Comparison

Fineyo vs Mintory

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

Highlights
  • Voice input with AI
  • Siri, Spotlight, and Shortcuts integration
  • Automated transaction logging
  • Customizable budgets with alerts
  • Shared financial spaces
  • Detailed spending reports and charts
  • Offline functionality
Features
Read full description

A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed. JUST SAY IT Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device. ASK SIRI ABOUT YOUR MONEY "How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too. EXPENSES THAT LOG THEMSELVES Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere. POWERFUL WIDGETS AND APPLE WATCH Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today. BUDGETS AND BILLS UNDER CONTROL Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises. ALL FEATURES - Expense and income tracking - Voice input with Fineyo AI (Apple Intelligence) - Siri, Spotlight and Shortcuts actions - Apple Pay and bank notification automations - Home Screen, Lock Screen and Control Center widgets - Apple Watch app with complications - Category budgets with alerts - Monthly reports and daily summary - Spending charts and spending map - Recurring transactions with reminders - Receipt photos - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency with travel currency and daily exchange rates - Custom categories with icons and emoji - Search, filters and CSV export - iCloud sync across your iPhone and iPad - Works offline - Dark mode, theme colors and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Mintory

Features
Read full description

Mintory is a simple yet powerful personal finance app that helps you track income and expenses, manage your budget, and reach your savings goals. YOUR MONEY AT A GLANCE • See your total balance, monthly income and expenses on one screen • Track your saving vs. spending balance with the Financial Health score • Get smart alerts when a budget is about to run out LOG EVERY EXPENSE IN SECONDS • Quickly add income, expenses and transfers between accounts • Categorize transactions, add notes, search and filter with ease • Automate recurring payments like rent, bills and subscriptions • Never miss a payment with reminders ALL YOUR ACCOUNTS IN ONE PLACE • Manage bank, cash, credit card, savings and investment accounts together • Work with multiple currencies and see your net worth instantly with live exchange and gold rates STAY ON BUDGET, SPEND SMART • Create monthly budgets by category • Follow your spending progress with color-coded indicators • Get notified before you go over your limit WHERE DOES YOUR MONEY GO? • Discover your habits with category charts and income vs. expense comparisons • Review this month, last month, the last 3 months, this year or any custom range REACH YOUR GOALS STEP BY STEP • Set savings goals like a new car, a trip or an emergency fund • Track your progress and see how close you are PRIVACY & SECURITY • Your data is stored on your device • Lock the app with Face ID / Touch ID or a passcode • Export your data anytime PERSONALIZATION • Dark and light themes • English and Turkish language support MINTORY PREMIUM The free plan includes up to 3 accounts and 3 budgets. Upgrade to Premium for: • Unlimited accounts and budgets • PDF report export • Advanced analytics • Priority support Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Start today with Mintory — where every coin counts.

Screenshots

Fineyo4 screens
Mintory4 screens

Verdict

The call

The clearest difference is update cadence: Fineyo at every 4 days against Mintory's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Mintory sells 1 in-app purchase, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Mintory every 3 months. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Fineyo versus Mintory: the parameters behind the verdict, then further details
ParameterFineyoMintory
PriceFreeFree
Rating5.0 (12 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings12 — better—
Update frequencyEvery 4 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, Apple WatchiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size164 MB61 MB
Age rating4+4+
DeveloperDeniss DubininsOMER AKSIT

In-app purchases

4 purchases

Fineyo

Subscriptions3
  • Weekly3 Days trial$0.997 Days
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$44.99
1 purchases

Mintory

Subscriptions1
  • Yearly$1.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Mintory free?
Mintory is free to download, with in-app purchases available.
Do Fineyo or Mintory have ads?
Neither Fineyo nor Mintory shows ads.
Which is updated more often, Fineyo or Mintory?
Fineyo ships an update every 4 days, and Mintory every 3 months. Most recently, Fineyo was updated on November 4, 2026 and Mintory on October 30, 2026.

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