PayPal vs PhonePe UPI, Payment, Recharge

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app. Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking. Things you can do on PhonePe (Phonepay) App: Money Transfer, UPI Payment, Bank Transfer - Money Transfer with BHIM UPI - Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks. Make Online Payments - Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc. - Pay for online food orders from Zomato, Swiggy etc. - Pay for online grocery orders from Bigbasket, Grofers etc. - Pay online for travel booking from Makemytrip, Goibibo etc. Make Offline Payments - Scan and Pay via QR Code at local stores like kirana, food, medicines etc. Buy or Renew Insurance Policies with PhonePe Insurance App Health & Term Life Insurance - Compare and buy Health & Term life Insurance with monthly premiums - Coverage for individuals, senior citizens and families Car & Two Wheeler Insurance - Browse and get India’s most popular bike and car insurance - Buy/renew your car and bike Insurance in less than 10 minutes Other Insurance - Personal Accident Insurance: Insure yourself against accidents & disablement - Travel Insurance: Get international travel insurance for business and leisure trips - Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries. Mutual Funds App and Investments App - Liquid Funds: Get higher returns than savings bank - Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment - Super Funds: Achieve financial goals with expert help on our app - Equity Funds: High growth products curated as per risk appetite - Debt Funds: Get stable returns for investments without any lock-in period - Hybrid Funds: Get a balance of growth and stability - Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app Recharge Mobile, DTH - Prepaid Mobile Recharge, DTH - Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers - Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers. Bill Payment - Pay Credit Card Bills - Pay Landline Bills - Pay Electricity Bills - Pay Water Bills - Pay Gas Bills - Pay Broadband Bills Buy PhonePe Gift Cards - Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app. Manage your refunds - Manage and track refunds from your favorite shopping websites on PhonePe. For more details, Visit our website at https://www.phonepe.com/ Permissions for App and reasons SMS: to verify Phone number for registration Location: a requirement by NPCI for UPI transactions Contacts: for phone numbers to send money to and numbers to recharge Camera: to scan QR code Storage: to store scanned QR code Accounts: to pre-populate email ID while signing up Call: to detect single vs dual sim and let user choose Microphone: to carry out KYC video verification