ADCB | Nomo UAE vs Aani

Think global, bank local, with a UK digital bank account from Nomo, in partnership with ADCB. Nomo by Bank of London and The Middle East plc (“BLME”) is a trading name of BLME. Bank of London and The Middle East plc DIFC Branch is regulated by the Dubai Financial Services Authority (“DFSA”) as a Category 4 Authorised Firm. The registered office is Office 2904, Level 29, Al Fattan Currency House, Dubai International Financial Centre, Dubai, UAE, PO Box 506557 is DFSA Firm Reference Number F0003552. When you join Nomo, you’ll have access to fee-free multi-currency spending, easy international transfers, UK-based savings accounts, and exciting property investment opportunities. Apply for an account digitally from your smartphone. Kindly note that the Nomo Bank account is provided by Bank of London and The Middle East (BLME) rather than ADCB. SPEND Pay like a local with your debit card or Apple Pay in six currencies – GBP, USD, EUR, KWD, AED, SAR – and avoid international card fees when you’re travelling abroad. SEND Send money abroad in multiple currencies from the app. GBP transfers to UK personal and business bank accounts are fee-free, and transfers in other currencies have low, flat fees. SAVE Diversify your income and earn multi-currency profits with GBP, USD and EUR Fixed Term Deposits. PROPERTY FINANCE Receive finance to buy a UK property, either as an investment or as a home for your family. Joint and sole applications and available, as well as refinance for existing UK property owners.* Security with Nomo Ensuring your money and data are safe is a top priority for us. Nomo is part of Boubyan Bank and a trading name of BLME (Bank of London and The Middle East plc), which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA. Nomo deposits via BLME of up to £85,000 are therefore protected by the FSCS (Financial Services Compensation Scheme). Please refer to the FSCS website for further information at www.fscs.org.uk. Why ADCB | Nomo? We believe that your international, fast-paced lifestyle should be matched with instant access to amazing banking products wherever you are in the world. Nomo’s seamless banking tools allow you to live locally and think globally. Wherever our clients go, they take their financial freedom with them thanks to our Sharia-compliant digital banking app. We’re working hard to bring digital excellence to the world of Islamic banking, through cutting-edge technology that lets customers manage their money on their terms. It takes just minutes to open a Nomo account, so download the app and begin your journey now! *Properties in England and Wales only. Your property may be at risk if you do not keep up the payments on your Nomo Property Finance

Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.