PayPal vs Portmone

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

Portmone is a mobile payment service, which includes instant money transfers to a credit card, recharging mobile accounts, mobile payments, paying utility bills and much more just a few clicks away. There is also a nice bonus: a service to pay transport fees, which covers Kyiv, Chernihiv, Ivano-Frankivsk, Kryvyi Rih, Vinnytsia and Ternopil. The application will work as your e-wallet and is perfect for people who value their time. Our advantages: ● a possibility to pay any bills with Mastercard, Visa and NPS PROSTIR cards; ● no-fee mobile account recharge; ● secure transactions; ● templates for invoice payment; ● no-fee transport card recharge in several cities of Ukraine. How to start? You don’t have to sign up in the app, operations can be performed without any restrictions. It is also possible to create a personal account. For this purpose, you only need an email and a phone number. Portmone service functions Paying utility bills 2 clicks away To pay your bills without leaving home, open the application and select your region. Then enter the EDRPOU or the name of the company you need. Then follow the request form, fill in all necessary payment details and confirm the transaction. For a more convenient use, you can select a section where specific service companies are gathered, for example: ● telephony (Ukrtelecom, Vega, Telegroup-Ukraine); ● television (Triolan, Viasat, Volya); ● security (Venbest, Morgan Security Group); ● transactions using payment details; ● Internet (Intertelecom, Kyivstar home internet); ● utility bills (Naftogaz, KievGazEnergy); For the registered users, a function of paying utility bills at a saved address is available just one click away. When the address is specified, the utility bills will be automatically uploaded. All you need to do is choose the ones you need and pay them. Money transfer With Portmone you can transfer money quickly and securely. You only need to enter the card number from which the transaction will be made, enter its validity period, the recipient's card number (it is possible to scan the card) and specify the amount. Transfer from Europe You can receive and send money from Poland, the Czech Republic, Germany, Romania and other countries within the Mastercard region comprising Europe. The currencies accepted are EUR, PLN, or RUB. Currencies are debited at the rate of the Portmone payment system. The minimum service fee is 2%. QR Code Transactions You just need to scan the QR of the recipient by connecting/activating the barcode scanner function. Traffic in Kiev Top up "Kyiv Digital" stress-free—bus and metro rides are now queue-free. Transactions using payment details To make a payment conveniently and quickly, select the required region, enter the EDRPOU or the name of the necessary company, go to the suggested section and fill in the following data: - EDRPOU (TIN) of the recipient; - The recipient’s name and IBAN. For maximum comfort, there is a data scan function. Payment templates This is a section in which all transactions will be automatically gathered. You no longer need to remember when and where to transfer money. In order not to miss any payments — set an option of a regular payment or auto payment to save your time. Also, thanks to the application, you can pay: ● OSAGO; ● traffic fines. Save your time — pay bills online on your phone! The security of all operations is confirmed by PCI DSS audit.