Comparison

XpenseTracker vs Withholding Calc

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XpenseTracker

Easily track mileage and expenses with a comprehensive, user-friendly app. Features customizable categories, photo receipt capture, and multiple export options for desktop integration. Save time and money on financial management.

Highlights
  • Mileage tracking with GPS and odometer options
  • Expense logging with customizable categories
  • Photo receipt capture and attachment
  • Export reports in CSV and PDF formats
  • Automatic iCloud backup
  • Password and TouchID protection
Features
Currently charting
Read full description

Save time & money! Track your MILEAGE and EXPENSES with the most powerful expense app available! A comprehensive, full featured app that's easy to use and extends to your desktop. XpenseTracker has been a customer favorite on the App Store since 2008. *March 2017- "BEST FINANCE APP" http://www.creditdonkey.com/finance-apps.html *XpenseTracker named "must have tax app" by H & R Block** http://tinyurl.com/HRBlockLovesXT *EventJuice UK declares "must download app" http://tinyurl.com/MustHaveForEvents *TabletPCReview.com rated XpenseTracker "Best Personal Finance App for iPad" - http://tinyurl.com/bestfinanceapp ----- XpenseTracker is a comprehensive expense tracking and reporting application for anyone wishing to track their expenses and/or mileage. It's ease of use, full features and great interface make it an essential tool for every iPhone/iPad user. It's power even extends to the desktop by allowing emailing or exporting of the expense reports and accompanying photo receipts directly to the desktop. It will save you time and money. ----- Features include: * Records all of your expenses and provides a running total for each log * Completely customize categories, sub-categories and payment types * Completely customizable fields you choose to use or not. Unused fields are hidden when adding new expenses * Sort expenses by "Date" , "Category", "Payment Type" or "Client." * For each category, the last payment type is remembered further simplifying data entry * Keeps a frequently used list for appropriate fields like description * Mark a log as "reimbursed" or "submitted" * Easy mileage tracking with MANY different options: + Enter total distance or start/stop odometer reading (remembers last stop reading) + Enter start/stop addresses (app will calculate distance) + Enter more than one destination in a single entry if desired (loved by real estate agents) + Use GPS to track distances - just tell the app when you leave and arrive + Optional AutoTrack feature for TOTALLY automatic mileage tracking. * Supports ALL major currencies * Downloads daily exchange rates * Many user defined preferences * Extensive support for VAT * Email your expense reports in comma delimited (CSV) format for easy import to Excel or Numbers. Photo receipts are also emailed as JPEG attachments * Support for Quickbooks (IIF) format * Export your reports directly to your Mac or PC via Wi-Fi connection and have your file immediately appear on your desktop. This CSV file can be easily imported into Excel or Numbers. * Specify the fields to be exported for CSV reports * Over a dozen PDF templates for creating beautiful, finished PDF format reports. * Includes client field and support for sorting and exporting by client. * Using the iPhone’s built-in camera, take snapshots of your receipts * Capture multiple images per expense * Automatically backup your data to iCloud * Set Password or use TouchID Continued use of GPS running in the background can dramatically decrease battery life ----- Optional Subscriptions The app offers an two OPTIONAL subscriptions, AutoTrack and Human Scan. AutoTrack is a feature that will automatically track your drives. All you need to do is carry your device with you. Human Scan will allow you to take a picture of a receipt and have an actual human extract the key information and update your expense entry. You do NOT need this add-on if you simply want to take photos of your receipt as the app already has that built-in. Subscription Details: * Payment charged to iTunes account at confirmation of purchase * Automatically renews unless cancelled at least 24-hours before the end of the current period * Account will be charged for renewal within 24-hours prior to the end of the current period * AutoTrack can be subscribed on monthly or a yearly basis. * Human Scan can be subscribed on a monthly basis. ----- silverwaresoftware.com/PrivacyPolicy.html silverwaresoftware.com/TermsOfUse.html

About

Withholding Calc

Estimate your paycheck's tax withholding with this ad-free tool. Input your gross pay, deductions, filing status, and allowances to see how much goes to the government and how much you keep. Optimize your budget and prepare for tax season.

