OCMI Workers Comp vs KonstructIQ

At OCMI Workers Comp, we offer Pay-As-You-Go PEO Programs as an alternative to traditional Workers’ Comp plans in the State of Florida. With OCMI Workers’ Comp as your exclusive worker’s comp & net-check payroll partner, you maintain your operation’s control and visibility while saving time, and money and mitigating your risks. Leverage our expertise and technology to focus on growing your business. Let OCMI tailor a solution to fit your needs. OCMI has more than 100 unique programs that don’t request deposits, audits, or hassles, “only paying for what you use.”

KonstructIQ is the modern construction platform built for residential general contractors. We combine AI-powered estimating with integrated financial tools so you can win more jobs, run profitable projects, and get paid faster — all from one simple mobile app. Contractors today face messy spreadsheets, scattered tools, and delays that hurt cash flow. KonstructIQ eliminates the chaos by bringing estimating, budgets, payments, and communication into one place. Key Features AI Estimating – Rapidly create professional, accurate estimates with AI. Standardize labor rates, materials, and instructions across projects for consistency, or adjust per job for flexibility. Use audio input for fast, hands-free estimate creation on the go. Instantly add, edit, or reorganize line items, apply markups and taxes, and update scopes with simple AI prompts. Every estimate includes an “assumptions” view, so clients and subs see exactly what’s behind the numbers. Fees, Discounts & Taxes Done Right – Set up named fees, discounts, and taxes with percentage or fixed amounts, stack them, and apply them to any estimate or change order. Keep your scope clean and ensure every estimate is client-ready in minutes. Get Paid On Your Terms – Create clear payment schedules tied to milestones, equal splits, or custom percentages. Set expectations up front, keep cash flowing as work progresses, and make invoicing smoother for everyone. Mobile-Friendly Approvals & Payments – Clients can approve estimates or change orders and pay invoices directly from their phone without logging in. By removing friction, you speed up decisions and shorten payment cycles. Reporting & Financial Tracking – Link bills and invoices directly to budget items for real-time cost visibility. Track actual vs. estimated costs with detailed job cost reports, monitor labor costs, and view budgets in real time to stay in control of financial performance. Built-In Time Tracking – Log hours by project and job type to keep labor costs under control. Daily Logs – Generate professional progress reports in minutes with AI-powered assistance. Client & Sub Portals – Simplify communication, approvals, and payments with one easy system. Flexible Payouts – Pay subcontractors via ACH or mailed checks.