Comparison

Fineyo vs Basil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html

About

Basil

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Highlights
  • Automatic transaction logging
  • AI-powered voice dictation
  • Instant spending insights
  • Recurring bill tracking
  • 100% local data storage
  • Beautiful, customizable interface
Features
Read full description

Basil features a stunning aesthetic and is powered by secure, on-device AI, automating the tedious parts of budgeting so you can focus on where your money goes, not how you record it. Now with Siri AI, an on-device chat assistant, and a refreshed experience for iOS 27. Whether you're paying with Apple Pay, sending money via Venmo, PayPal, PayNow, PayLah!, GrabPay, ShopeePay and more, or just asking Siri, Basil captures it all instantly without you lifting a finger. Why You'll Love Basil: 1. True Automation: Forget manual entry. Basil logs payments seamlessly, however they arrive: Tap-to-Pay Automation: Transactions appear instantly when you use Apple Pay. Universal Payment Capture: Automatically capture transactions from PayPal, Venmo, GrabPay, PayNow, and more. Siri & Shortcuts: Log an expense or check your budget just by talking to Siri. Notification Capture: Basil can log a transaction straight from a payment notification, no need to open the app. Apple Watch: Log a transaction by voice from your wrist, even without your iPhone on you. Scan a Receipt: Snap a photo and let Basil turn it into a transaction. 2. AI-Powered Intelligence: Harness on-device, secure AI to organise your financial life: Smart Voice Dictation: Say "Spent $15 on lunch and $20 on Netflix" and let AI categorise and log it. Ask Basil: Chat with your own on-device financial assistant about your budget, spending habits, or where to cut back. Instant Insights: Real-time summaries of spending and budget health, with deeper dive-ins by category and merchant. Smart Budget Coaching: See your average daily spend while setting a budget, with recommendations if you keep going over. Recurring Bills: Never miss a due date with subscription and free-trial reminders synced to your iOS Calendar. 3. Privacy by Design (Local First): Your financial data belongs to you, and only you. 100% Local Storage: Your data stays on your device, not our servers. No Account Required: Start tracking immediately, no sign-up. On-device Intelligence: Basil's AI, including Ask Basil, thinks inside your phone wherever possible (Apple Intelligence must be enabled in Settings). 4. Smarter Organisation Modes: Create a Mode like "Travel" to track a trip separately while it still counts toward your overall picture. Switch back to Default at any time and filter Insights by any Mode. Split & Lending: Cover a bill for friends and let Basil track what they owe you, with a reminder to settle up. Merchant View: See historical spending broken down by merchant. Custom Recaps: Exclude specific categories or recurring transactions from your weekly recap. 5. Premium Experience Refreshed Design: A more native-feeling interface, with an Insights page built for deeper exploration. Dark Mode Ready: Looks stunning in both light and dark modes. Multi-Currency: Diverse account support for a global audience. More Widgets: Faster access to your money from your Home Screen. Built for Every iPhone: Layouts adapt across the full range of iPhone display sizes. Accessibility: Built with VoiceOver and accessibility support in mind. Key Features: Automatic Logging via Shortcuts, Siri, Notifications, Apple Watch, and Receipt Scan On-Device AI Chat, Summaries, and Voice Dictation Flexible Budgeting with Smart Coaching (Monthly & Custom Cycles) Deep Insights & Visual Analytics, including Merchant and Mode filtering Custom Categories with Smart Mapping Split Transactions & Bill Reminders synced to Calendar Data Export & Import (from other expense tracker apps) Stop wondering where your money went. Download Basil today and start building your wealth, privately. Thank you for helping us shape Basil into the best expense and budget tracker! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
Basil4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Basil's 4.5. Fineyo also leads on update cadence (every 4 days vs every 2 months) and iOS requirement (16.4 vs 26.0). Basil's advantage is in-app purchases (none vs 3) and review sentiment (100% vs 80%). On price, ratings volume, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Basil asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 11 and 8 respectively. Written reviews complicate that: 80% of Fineyo's written reviews are positive against 100% of Basil's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Basil every 2 months. The most recent releases landed on September 12, 2026 and September 16, 2026 respectively.

Scorecard6 real differences · 4 level
Fineyo versus Basil: the parameters behind the verdict, then further details
ParameterFineyoBasil
PriceFreeFree
Rating5.0 (11 ratings) — better4.5 (8 ratings)
Positive reviews80.0% of reviews100.0% of reviews — better
Number of ratings11 — better8
Update frequencyEvery 4 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, Apple Watch — better
Requires iOS16.4 — better26.0
Further details — not scored
Size102 MB50 MB
Age rating4+4+
DeveloperDeniss DubininsSwapnil Bapat

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Basil

All ratings8 ratings
Positive87.5%
Neutral12.5%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
None

Basil

No in-app purchases

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Basil free?
Basil is free to download, with no in-app purchases.
Which has better reviews, Fineyo or Basil?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Basil averages 4.5 from 8 ratings.
Do Fineyo or Basil have ads?
Neither Fineyo nor Basil shows ads.
Which is updated more often, Fineyo or Basil?
Fineyo ships an update every 4 days, and Basil every 2 months. Most recently, Fineyo was updated on September 12, 2026 and Basil on September 16, 2026.

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