Comparison

Fineyo vs Budget & Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Budget & Expenses

Manage your finances by tracking expenses, controlling subscriptions, and setting financial goals. Visualize spending habits with simple analytics and set custom budget periods. Improve your money-saving habits for financial success.

Highlights
  • Expense and subscription tracking
  • Customizable budgets and categories
  • Recurring expense scheduling
  • Simple spending analytics
  • Transaction reminders
  • Tags and notes for expenses
Features
Read full description

Try a new way to manage your finances. Track expenses and control subscriptions. Quickly add transactions and set reminders, set up goals, and improve your money-saving habits. Your path to financial success starts now. BUDGETS Create spending limits for different categories in the app and keep an eye on your expenses to stay within those limits. RECURRING EXPENSES Set a transaction schedule, such as rent, subscriptions, or utility payments. Spendient will automatically add these expenses, so you don't have to input them manually. SIMPLE ANALYTICS Gain a clear understanding of your spending and income habits through analytics. Visualize your expenses and income using a pie chart, making it easier to identify areas where you can save, optimize your budget, and grow your finances. START OF THE BUDGET MONTH You can set a specific date to begin your budget month. For example, you can choose the 15th day of each month or any other date that best fits your financial system. TAGS AND NOTES Add tags and notes to for a better understanding of each expense and quicker transaction searching. CUSTOM CATEGORIES Customize the app to fit your lifestyle by creating your expense categories. Adapt the program to your needs and preferences. SECURITY AND CONFIDENTIALITY Your security and privacy are important to us. We do not collect any personal or financial data. REMINDERS The app will notify you at a suitable time to remind you to log your transactions. Privacy: https://spendient.com/privacy-policy.html Terms of Use: https://spendient.com/terms-of-use.html

Screenshots

Fineyo4 screens
Budget & Expenses4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Budget & Expenses's 3.0. Fineyo also leads on update cadence (every 4 days vs every 5 weeks) and ratings volume (12 vs 1). Budget & Expenses's advantage is review sentiment (100% vs 83%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Budget & Expenses sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 83% of Fineyo's written reviews are positive against 100% of Budget & Expenses's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Budget & Expenses every 5 weeks. The most recent releases landed on October 27, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
Fineyo versus Budget & Expenses: the parameters behind the verdict, then further details
ParameterFineyoBudget & Expenses
PriceFreeFree
Rating5.0 (12 ratings) — better3.0 (1 ratings)
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings12 — better1
Update frequencyEvery 4 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size105 MB71 MB
Age rating4+4+
DeveloperDeniss DubininsIvan Denisov

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Budget & Expenses

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
3 purchases

Budget & Expenses

Subscriptions3
  • Monthly$4.991 Month
  • Annual7 Days trial$24.991 Year
  • Annual$39.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Budget & Expenses free?
Budget & Expenses is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Budget & Expenses?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 12 ratings, while Budget & Expenses averages 3.0 from 1 ratings.
Do Fineyo or Budget & Expenses have ads?
Neither Fineyo nor Budget & Expenses shows ads.
Which is updated more often, Fineyo or Budget & Expenses?
Fineyo ships an update every 4 days, and Budget & Expenses every 5 weeks. Most recently, Fineyo was updated on October 27, 2026 and Budget & Expenses on October 13, 2026.

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