Comparison

Monthly Bill Planner vs Payment Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Bill Planner

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

Highlights
  • Track income and bills
  • Custom pay periods
  • Mark bills as paid
  • Group expenses and income
  • Calculate bills evenly per month
  • Visualize data with graphs
  • Multi-currency and multi-language support
Features
Read full description

Are you looking for a new way to manage your monthly expenses? Look no further than Monthly Bill Planner! This handy app helps you keep track of your income and bills, ensuring that you always have a clear picture of your financial situation. With Monthly Bill Planner, you can easily add your bills and income, set up custom pay periods, mark bills as paid, and even create multiple "plannings" to group your expenses and income. Plus, the app can calculate your bills evenly across each month and display the data in graphs, allowing you to see exactly where your money is going and track your income and expenses over time. In addition to all these great features, Monthly Bill Planner also offers customization options, with the ability to change the color of each bill and income to fit your preferences. And with support for 20+ currencies and three available languages (English, Swedish, and Turkish), it's easy to use no matter where you are in the world. So why wait? Download Monthly Bill Planner today and take control of your finances! And don't forget to give us your feedback – we would love to hear from you. You can send your comments and suggestions to anton@moimob.com. Disclaimer: Please note that this app does not access your bank account – all data must be entered manually and is stored locally on your device. Special thanks to Yigit Sereflioglu for his contributions to the Turkish translation of the app.

About

Payment Tracker

Features
Read full description

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.

Screenshots

Monthly Bill Planner4 screens
Payment Tracker4 screens

Verdict

The call

The clearest difference is ads: Payment Tracker at none against Monthly Bill Planner's shown. Payment Tracker also leads on update cadence (weekly vs every 6 weeks). Monthly Bill Planner's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Bill Planner sells 1 one-off in-app purchase and Payment Tracker sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monthly Bill Planner ships an update every 6 weeks, Payment Tracker weekly. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 6 level
Monthly Bill Planner versus Payment Tracker: the parameters behind the verdict, then further details
ParameterMonthly Bill PlannerPayment Tracker
PriceFreeFree
Rating4.1 (25 ratings) — better—
Positive reviews81.3% of reviews—
Number of ratings25 — better—
Update frequencyEvery 6 weeksWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size30 MB18 MB
Age rating4+4+
DeveloperAnton GustafssonBahattin Duran

In-app purchases

1 purchases

Monthly Bill Planner

One-time1
  • Premium$12.99
3 purchases

Payment Tracker

Subscriptions3
  • PayLog Premium — Weekly3 Days trial$2.997 Days
  • PayLog Premium — Monthly3 Days trial$6.991 Month
  • PayLog Premium — Yearly7 Days trial$29.991 Year

Questions

Is Monthly Bill Planner free?
Monthly Bill Planner is free to download, with in-app purchases available.
Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Do Monthly Bill Planner or Payment Tracker have ads?
Monthly Bill Planner shows ads; Payment Tracker does not.
Which is updated more often, Monthly Bill Planner or Payment Tracker?
Monthly Bill Planner ships an update every 6 weeks, and Payment Tracker weekly. Most recently, Monthly Bill Planner was updated on November 3, 2026 and Payment Tracker on November 9, 2026.

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