Comparison

PayPal vs Albert Ley Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayPal

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Highlights
  • Send and receive money globally
  • Earn cash back offers
  • Request a debit card
  • Buy, sell, and hold cryptocurrency
  • High-yield savings accounts
  • Track packages
Features
Read full description

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

About

Albert Ley Pay

Features
Read full description

Albert Ley Pay est un outil pratique et sécurisé qui permet aux parents et aux élèves de gérer facilement le processus de paiement des frais scolaires. Avec notre application, vous pouvez effectuer des paiements en quelques clics, accéder à l'historique des paiements, recevoir des notifications et rester à jour sur les informations liées aux frais d'écolage. Simplifiez votre vie scolaire en utilisant notre application de paiement des frais d'écolage, conçue pour vous offrir commodité, sécurité et tranquillité d'esprit.

Screenshots

PayPal4 screens
Albert Ley Pay4 screens

Verdict

The call

The clearest difference is ads: Albert Ley Pay at none against PayPal's shown. Albert Ley Pay also leads on update cadence (every 3 days vs weekly) and iOS requirement (12.0 vs 17.4). PayPal's advantage is chart position (#5 vs unranked). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayPal ships an update weekly, Albert Ley Pay every 3 days. The most recent releases landed on November 1, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 7 level
PayPal versus Albert Ley Pay: the parameters behind the verdict, then further details
ParameterPayPalAlbert Ley Pay
PriceFreeFree
Rating4.8 (6.3M ratings) — better—
Positive reviews20.7% of reviews—
Number of ratings6.3M — better—
Update frequencyWeeklyEvery 3 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
Best chart rank#5 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS17.412.0 — better
Further details — not scored
Size799 MB37 MB
Age rating4+17+
DeveloperPayPal, Inc.LKM DIGITAL SARL

Bugs and requests

PayPal

Reported bugs

3 issues
  • Account limitations and freezes with unclear reasons
  • Issues linking bank accounts and cards
  • Problems with refunds and chargebacks

Requested features

4 requests
  • Faster money transfers
  • More transparent policies and fees
  • Improved dispute resolution process
  • Better customer service accessibility

Albert Ley Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PayPal

No in-app purchases

None

Albert Ley Pay

No in-app purchases

Questions

Is PayPal free?
PayPal is free to download, with no in-app purchases.
Is Albert Ley Pay free?
Albert Ley Pay is free to download, with no in-app purchases.
Do PayPal or Albert Ley Pay have ads?
PayPal shows ads; Albert Ley Pay does not.
Which is updated more often, PayPal or Albert Ley Pay?
PayPal ships an update weekly, and Albert Ley Pay every 3 days. Most recently, PayPal was updated on November 1, 2026 and Albert Ley Pay on October 25, 2026.

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