Fineyo vs PacketPlanner

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

Plan your red packet (angpao / hong bao / li xi) budget for Chinese New Year, Hari Raya, Deepavali or any festive occasion - and know exactly how much cash to withdraw. PacketPlanner organises who gets what, works out the notes to draw from the bank, and keeps a record you can carry from one year to the next. PLAN AND BUDGET - Group people the way you actually visit them: family, in-laws, colleagues, kids - Set the amount and the number of packets for each person - Not sure how much to give? Tap a relationship and see the customary amount for your region NEVER GUESS AT THE ATM - The calculator totals every note you need, by denomination - Enter the notes you already have at home and it tells you exactly how many more to withdraw - Currency presets load the real denominations for your country GIVE WITHOUT MISSING ANYONE - Tick each packet as you hand it out - Give Mode hides everyone already done and counts down who is left and how much - Search your list instantly, however long it gets RECORD WHAT COMES BACK - Log the packets your own household receives - See your net position for the season: given against received - Per-person totals, plus reciprocity for the packets where you know who gave ONE PLAN PER YEAR - Keep this year and next year side by side and switch between them - Duplicate last year to start the new one with everyone already on the list MULTILINGUAL Full support for English, Chinese (Simplified and Traditional), Malay, Tamil, Hindi and Vietnamese. PRIVATE BY DEFAULT Your data stays on your device. No account, no sign-up. Pro adds optional backup to your own iCloud Drive, which only you can read. PRO UPGRADE - one single purchase - Unlimited plans, so every year has its own - Unlimited groups - Automatic iCloud backup, one file per plan - Export to Excel, plus JSON backup and restore - No ads The rate guide, calculator, search and Give Mode are free, always. PERFECT FOR - Chinese New Year (hong bao) - Hari Raya Aidilfitri (duit raya) - Deepavali - Tet (li xi) - Weddings, birthdays and corporate events Say goodbye to messy notes and last-minute ATM runs. Plan smarter with PacketPlanner! Privacy Policy: https://mlt-solutions.github.io/app-legal-docs/packetplanner/PRIVACY Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/