Comparison

Fineyo vs SpendLimit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

SpendLimit

Manage your finances offline with this expense tracker. It uses AI-powered OCR to scan receipts, automatically extracting details like amounts and categories. Set budget limits and monitor spending trends without needing an internet connection.

Highlights
  • Offline expense tracking
  • AI-powered OCR receipt scanning
  • Smart budget setting and monitoring
  • Spending summaries and trends
  • No sign-up required
Features
Read full description

Take control of your budget with SpendLimit, a privacy-first spending tracker that helps you stay on top of expenses. Snap a receipt and smart scanning helps extract the details, or add spending manually. Why Choose SpendLimit? 1. Privacy-First Records - Your budgets and transactions are stored locally on your device. 2. Smart Receipt Scanning - Detect amounts, dates, merchants, and categories. 3. Budget Tracking - Set limits and monitor your spending. 4. Optional AI Assistance - Get smarter receipt extraction and spending insights when enabled. 5. No Sign-Up Required - Just install and start tracking. Core expense tracking works offline. Optional AI features require internet access and process the content needed to provide the requested result. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
SpendLimit4 screens

Verdict

The call

The clearest difference is review sentiment: SpendLimit at 100% against Fineyo's 82%. Fineyo's advantage is update cadence (every 4 days vs every 11 days) and iOS requirement (16.4 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and SpendLimit sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, SpendLimit every 11 days. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
Fineyo versus SpendLimit: the parameters behind the verdict, then further details
ParameterFineyoSpendLimit
PriceFreeFree
Rating5.0 (11 ratings) — better—
Positive reviews81.8% of reviews100.0% of reviews — better
Number of ratings11 — better—
Update frequencyEvery 4 days — betterEvery 11 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better18.0
Further details — not scored
Size105 MB28 MB
Age rating4+4+
DeveloperDeniss DubininsRobihamanto Robihamanto

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

SpendLimit

Written reviews15 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
2 purchases

SpendLimit

Subscriptions2
  • Monthly2 variants$4.991 Month
  • Yearly2 variants$49.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is SpendLimit free?
SpendLimit is free to download, with in-app purchases available.
Do Fineyo or SpendLimit have ads?
Neither Fineyo nor SpendLimit shows ads.
Which is updated more often, Fineyo or SpendLimit?
Fineyo ships an update every 4 days, and SpendLimit every 11 days. Most recently, Fineyo was updated on October 10, 2026 and SpendLimit on October 5, 2026.

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