Summa vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Summa
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Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html
Expense Tracker
This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.
- Multi-currency support
- Subscription tracking
- Category budgets
- 100% privacy
- Lightning-fast entry
- CSV export
- Face ID / Touch ID protection
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Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.
Screenshots
Verdict
The clearest difference is iOS requirement: Summa at 15.1 against Expense Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Summa ships an update every 6 days, Expense Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.
| Parameter | Summa | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Every 6 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 196 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Tauyekel Kunzhol | Akarys Turganbekuly |
In-app purchases
Summa
- Summa Premium Monthly14 Days trial$4.991 Month
- Summa Premium Annual14 Days trial$39.991 Year
- Summa Forever$99.99
Expense Tracker
- Monthly plan$2.991 Month
- Annual Plan$8.991 Year
- Yearly plan$8.991 Year
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- Yearly plan7 Days trial$17.991 Year
- Lifetime Plan$14.99
- Lifetime Plan$29.99









