Comparison

Summa vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summa

Features
Read full description

Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html

About

Expense Tracker

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

Highlights
  • Multi-currency support
  • Subscription tracking
  • Category budgets
  • 100% privacy
  • Lightning-fast entry
  • CSV export
  • Face ID / Touch ID protection
Features
Read full description

Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.

Screenshots

Summa4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Summa at 15.1 against Expense Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Summa ships an update every 6 days, Expense Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Summa versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSummaExpense Tracker
PriceFreeFree
Rating—5.0 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—6 — better
Update frequencyEvery 6 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size196 MB99 MB
Age rating4+4+
DeveloperTauyekel KunzholAkarys Turganbekuly

In-app purchases

3 purchases

Summa

Subscriptions2
  • Summa Premium Monthly14 Days trial$4.991 Month
  • Summa Premium Annual14 Days trial$39.991 Year
One-time1
  • Summa Forever$99.99
6 purchases

Expense Tracker

Subscriptions4
  • Monthly plan$2.991 Month
  • Annual Plan$8.991 Year
  • Yearly plan$8.991 Year
Show 1 more
  • Yearly plan7 Days trial$17.991 Year
One-time2
  • Lifetime Plan$14.99
  • Lifetime Plan$29.99

Questions

Is Summa free?
Summa is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Summa or Expense Tracker have ads?
Neither Summa nor Expense Tracker shows ads.
Which is updated more often, Summa or Expense Tracker?
Summa ships an update every 6 days, and Expense Tracker every 4 days. Most recently, Summa was updated on October 25, 2026 and Expense Tracker on October 30, 2026.

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