Comparison

Premiumreal vs Hempay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Premiumreal

Send and receive money internationally with zero fees and competitive exchange rates. Manage multiple currency wallets, pay international tuition, and earn rewards through referrals. This service prioritizes safety with advanced security measures.

Highlights
  • Zero fee international money transfers
  • Manage multiple currency wallets
  • Competitive exchange rates
  • Pay international tuition
  • Referral program for earning
  • Facial verification and fraud monitoring
Features
Read full description

Premiumreal enables effortless global money transfers with no fees, making the world feel smaller and more accessible. With a Premiumreal account, you gain access to swift international money transfers, manage multiple currency wallets, and enjoy exchange rates that won't break the bank. Key Features: Send & Receive Money: Join thousands of users sending and receiving money internationally at zero cost and with competitive exchange rates. Send money to various countries, including Kenya, Ghana, the United Kingdom, the EU, Nigeria, India, Pakistan and the Philippines. Zero Fee Money Transfers: Premiumreal offers free money transfers from Canada, Nigeria, and the UK to over 50 countries, ensuring you pay no transfer fees or hidden charges. Manage Multiple Currencies: Seamlessly hold and transfer funds in different currencies, always benefiting from the best rates. Send money globally from anywhere in the world with ease. Pay International Tuition: Premiumreal simplifies the process of paying tuition and fees for international students and immigrants, ensuring it takes minutes, not weeks. Earn with Premiumreal: Utilize our referral program to earn extra cash by inviting friends to use Premiumreal for cross-border money transfers. Share your unique link and help your friends discover a convenient way to send money globally. Seamlessly Convert Currencies: Join thousands of users who effortlessly send money from Canada, the UK, and Nigeria to various countries. Explore the World: Premiumreal facilitates instant international money transfers, allowing you to stay connected with places you love. Why You Need a Premiumreal Account: Live internationally and transfer money like a local. Manage multiple currencies in one account. Enjoy free transfers with every transaction when you send money abroad with Premiumreal. Convenient currency conversion on the go. Always prioritize safety and security with our facial verification, password encryption, and robust fraud monitoring tools. Stay informed with instant transaction notifications and easy access to support. Premiumreal Technologies Inc is a registered Money Service Business in Canada (Rn: #M22977610) and the United States (Rn: #), ensuring the security of your transactions and personal information. please contact our customer support team via the app or email support@withpremiumreal.com Call Us: +1 613 701 8059 Social Media Channels Facebook: @premiumreal Twitter: @premiumrealHQ Instagram: @wearepremiumreal.

About

Hempay

Features
Read full description

Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.

Screenshots

Premiumreal4 screens
Hempay4 screens

Verdict

The call

The clearest difference is iOS requirement: Premiumreal at 12.0 against Hempay's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 5, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 8 level
Premiumreal versus Hempay: the parameters behind the verdict, then further details
ParameterPremiumrealHempay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.4
Further details — not scored
Size66 MB50 MB
Age rating17+17+
DeveloperPremiumreal Technologies Inc.Mybizpush Solutions Limited

In-app purchases

None

Premiumreal

No in-app purchases

None

Hempay

No in-app purchases

Questions

Is Premiumreal free?
Premiumreal is free to download, with no in-app purchases.
Is Hempay free?
Hempay is free to download, with no in-app purchases.
Do Premiumreal or Hempay have ads?
Neither Premiumreal nor Hempay shows ads.
Which is updated more often, Premiumreal or Hempay?
Premiumreal ships an update weekly, and Hempay weekly. Most recently, Premiumreal was updated on October 5, 2026 and Hempay on October 11, 2026.

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