Comparison

Fineyo vs Split expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Split expenses

Easily track and share expenses with others, whether for trips or shared living. The app helps you organize who owes what and provides simplified settlement options. It also supports recurring bills and offline use.

Highlights
  • Share expenses with groups
  • Create expense groups
  • Manage recurring bills
  • Simplified settlement options
  • View independent payments
  • Expense history
  • iCloud synchronization
  • Offline mode
Features
Read full description

Introducing BillShare – the ultimate split expenses app! With BillShare, you can easily track your expenses, share them with others and settle up - all in one convenient place. Effortlessly split expenses. No more headaches over who owes what. Stay organized and focused on enjoying your time together. Whether you are planning a trip or sharing a household, this app surely fills your needs. FEATURES • Share your expenses Add expenses and share them with a group. • Create expenses groups You can create different groups for your house, friends, trip partners... • Recurring bills Create recurring expenses for rent, insurance, internet... See up next bills. • Settle up Get simplified pay off recommendations for single payment debt settlement. • Independent payments See who paid each expense for easier reviewal. • Expenses history Past paid expenses can also be seen and reviewed. • iCloud synchronization Automatic synchronization of the data between all your Apple devices (iPhone, iPad and Mac) thanks to iCloud. • Offline mode Add and review expenses offline, sync changes when reconnected FAQ ~ Is it free? It is a freemium app. You are offered 25 expenses for free on each group, so you can try the app to the fullest. You can upgrade the app to have infinite expenses creation with a single lifetime purchase or a subscription. ~ Why paying? I created the app as a solo indie developer and each purchase helps me creating new updates and helpful features. ~ What if I lose connection? No worries! All of your data is stored in the device until it can be synced with the rest of your devices. ~ I found a bug / I want to request a feature. Please send an email to contact@billsharing.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
Split expenses4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Split expenses's 4.3. Fineyo also leads on update cadence (every 4 days vs monthly) and ratings volume (11 vs 3). Split expenses's advantage is review sentiment (100% vs 82%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Split expenses sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 11 and 3 respectively. Written reviews complicate that: 82% of Fineyo's written reviews are positive against 100% of Split expenses's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Split expenses monthly. The most recent releases landed on October 10, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
Fineyo versus Split expenses: the parameters behind the verdict, then further details
ParameterFineyoSplit expenses
PriceFreeFree
Rating5.0 (11 ratings) — better4.3 (3 ratings)
Positive reviews81.8% of reviews100.0% of reviews — better
Number of ratings11 — better3
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.0
Further details — not scored
Size105 MB12 MB
Age rating4+4+
DeveloperDeniss DubininsJorge Romanos

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

Split expenses

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
3 purchases

Split expenses

Subscriptions2
  • Monthly Pro$0.991 Month
  • Annual Pro$8.991 Year
One-time1
  • Lifetime Pro$14.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Split expenses free?
Split expenses is free to download, with in-app purchases available.
Which has better reviews, Fineyo or Split expenses?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Split expenses averages 4.3 from 3 ratings.
Do Fineyo or Split expenses have ads?
Neither Fineyo nor Split expenses shows ads.
Which is updated more often, Fineyo or Split expenses?
Fineyo ships an update every 4 days, and Split expenses monthly. Most recently, Fineyo was updated on October 10, 2026 and Split expenses on September 26, 2026.

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