Comparison

Fineyo vs Split expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Split expenses

Easily track and share expenses with others, whether for trips or shared living. The app helps you organize who owes what and provides simplified settlement options. It also supports recurring bills and offline use.

Highlights
  • Share expenses with groups
  • Create expense groups
  • Manage recurring bills
  • Simplified settlement options
  • View independent payments
  • Expense history
  • iCloud synchronization
  • Offline mode
Features
Read full description

Introducing BillShare – the ultimate split expenses app! With BillShare, you can easily track your expenses, share them with others and settle up - all in one convenient place. Effortlessly split expenses. No more headaches over who owes what. Stay organized and focused on enjoying your time together. Whether you are planning a trip or sharing a household, this app surely fills your needs. FEATURES • Share your expenses Add expenses and share them with a group. • Create expenses groups You can create different groups for your house, friends, trip partners... • Recurring bills Create recurring expenses for rent, insurance, internet... See up next bills. • Settle up Get simplified pay off recommendations for single payment debt settlement. • Independent payments See who paid each expense for easier reviewal. • Expenses history Past paid expenses can also be seen and reviewed. • iCloud synchronization Automatic synchronization of the data between all your Apple devices (iPhone, iPad and Mac) thanks to iCloud. • Offline mode Add and review expenses offline, sync changes when reconnected FAQ ~ Is it free? It is a freemium app. You are offered 25 expenses for free on each group, so you can try the app to the fullest. You can upgrade the app to have infinite expenses creation with a single lifetime purchase or a subscription. ~ Why paying? I created the app as a solo indie developer and each purchase helps me creating new updates and helpful features. ~ What if I lose connection? No worries! All of your data is stored in the device until it can be synced with the rest of your devices. ~ I found a bug / I want to request a feature. Please send an email to contact@billsharing.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
Split expenses4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Split expenses's 4.3. Fineyo also leads on update cadence (every 4 days vs monthly) and ratings volume (12 vs 3). Split expenses's advantage is review sentiment (100% vs 83%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Split expenses sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 12 and 3 respectively. Written reviews complicate that: 83% of Fineyo's written reviews are positive against 100% of Split expenses's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Split expenses monthly. Both last shipped on November 4, 2026.

Scorecard4 real differences · 6 level
Fineyo versus Split expenses: the parameters behind the verdict, then further details
ParameterFineyoSplit expenses
PriceFreeFree
Rating5.0 (12 ratings) — better4.3 (3 ratings)
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings12 — better3
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size164 MB12 MB
Age rating4+4+
DeveloperDeniss DubininsJorge Romanos

Customer experience

Fineyo

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Split expenses

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
3 purchases

Split expenses

Subscriptions2
  • Monthly Pro$0.991 Month
  • Annual Pro$8.991 Year
One-time1
  • Lifetime Pro$14.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Split expenses free?
Split expenses is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Split expenses?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 12 ratings, while Split expenses averages 4.3 from 3 ratings.
Do Fineyo or Split expenses have ads?
Neither Fineyo nor Split expenses shows ads.
Which is updated more often, Fineyo or Split expenses?
Fineyo ships an update every 4 days, and Split expenses monthly. Most recently, Fineyo was updated on November 4, 2026 and Split expenses on November 4, 2026.

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