Comparison

Budget App | Expense Tracker vs Quartzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App | Expense Tracker

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

Highlights
  • Expense and income tracking
  • Customizable budgets
  • Payment and subscription reminders
  • Advanced spending statistics
  • Multi-currency support
  • iCloud synchronization
  • CSV export
Features
Read full description

All the necessary features to manage your expenses, income, budgets, payments, and subscriptions in a single app. KEY FEATURES: · Easy expense and income tracking. · Budgets (daily, weekly, monthly, yearly, advanced). · Payment or subscription reminders. · Customizable categories. · Advanced statistics to understand your spending habits. · Grouping of expenses and income by accounts (debit, credit, or cash). · Support for currencies from around the world. · Export to CSV files. · iCloud synchronization across multiple devices. · Trash bin. · Widgets for: budgets, savings, income and expenses. · No registration or login required. · Simple, intuitive, and easy-to-understand design. · Support for large text size. Download now and take control of your finances. Privacy Policy: https://kaptaz.com/monesya/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Website: https://kaptaz.com/monesya/

About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management. Highlighted Features: Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context. Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing. Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning. Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises. iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere. Dynamic Widgets: Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time. Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process. Integration with Shortcuts: Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience. Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses. Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently! Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

Screenshots

Budget App | Expense Tracker4 screens
Quartzo4 screens

Verdict

The call

The clearest difference is review sentiment: Budget App | Expense Tracker at 100% against Quartzo's 62%. Budget App | Expense Tracker also leads on rating (4.7 vs 4.3) and ratings volume (12 vs 4). Quartzo's advantage is ads (none vs shown). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget App | Expense Tracker holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 12 and 4 respectively. Written reviews point the same way: 100% of Budget App | Expense Tracker's written reviews are positive against 62% of Quartzo's.

UpkeepUpdate frequency

Budget App | Expense Tracker ships an update fortnightly, Quartzo weekly. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
Budget App | Expense Tracker versus Quartzo: the parameters behind the verdict, then further details
ParameterBudget App | Expense TrackerQuartzo
PriceFreeFree
Rating4.7 (12 ratings) — better4.3 (4 ratings)
Positive reviews100.0% of reviews — better61.9% of reviews
Number of ratings12 — better4
Update frequencyFortnightlyWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18
Further details — not scored
Size31 MB24 MB
Age rating+4+17
DeveloperKAPTAZ SpARafael Ramos

Customer experience

Budget App | Expense Tracker

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

In-app purchases

7 purchases

Budget App | Expense Tracker

Subscriptions7
  • Basic monthly$0.991 Month
  • Premium monthly$2.991 Month
  • Premium weekly3 Days trial$4.997 Days
Show 4 more
  • Premium yearly3 Days trial$5.991 Year
  • Premium monthly$6.991 Month
  • Premium yearly3 Days trial$34.991 Year
  • Exclusive annual access7 Days trial$99.991 Year
3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$1.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99

Questions

Is Budget App | Expense Tracker free?
Budget App | Expense Tracker is free to download, with in-app purchases available.
Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Which has better reviews, Budget App | Expense Tracker or Quartzo?
Budget App | Expense Tracker is rated higher. Budget App | Expense Tracker averages 4.7 out of 5 from 12 ratings, while Quartzo averages 4.3 from 4 ratings.
Do Budget App | Expense Tracker or Quartzo have ads?
Budget App | Expense Tracker shows ads; Quartzo does not.
Which is updated more often, Budget App | Expense Tracker or Quartzo?
Budget App | Expense Tracker ships an update fortnightly, and Quartzo weekly. Most recently, Budget App | Expense Tracker was updated on September 21, 2026 and Quartzo on September 24, 2026.

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