Comparison

Summa vs Qalta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summa

Features
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Expense tracking you'll love. Forget manual entry for every purchase. Summa reads your bank statements and turns them into a clear financial picture. - Upload a Statement - Get Instant Tracking Simply share a PDF statement from your bank with Summa. All transactions are automatically recognized and added to the app. - Quick Swipe Sorting Categorize dozens of transactions in a minute. It's really that fast. - Smart Auto-Categorization The app learns your habits and automatically sorts recurring purchases. - Customize Your Categories Create your own categories with icons and colors. Set budgets and track spending in real-time. - Flexible Tag System Tag transactions for detailed analysis. Business trips, gifts, repairs - create any tags and track the expenses you need. - Clear Analytics See the full picture: spending by category, by merchant, by period. Discover where your money goes. - Secure Statement Processing Statements never leave your device - all processing happens completely locally. - Support for Kazakhstan Banks Kaspi, Freedom Finance, Halyk Bank, and others. Terms of Use: https://summaapp.kz/terms.html

About

Qalta

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Qalta — простое приложение для учёта личных финансов в тенге. Записывайте расходы и доходы, следите за остатком, контролируйте долги и держите бюджет под контролем. Никакой регистрации и интернета — все данные хранятся только на вашем телефоне. ВОЗМОЖНОСТИ • Журнал операций. Все доходы и расходы в одной ленте с фильтром по месяцам. Текущий остаток всегда на виду. • Быстрое добавление. Записать трату — пара секунд: сумма, категория, готово. • Итоги. Наглядные диаграммы: куда уходят деньги и откуда приходят. • Бюджет. Месячные лимиты по категориям — сразу видно, где вы близки к перерасходу. • Долги. Кто кому должен и сколько осталось вернуть, с учётом частичных погашений. • Категории с иконками, суммы в тенге (₸). ПРИВАТНОСТЬ Qalta работает полностью офлайн. Приложение не собирает данные, не требует регистрации и ничего не передаёт на серверы. Ваши финансы остаются только у вас. Начните вести бюджет уже сегодня — просто и без лишнего.

Screenshots

Summa4 screens
Qalta4 screens

Verdict

The call

The clearest difference is in-app purchases: Qalta at none against Summa's 3. Qalta also leads on update cadence (every 3 days vs every 6 days). Summa's advantage is iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month. Qalta asks for nothing beyond the download.

UpkeepUpdate frequency

Summa ships an update every 6 days, Qalta every 3 days. Both last shipped on October 9, 2026.

Scorecard3 real differences · 3 level
Summa versus Qalta: the parameters behind the verdict, then further details
ParameterSummaQalta
PriceFreeFree
Update frequencyEvery 6 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size196 MB2 MB
Age rating4+4+
DeveloperTauyekel KunzholBaglan Zhaparov

In-app purchases

3 purchases

Summa

Subscriptions2
  • Summa Premium Monthly14 Days trial$4.991 Month
  • Summa Premium Annual14 Days trial$39.991 Year
One-time1
  • Summa Forever$99.99
None

Qalta

No in-app purchases

Questions

Is Summa free?
Summa is free to download, with in-app purchases available.
Is Qalta free?
Qalta is free to download, with no in-app purchases.
Do Summa or Qalta have ads?
Neither Summa nor Qalta shows ads.
Which is updated more often, Summa or Qalta?
Summa ships an update every 6 days, and Qalta every 3 days. Most recently, Summa was updated on October 9, 2026 and Qalta on October 9, 2026.

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