Comparison

Fineyo vs SubTracky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

SubTracky

Features
Read full description

Take control of your subscriptions with SubTracky. Track your recurring payments, manage your bills, and stay on top of your spending — all in one simple app. Are you paying for subscriptions you forgot about? SubTracky helps you track every subscription, understand your spending, and avoid unexpected charges. Stay organized, save money, and feel in control. Track all your subscriptions in one place, view your total monthly and yearly spending, and get reminders before billing dates. Add subscriptions quickly with a clean and minimal interface designed for simplicity. Understand your habits with smart insights. See how much you spend each month, identify unused services, and make better financial decisions. Upgrade to SubTracky Premium to unlock unlimited subscriptions, advanced spending insights, smart reminders, and premium themes. Your privacy matters. Your data stays on your device with no unnecessary tracking. PRIVACY FIRST Your data stays on your device. SubTracky does not sell or share your personal information. Start tracking your subscriptions today with SubTracky. Privacy Policy: https://nasuhemre.com/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Fineyo4 screens
SubTracky3 screens

Verdict

The call

The clearest difference is update cadence: SubTracky at every 2 days against Fineyo's every 4 days. Fineyo's advantage is iOS requirement (16.4 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and SubTracky sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, SubTracky every 2 days. The most recent releases landed on October 10, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Fineyo versus SubTracky: the parameters behind the verdict, then further details
ParameterFineyoSubTracky
PriceFreeFree
Rating5.0 (11 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better26.2
Further details — not scored
Size105 MB7 MB
Age rating4+4+
DeveloperDeniss DubininsNasuh Emre atessoy

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
2 purchases

SubTracky

Subscriptions2
  • Monthly$0.991 Month
  • Yearly$9.991 Year

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is SubTracky free?
SubTracky is free to download, with in-app purchases available.
Do Fineyo or SubTracky have ads?
Neither Fineyo nor SubTracky shows ads.
Which is updated more often, Fineyo or SubTracky?
Fineyo ships an update every 4 days, and SubTracky every 2 days. Most recently, Fineyo was updated on October 10, 2026 and SubTracky on September 24, 2026.

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