/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: Amex KSA at none against Budgello's 3. Amex KSA also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgello sells 3 in-app purchases, starting at $2.99 per month. Amex KSA asks for nothing beyond the download.
Amex KSA ships an update fortnightly, Budgello monthly. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.
| Parameter | Amex KSA | Budgello |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (361 ratings) — better | — |
| Positive reviews | 26.3% of reviews | — |
| Number of ratings | 361 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 139 MB | 29 MB |
| Age rating | +4 | 4+ |
| Developer | American Express (Saudi Arabia) Ltd. | Rajesh Gupta |
Bugs and requests
Amex KSA
Reported bugs
9 issues- App does not allow registration after device reset without CS intervention
- App never opens
- App lags frequently and freezes randomly
- App is down (internal service error)
- App keeps rebooting
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- Not accepting card information due to internal error
- Slow login process
- Horrible login experience
- Inconsistent exchange rate for settling amounts via SADAD
Requested features
5 requests- Ability to remove previously registered devices/sessions during registration
- Ability to pay balance owed through the app
- Add more features and focus on customer needs
- Allow adding multiple Amex cards
- Invest more in app development
Budgello
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Amex KSA
No in-app purchases
Budgello
- Budgello Plus$2.991 Month
- Budgello Plus$19.991 Year
- AI Trip Pass$1.99