Highlights
  • Estimate paycheck tax withholding
  • Input gross pay and pre-tax deductions
  • Specify filing status and allowances
  • Advanced view for extra withholding
  • Supports 41 states with income tax
  • Based on current tax rates
Features
Currently charting
Read full description

Tax time is coming again! Will you be ready for it? WithholdingCalc is an ad-free estimator for your pay check. Input your pay check gross pay, pre-tax deductions (insurance, 401k, etc.), filing status, state, and withholding allowances from your W-4 and get an estimate of how much of each of your pay checks is going to the government, and how much is going into your pocket. You can see how to optimize your monthly budget and make sure you've had enough taxes held back for tax time! Want to get even more advanced? Switch over to the advanced view and you can enter extra withholding amounts for both Federal and State taxes, and separate filing status and withholding allowance amounts for your state to get an even more accurate picture of your tax withholding. WithholdingCalc lets you easily manipulate the numbers from your W-4 form to help you get an accurate picture of your budget and how much tax withholding you will have accumulated for tax season. WithholdingCalc is based on current 2018 tax rates for most federal and state tax rates for the 41 states that have income tax plus the District of Columbia and Puerto Rico. We will update Withholding Calc as further tax rate changes come in. WithholdingCalc uses an annualized method for computing taxes for most jurisdictions. This means that the total tax withholding that it computes may be slightly different from what your employer computes. Generally the two numbers will agree to within a few cents. If they don't, please use our contact form to let us know and we'll investigate it! With the updates some of the 2018 tax brackets now in place, we'll be adding in some of the features we've been working on, like the option to compute your pay check based on an hourly pay rate (with or without overtime pay), calculations for places where there are local taxes as well as state taxes, and more accurate options for states like Arizona which use flat percentage options for withholding instead of a withholding allowance amount. The 2018 IRS tax brackets aren't available yet, but we'll be adding them as soon as they are. WithholdingCalc is not endorsed by any taxing authority, including the Department of the Treasury or the Internal Revenue Service (They want you to give them too much money :) ).

Screenshots

XpenseTracker4 screens
Withholding Calc4 screens

Verdict

The call

The clearest difference is review sentiment: XpenseTracker at 75% against Withholding Calc's 35%. XpenseTracker also leads on update cadence (monthly vs every 10 months) and iOS requirement (11.0 vs 15.0). Withholding Calc's advantage is in-app purchases (none vs 11) and price ($0.99 vs $4.99). On ads, chart position and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

XpenseTracker costs $4.99 and Withholding Calc $0.99 up front. XpenseTracker sells 11 in-app purchases, starting at $3.99 per month. Withholding Calc asks for nothing beyond the download.

UpkeepUpdate frequency

XpenseTracker ships an update monthly, Withholding Calc every 10 months. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.

Scorecard6 real differences · 5 level
XpenseTracker versus Withholding Calc: the parameters behind the verdict, then further details
ParameterXpenseTrackerWithholding Calc
Price$4.99$0.99 — better
Rating4.7 (4.9K ratings) — better—
Positive reviews75.0% of reviews — better34.5% of reviews
Number of ratings4.9K — better—
Update frequencyMonthly — betterEvery 10 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#114 — better#125
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size57 MB65 MB
Age rating4+4+
DeveloperSilverware Software, LLCJason Michaelson

Customer experience

XpenseTracker

All ratings4,934 ratings
Positive93.5%
Neutral2.7%
Negative3.9%
Written reviews308 reviews
Positive75.0%
Neutral5.8%
Negative19.2%

Withholding Calc

Written reviews55 reviews
Positive34.5%
Neutral20.0%
Negative45.5%

User reviews

XpenseTracker

From 4.9K App Store ratings

What we love

  • 🚀 Useful and convenient for tracking expenses
  • 👍 Easy to use
  • 💡 Customizable categories and reports
  • 🚀 Efficient for tax preparation
  • 👍 Great customer support

Room to improve

  • 🐛 Sync issues between devices
  • 🐛 Crashes and bugs
  • 🔒 Privacy concerns with location tracking
  • 💰 Transition to subscription model frustrates users
  • 🐛 Inability to save or export data

Withholding Calc

From App Store reviews

What we love

  • 👍 Useful for planning income
  • 👍 Accurate for basic calculations
  • 👍 Helpful for budgeting
  • 👍 Simple and easy to use
  • 👍 Good for overtime calculations

Room to improve

  • 🐛 App crashes frequently
  • 🐛 Buttons not working
  • 🐛 Federal deduction incorrect
  • 🐛 App broken after update
  • 🐛 Cannot see input entries

Bugs and requests

XpenseTracker

Reported bugs

5 issues
  • Crashes after every expense entry
  • Mileage tracking not working consistently
  • Inability to reset highest mileage entry
  • Expense data not syncing properly
  • Expense reports not calculating correctly

Requested features

5 requests
  • Ability to import receipts from email
  • Integration with accounting software
  • More customization options for reports
  • Ability to delete expense categories
  • Offline mode for data entry

