Comparison

Fineyo vs billFT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

A simple, private expense tracker. Log spending in seconds, set budgets that keep you on track, and see exactly where your money goes. No bank login needed. SHARED SPACES, WHEN YOU NEED THEM Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate. ADD EXPENSES IN SECONDS Type an amount, pick a category, done. Or say it: "Coffee 4.50 today" and Fineyo fills in the details. A ready-made Shortcut can log your Apple Pay purchases automatically. SEE WHERE YOUR MONEY GOES One clean dashboard for all your accounts: bank, cards and cash. Charts show monthly trends and your biggest categories, so you can spot overspending before it adds up. BUDGETS THAT GUIDE YOU Set limits per category and get a gentle heads-up when you get close. No guilt, no pressure. Just enough to stay on track. ALL FEATURES - Expense and income tracking - Voice input - Category budgets with alerts - Spending charts and monthly insights - Multiple accounts: bank, cards, cash - Shared spaces with family or roommates - Multi-currency support - Custom categories with emoji - Apple Pay logging with Shortcuts - Search and filters - CSV export - iCloud sync across your devices - Works offline - Dark mode, themes and custom app icons PRIVATE BY DESIGN No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. FINEYO PRO Fineyo is free to start. Pro unlocks unlimited categories, budgets and accounts, iCloud sync, shared spaces, CSV export, Apple Pay logging, themes and app icons. Pro works with Family Sharing, so one subscription covers your family. Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits. Terms of Use https://fineyo.app/terms-of-use Privacy Policy https://fineyo.app/privacy-policy

About

billFT

Features
Read full description

Take Control of Your Expenses with billFT — The Privacy-First Receipt Tracker. Take control of your financial records with billFT, the expense tracker designed for speed, total privacy, and collaborative management. Whether you’re a freelancer tracking tax write-offs or a household managing shared budgets, billFT keeps your data organized and, most importantly, under your control. YOUR DATA, YOUR CHOICE billFT is built on a "Local-First" philosophy. We believe your financial habits are your business, not ours. 100% Anonymous Mode: Use the app without ever creating an account. All receipt data, scans, and analytics stay encrypted on your device. Optional Family Sync: Need to coordinate? Create an optional account to unlock Family Sharing. Securely sync selected receipts with partners or family members using end-to-end encryption. Easy Deletion: If you choose to use an account, you can delete it and all associated cloud data at any time via billft.com/delete.php. BUILT FOR PERFORMANCE Instant OCR: No more waiting for "cloud processing." Our high-performance scanning engine identifies merchants and totals in real-time. C++ Optimized: Built with a native logic core to ensure zero lag, even as your archive grows to thousands of receipts. Offline-Ready: Scan and manage your expenses anywhere—perfect for international travel or areas with spotty reception. POWERFUL MANAGEMENT TOOLS Smart Recognition: Automatically match receipts from major retailers like Costco, Food Basics, LCBO, and many others. Visual Analytics: Understand your spending with clean, logic-driven charts categorized by your specific needs. Searchable Archive: Find any past expense by merchant, date, or price range instantly. PRIVACY YOU CAN TRUST Designed in Ontario, Canada, billFT is the "clean" alternative to data-heavy financial apps. We don't show ads, we don't sell your data, and we don't require an internet connection for core features. Download billFT today and experience the power of private, logic-driven financial tracking.

Screenshots

Fineyo4 screens
billFT4 screens

Verdict

The call

The clearest difference is in-app purchases: billFT at none against Fineyo's 3. Fineyo's advantage is update cadence (every 4 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. billFT asks for nothing beyond the download.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, billFT every 6 weeks. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

Scorecard2 real differences · 8 level
Fineyo versus billFT: the parameters behind the verdict, then further details
ParameterFineyobillFT
PriceFreeFree
Rating5.0 (11 ratings) — better—
Positive reviews81.8% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better16.6
Further details — not scored
Size105 MB61 MB
Age rating4+4+
DeveloperDeniss DubininsLogic FT Inc

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
None

billFT

No in-app purchases

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is billFT free?
billFT is free to download, with no in-app purchases.
Do Fineyo or billFT have ads?
Neither Fineyo nor billFT shows ads.
Which is updated more often, Fineyo or billFT?
Fineyo ships an update every 4 days, and billFT every 6 weeks. Most recently, Fineyo was updated on October 10, 2026 and billFT on October 12, 2026.

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