Comparison

FCBL vs MAX CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCBL

Manage your finances with tools to organize transactions, set alerts, and make payments. Securely deposit checks, transfer funds, and reorder debit cards. Access statements and find nearby branches or ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks via photo
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

FCBL is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FCBL: • Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Secure your account with a 4-digit passcode or biometric on supported devices.

About

MAX CU

Manage your finances on the go with this app. Organize transactions, set alerts, pay bills, transfer funds, and deposit checks remotely. Securely access your accounts and find branches or ATMs.

Highlights
  • Organize transactions with tags and notes
  • Set balance alerts
  • Pay bills and loans
  • Transfer money between accounts
  • Deposit checks remotely
  • Find branches and ATMs
Features
Read full description

MAX Credit Union gives you access to your financial accounts anytime from anywhere. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your money. With MAX Credit Union, you can: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Pay bills and loans and manage lines of credit -Transfer money between your MAX accounts or send money to accounts at other institutions -Send money to others with no fees -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Apply for a new loan -Find the nearest branches and ATMs as well as surcharge free ATMs worldwide -Speak with a member service representative -Secure your account with a 4-digit passcode or biometric on supported devices. Disclosure: Some features are available for eligible members and accounts only. Insured by NCUA. Equal Opportunity Lender.

Screenshots

FCBL4 screens
MAX CU4 screens

Verdict

The call

The clearest difference is ratings volume: MAX CU at 8.9K against FCBL's 613. MAX CU also leads on monetization model (free vs ad-supported). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FCBL against 4.7 for MAX CU. That said, the two scores are not equally well evidenced: MAX CU has 8.9K ratings behind it against 613, so its average is the more settled of the two. Written reviews are what separate them: 25% of FCBL's written reviews are positive against 28% of MAX CU's.

UpkeepUpdate frequency

FCBL ships an update monthly, MAX CU every 3 weeks. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.

Scorecard2 real differences · 8 level
FCBL versus MAX CU: the parameters behind the verdict, then further details
ParameterFCBLMAX CU
PriceFreeFree
Rating4.9 (613 ratings) — better4.7 (8.9K ratings)
Positive reviews25.0% of reviews27.7% of reviews — better
Number of ratings6138.9K — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size199 MB196 MB
Age rating12+4+
DeveloperFirst Citizens Bank (AL)MAX Credit Union

Customer experience

FCBL

All ratings611 ratings
Positive96.7%
Neutral1.6%
Negative1.6%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

MAX CU

All ratings8,668 ratings
Positive93.9%
Neutral1.4%
Negative4.7%
Written reviews148 reviews
Positive27.7%
Neutral6.1%
Negative66.2%

Bugs and requests

FCBL

Not enough reviews yet to summarise bugs or requests.

MAX CU

Reported bugs

2 issues
  • App crashes and freezes
  • Login issues and unresponsive customer support

Requested features

3 requests
  • Ability to nickname accounts
  • Restore previous app functionality
  • Bring back Bill Pay

In-app purchases

None

FCBL

No in-app purchases

None

MAX CU

No in-app purchases

Questions

Is FCBL free?
FCBL is free to download, with no in-app purchases.
Is MAX CU free?
MAX CU is free to download, with no in-app purchases.
Which has better reviews, FCBL or MAX CU?
FCBL is rated higher. FCBL averages 4.9 out of 5 from 613 ratings, while MAX CU averages 4.7 from 8.9K ratings.
Do FCBL or MAX CU have ads?
Neither FCBL nor MAX CU shows ads.
Which is updated more often, FCBL or MAX CU?
FCBL ships an update monthly, and MAX CU every 3 weeks. Most recently, FCBL was updated on October 30, 2026 and MAX CU on November 1, 2026.

Other comparisons