Withholding Calc

Reported bugs

26 issues
  • App crashes constantly after entering info and swiping to the second page.
  • App crashes every time I turn the page from the start.
  • App closes every time you try to change the state.
  • None of the information entered shows up in the fields.
  • Can't see the input entries with this new grey background!
Show 21 more
  • Output data is far from actual.
  • App opens but does not accept any inputs.
  • App crashes every time I open it after iOS update.
  • The gross amount is clear at the top of the screen and does not allow it to work.
  • The app graphics are not optimized for iPhone X. The very top of the screen extends into the ‘Notch’, causing the top field to be obstructed by it.
  • When adding extra Witholding amounts on the 'Advanced' screen, the amount is added twice on the results screen, both on the "Federal w/h" line, and in the "Extra Federal w/h" line, thus doubling the extra contribution when those two lines are added together in the "Total Federal w/h" line.
  • In advanced mode retirement withholding is not taken into account.
  • NJ sui/sdi is not calculated
  • if you have extra state /or federal withholding it wont show the correct amount in the basic screen, you have to go to to the advanced screen to see the correct amount.
  • Federal income tax, is was off by 6 cents, not much but still off.
  • California state tax is messed up since the latest update
  • Federal and California withholdings are off by a good $150 dollars!
  • This app does not deduct the correct federal amount.
  • The previous version of the app was more user friendly. The recent update prevents you from changing screen to screen and it is more clunky and not as seem less as the previous version.
  • It looks like they changed the format from one screen to a bunch of screens to swipe and now everything lags.
  • They redesigned a very nice app and it’s basically a joke now. Absolutely no graphics, a bizarre swipe method and a confusing layout.
  • Tax rats aren’t loaded correctly. They don’t match my previous pay stubs. For example, federal with holding is about $100 off.
  • All of the tax amounts match, give or take a few cents, however the Paycheck Net is off. The app indicates $35.46 more than my actual Net Pay. Then I discovered it’s because the app does not automatically factor in CA SUI/SDI Tax. It forces me to annotate this for ‘Extra State Withholding’.
  • The recent update you loaded is not the current tax tables.
  • Since the update on 2/19/2020 this app no longer works.
  • App is now broken and vastly inaccurate (at least for IL)!

Requested features

37 requests
  • Fix app to work correctly
  • Return money for broken app
  • Update app to keep up with iOS updates
  • Fix crashing issues
  • Fix app so buttons work
Show 32 more
  • Fix federal tax calculation
  • Fix input visibility issues
  • Add login for saving info
  • Add info boxes for fields
  • Include local withholding section
  • Update for 2020 tax brackets
  • Add print option
  • Optimize graphics for iPhone X
  • Automatically factor in CA SUI/SDI
  • Fix gross amount obstruction
  • Update tax tables
  • Allow users to contact support
  • Fix advanced mode retirement withholding
  • Fix results screen math error
  • Add NYC withholding calculation
  • Add SDI deduction
  • Add hourly pay calculation
  • Calculate NJ SUI/SDI
  • Show correct extra withholding amounts
  • Improve results screen readability
  • Add social security calculations
  • Add number of dependencies
  • Add head of household filing option
  • Add forecasting and what-if scenarios
  • Allow saving entered information
  • Automatically calculate pay and overtime
  • Make app more user-friendly
  • Revert to previous design
  • Add option to put in hours worked and pay rate
  • Add state income tax calculator as separate purchase
  • Add more detail to deductions
  • Fix large amount error for married filing

In-app purchases

11 purchases

XpenseTracker

Subscriptions5
  • AutoTrack Subscription1 Month trial$3.991 Month
  • Low Usage-25 scans per month7 Days trial$8.991 Month
  • Moderate Usage-50 scans per mo7 Days trial$12.991 Month
Show 2 more
  • High Usage-100 scans per mo.7 Days trial$19.991 Month
  • AutoTrack Subscription1 Month trial$39.991 Year
One-time6
  • Optical Character Recognition$0.99
  • Dropbox Support$0.99
  • File Linking Pro$0.99
Show 3 more
  • Mileage Location Awareness$0.99
  • Sync: Device to Device$3.99
  • Ultimate Custom Reports$3.99
None

Withholding Calc

No in-app purchases

Questions

Is XpenseTracker free?
XpenseTracker costs $4.99, and also offers in-app purchases.
Is Withholding Calc free?
Withholding Calc costs $0.99, with no in-app purchases.
Do XpenseTracker or Withholding Calc have ads?
Neither XpenseTracker nor Withholding Calc shows ads.
Which is updated more often, XpenseTracker or Withholding Calc?
XpenseTracker ships an update monthly, and Withholding Calc every 10 months. Most recently, XpenseTracker was updated on October 14, 2026 and Withholding Calc on October 15, 2026.
Which is more popular, XpenseTracker or Withholding Calc?
XpenseTracker currently peaks at #114 in the App Store charts, and Withholding Calc at #125. Chart position reflects recent download velocity rather than total install base.

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