Comparison

Fineyo vs Finance Folio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

Finance Folio

Features
Read full description

¿A dónde se va tu dinero cada mes? FinanceFolio te lo muestra en segundos y te ayuda a tomar mejores decisiones — con el método 50/30/20, usado por millones en todo el mundo. • 50% esenciales • 30% estilo de vida • 20% ahorro e inversión LO QUE HACE POR TI - Registra ingresos y gastos en la frecuencia real de tu vida (diario, semanal, quincenal, mensual). La app los convierte a equivalente mensual automáticamente. - Insights inteligentes: te avisa cuando gastas de más, ahorras de menos o sales del balance. - Gráficas claras que comparan tu distribución actual vs. la ideal. PRIVACIDAD TOTAL Tus datos son solo tuyos. Sin cuentas. Sin servidores. Sin nube. Sin internet. Sin tracking. Todo vive en tu dispositivo. PAGA UNA VEZ, ÚSALA SIEMPRE Un solo pago. Acceso de por vida. Sin suscripciones. Disponible en español e inglés. Desarrollada por Creedex.

Screenshots

Fineyo4 screens
Finance Folio3 screens

Verdict

The call

The clearest difference is in-app purchases: Finance Folio at none against Fineyo's 3. Fineyo's advantage is update cadence (every 4 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Finance Folio asks for nothing beyond the download.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Finance Folio every 9 days. The most recent releases landed on October 10, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
Fineyo versus Finance Folio: the parameters behind the verdict, then further details
ParameterFineyoFinance Folio
PriceFreeFree
Rating5.0 (11 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size105 MB44 MB
Age rating4+4+
DeveloperDeniss DubininsJose Pablo Montero Cantu

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
None

Finance Folio

No in-app purchases

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Finance Folio free?
Finance Folio is free to download, with no in-app purchases.
Do Fineyo or Finance Folio have ads?
Neither Fineyo nor Finance Folio shows ads.
Which is updated more often, Fineyo or Finance Folio?
Fineyo ships an update every 4 days, and Finance Folio every 9 days. Most recently, Fineyo was updated on October 10, 2026 and Finance Folio on September 28, 2026.

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