Comparison

Fineyo vs GhostCatch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

GhostCatch

This app helps you track and manage recurring expenses by scanning receipts or screenshots. It offers visual analytics, smart alerts for renewals, and a calendar view of upcoming charges. All data is stored locally for enhanced privacy.

Highlights
  • Magic scan to add subscriptions
  • Visual spending analytics
  • Customizable subscription tags
  • Smart renewal alerts
  • Calendar view of billing
  • 100% local data storage
Features
Read full description

Stop letting subscriptions haunt your wallet. GhostCatch is the privacy-first subscription manager designed for those who value their data as much as their dollars. No accounts, no cloud sync - just total control over your recurring charges. TRACK WITH PRECISION - Magic scan to add subscription: Point your camera at a receipt or screenshot or select one from galery. Our on-device AI extracts the details instantly. - Visual Analytics: View your total spending across daily, monthly, and yearly intervals. - Custom Organization: Tag subscriptions by Streaming, Tools, Fitness, or Gaming. NEVER MISS A RENEWAL - Smart Alerts: Receive customizable notifications before a charge hits your bank. - Calendar View: A bird’s-eye view of your financial month ahead. - Flexible Billing: Supports weekly, monthly, quarterly, and annual cycles. PRIVACY BY DESIGN - 100% Local Storage: Your data never leaves your device. - No Accounts: Start tracking immediately—no email or login required. - Offline First: OCR processing and reminders happen entirely on-device. GHOSTCATCH PREMIUM - Elevate your financial tracking: - Unlimited subscription entries - Unlimited AI receipt scans - Custom reminder schedules & categories - CSV/JSON Data Export - Development Team support - New feature updates Download GhostCatch today. Catch those sneaky subscriptions before they catch you. Privacy Policy: https://ntudevelop.github.io/GhostCatch/#privacy Terms of Use: https://ntudevelop.github.io/GhostCatch/#terms For any inquiries, send us a message at ntu.develop@gmail.com

Screenshots

Fineyo4 screens
GhostCatch4 screens

Verdict

The call

The clearest difference is update cadence: Fineyo at every 4 days against GhostCatch's monthly. Fineyo also leads on ratings volume (11 vs 1). GhostCatch's advantage is review sentiment (100% vs 82%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and GhostCatch sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for GhostCatch. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 82% of Fineyo's written reviews are positive against 100% of GhostCatch's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, GhostCatch monthly. The most recent releases landed on October 10, 2026 and October 1, 2026 respectively.

Scorecard3 real differences · 7 level
Fineyo versus GhostCatch: the parameters behind the verdict, then further details
ParameterFineyoGhostCatch
PriceFreeFree
Rating5.0 (11 ratings)5.0 (1 ratings)
Positive reviews81.8% of reviews100.0% of reviews — better
Number of ratings11 — better1
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size105 MB105 MB
Age rating4+4+
DeveloperDeniss DubininsNguyen Thao Uyen

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

GhostCatch

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
3 purchases

GhostCatch

Subscriptions2
  • GhostCatch Premium Monthly3 Days trial$2.991 Month
  • GhostCatch Premium Yearly7 Days trial$19.991 Year
One-time1
  • GhostCatch Premium Lifetime$29.99

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is GhostCatch free?
GhostCatch is free to download, with in-app purchases available.
Which has better reviews, Fineyo or GhostCatch?
Fineyo and GhostCatch are both rated 5.0 out of 5 on the App Store, from 11 and 1 ratings respectively.
Do Fineyo or GhostCatch have ads?
Neither Fineyo nor GhostCatch shows ads.
Which is updated more often, Fineyo or GhostCatch?
Fineyo ships an update every 4 days, and GhostCatch monthly. Most recently, Fineyo was updated on October 10, 2026 and GhostCatch on October 1, 2026.

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