FCBL vs MAX CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCBL
Manage your finances with tools to organize transactions, set alerts, and make payments. Securely deposit checks, transfer funds, and reorder debit cards. Access statements and find nearby branches or ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs
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FCBL is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FCBL: • Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Secure your account with a 4-digit passcode or biometric on supported devices.
MAX CU
Manage your finances on the go with this app. Organize transactions, set alerts, pay bills, transfer funds, and deposit checks remotely. Securely access your accounts and find branches or ATMs.
- Organize transactions with tags and notes
- Set balance alerts
- Pay bills and loans
- Transfer money between accounts
- Deposit checks remotely
- Find branches and ATMs
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MAX Credit Union gives you access to your financial accounts anytime from anywhere. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your money. With MAX Credit Union, you can: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Pay bills and loans and manage lines of credit -Transfer money between your MAX accounts or send money to accounts at other institutions -Send money to others with no fees -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Apply for a new loan -Find the nearest branches and ATMs as well as surcharge free ATMs worldwide -Speak with a member service representative -Secure your account with a 4-digit passcode or biometric on supported devices. Disclosure: Some features are available for eligible members and accounts only. Insured by NCUA. Equal Opportunity Lender.
Screenshots
Verdict
The clearest difference is ratings volume: MAX CU at 8.9K against FCBL's 613. MAX CU also leads on monetization model (free vs ad-supported). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FCBL against 4.7 for MAX CU. That said, the two scores are not equally well evidenced: MAX CU has 8.9K ratings behind it against 613, so its average is the more settled of the two. Written reviews are what separate them: 25% of FCBL's written reviews are positive against 28% of MAX CU's.
FCBL ships an update monthly, MAX CU every 3 weeks. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.
| Parameter | FCBL | MAX CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (613 ratings) — better | 4.7 (8.9K ratings) |
| Positive reviews | 25.0% of reviews | 27.7% of reviews — better |
| Number of ratings | 613 | 8.9K — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 199 MB | 196 MB |
| Age rating | 12+ | 4+ |
| Developer | First Citizens Bank (AL) | MAX Credit Union |
Customer experience
FCBL
MAX CU
Bugs and requests
FCBL
Not enough reviews yet to summarise bugs or requests.
MAX CU
Reported bugs
2 issues- App crashes and freezes
- Login issues and unresponsive customer support
Requested features
3 requests- Ability to nickname accounts
- Restore previous app functionality
- Bring back Bill Pay
In-app purchases
FCBL
No in-app purchases
MAX CU
No in-app purchases







