Comparison

Paysmart vs ATB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paysmart

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

Highlights
  • Real-time bill consultation
  • Automatic favorite bill updates
  • Secure digital bill payment
  • Payment history tracking
  • Spending visualization dashboard
  • 24/7 support and claims service
Features
Read full description

Paysmart est une solution de paiement digital des factures. Elle vous offre les services suivants : - La consultation en temps réel de vos factures en ligne, ou encore de manière automatique pour la liste des favoris. - Le paiement digital qui vous permet d’accéder et de payer vos factures par carte bancaire ou par wallet de manière sécurisée, instantanée et sans frais. Prochainement d’autres services seront disponibles ainsi que d’autres facturiers. - Un historique vous permet de garder trace de vos consultations et paiements effectués en ligne. - Un tableau de bord vous aide à visualiser vos dépenses effectuées ou en attente. - Un service de réclamation est disponible 24/7 via l’espace support. Vous pouvez y poser vos questions ou déposer vos réclamations.

About

ATB Pay

Features
Read full description

Ce service de ATB vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement.

Screenshots

Paysmart4 screens
ATB Pay4 screens

Verdict

The call

The clearest difference is ads: ATB Pay at none against Paysmart's shown. ATB Pay also leads on update cadence (weekly vs every 2 weeks) and iOS requirement (12.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paysmart ships an update every 2 weeks, ATB Pay weekly. The most recent releases landed on July 5, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Paysmart versus ATB Pay: the parameters behind the verdict, then further details
ParameterPaysmartATB Pay
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size48 MB76 MB
Age rating4+4+
DeveloperSOCIETE MONETIQUE TUNISIEARAB TUNISIAN BANK

In-app purchases

None

Paysmart

No in-app purchases

None

ATB Pay

No in-app purchases

Questions

Is Paysmart free?
Paysmart is free to download, with no in-app purchases.
Is ATB Pay free?
ATB Pay is free to download, with no in-app purchases.
Do Paysmart or ATB Pay have ads?
Paysmart shows ads; ATB Pay does not.
Which is updated more often, Paysmart or ATB Pay?
Paysmart ships an update every 2 weeks, and ATB Pay weekly. Most recently, Paysmart was updated on July 5, 2026 and ATB Pay on September 10, 2026.

Other comparisons