Amex KSA vs Mushrook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amex KSA
Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.
- Activate your card
- View account balance and transactions
- Manage Membership Rewards points
- Find nearby ATMs
- Save Amex Offers
- Submit service requests
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The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.
Mushrook
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Mushrook makes sharing costs with friends simple and fair — built in Saudi Arabia, in Arabic and English and many other languages, for the way we actually split things. ADD AN EXPENSE IN SECONDS • Type the amount, pick who paid, choose how to split — equally, by exact amounts, by percentage, by shares, or item by item. • Scan a Saudi tax invoice (ZATCA QR) and the store, total and date fill in by themselves. • Snap any receipt and Mushrook reads the line items, so each person pays only for what they had. GROUPS FOR EVERYTHING • Trips, shared flats, family gatherings, office lunches — each group keeps its own balance, cover and currency. • A shared to-do list for planning: who books the chalet, who brings the charcoal. • Insights by category, by day and by person. KNOW WHO OWES WHOM • One clear number: what you owe, or what you are owed. • Smart payments settle a whole group with the fewest transfers. • Every expense shows whether it has been settled. SETTLE UP THE WAY WE ACTUALLY DO • Add your bank details once; friends see your IBAN when it is time to pay you. • Send a settle-up summary on WhatsApp — it includes the bank details of whoever is receiving the money. • Record the payment and balances update for everyone instantly. EVERY CURRENCY • 50 currencies with live exchange rates, including the official Saudi Riyal symbol. • Travelling? Record the dinner in dirhams or lira and the group still balances in riyals. PRIVATE BY DESIGN • Your data is hosted in Saudi Arabia. • Only the people in a group can see it. No ads. We never sell your data. • Sign in with Google, Apple, or email. Delete your account any time from inside the app. 10 languages: Arabic, English, Urdu, Hindi, Bengali, Indonesian, Filipino, Turkish, French and Spanish. Sharing is caring! — كل مشروك، مبروك
Screenshots
Verdict
The clearest difference is update cadence: Mushrook at every 4 days against Amex KSA's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Amex KSA ships an update fortnightly, Mushrook every 4 days. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.
| Parameter | Amex KSA | Mushrook |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (363 ratings) — better | — |
| Positive reviews | 26.3% of reviews | — |
| Number of ratings | 363 — better | — |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 139 MB | 48 MB |
| Age rating | +4 | 4+ |
| Developer | American Express (Saudi Arabia) Ltd. | AKA Tech Solutions Company |
Bugs and requests
Amex KSA
Reported bugs
9 issues- App does not allow registration after device reset without CS intervention
- App never opens
- App lags frequently and freezes randomly
- App is down (internal service error)
- App keeps rebooting
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- Not accepting card information due to internal error
- Slow login process
- Horrible login experience
- Inconsistent exchange rate for settling amounts via SADAD
Requested features
5 requests- Ability to remove previously registered devices/sessions during registration
- Ability to pay balance owed through the app
- Add more features and focus on customer needs
- Allow adding multiple Amex cards
- Invest more in app development
Mushrook
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Amex KSA
No in-app purchases
Mushrook
No in-app purchases









