Comparison

RECalc Pro vs Rate Visions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RECalc Pro

Calculate mortgage loan details like monthly payments, interest rates, and loan amounts. It also functions as a standard calculator and can factor in property taxes, insurance, and down payments. View detailed loan summaries and amortization tables.

Highlights
  • Mortgage loan calculations
  • Standard mathematical calculator
  • Includes property tax and insurance
  • Supports semi-annual compounding
  • Loan summary and amortization table
  • Save and email loan data
Features
Currently charting
Read full description

RECalc is a Real Estate Mortgage Loan Calculator that is also a traditional Mathematical Calculator. You can use RECalc to calculate the Monthly Payment, Term, Interest Rate or Loan Amount for a loan, as well as standard mathematical calculations as you would in any other calculator. Once you modify any of the Calculation variables you can re-calculate any of the other values. You can also figure in Annual Property Tax, Homeowner's Insurance and Mortgage Insurance, as well as a Down Payment amount/percentage. RECalc supports semi-annual compounding (Canadian Amortization) in addition to normal monthly compounding. With a click, you can display the complete Loan Summary and Amortization Table for your calculation. You can also email this to your desktop or save the loan for future use. Whether you're a real estate professional, mortgage broker, first time home buyer or looking to refinance, you can have RECalc easily accessible on your iPhone or iPod touch.

About

Rate Visions

Compare real-time mortgage and loan interest rates to simplify your financial decisions. This app helps you track options for buying a home, refinancing, or managing investment properties with built-in calculators.

Highlights
  • Compare loan options
  • Track real-time interest rates
  • Mortgage calculators
  • Manage investment properties
  • Simplify financial decisions
Features
Read full description

- Compare loan options, and track real-time interest rates—all in one powerful app. - Whether you’re buying your first home, refinancing, or managing investment properties - Simplifies complex financial decisions with precision. - Mortgage calculators

Screenshots

RECalc Pro4 screens
Rate Visions4 screens

Verdict

The call

The clearest difference is price: Rate Visions at Free against RECalc Pro's $0.99. Rate Visions also leads on update cadence (every 4 days vs every 5 months) and rating (5.0 vs 4.8). RECalc Pro's advantage is ratings volume (385 vs 5) and chart position (#131 vs unranked). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Rate Visions is free to download; RECalc Pro costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rate Visions holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: RECalc Pro has 385 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 86% of RECalc Pro's written reviews are positive against 100% of Rate Visions's.

UpkeepUpdate frequency

RECalc Pro ships an update every 5 months, Rate Visions every 4 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

Scorecard8 real differences · 3 level
RECalc Pro versus Rate Visions: the parameters behind the verdict, then further details
ParameterRECalc ProRate Visions
Price$0.99Free — better
Rating4.8 (385 ratings)5.0 (5 ratings) — better
Positive reviews86.1% of reviews100.0% of reviews — better
Number of ratings385 — better5
Update frequencyEvery 5 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
Best chart rank#131 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size2 MB28 MB
Age rating4+4+
Developer3magicWonderate

Customer experience

RECalc Pro

All ratings385 ratings
Positive95.3%
Neutral2.6%
Negative2.1%
Written reviews36 reviews
Positive86.1%
Neutral0.0%
Negative13.9%

Rate Visions

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

RECalc Pro

Reported bugs

3 issues
  • App crashes when touching the 'go' arrow
  • Basic arithmetic operations ('+', '-', 'x', '/') do not work properly
  • Input screen has changed to unprofessional colors

Requested features

11 requests
  • Add HOA fees and other fixed monthly costs
  • Add yearly subtotal option
  • Add balloon payment option
  • Add cumulative totals after each year on Amortization Schedule
  • Add option to add upfront MIP on FHA loans
Show 6 more
  • Add MI option (mortgage insurance)
  • Add PITI button
  • Add easy way to calculate interest only payments
  • Add a way to email the amortization table with criteria listed
  • Add an iPad version
  • Add more options to add HOA fees and other fixed monthly costs

Rate Visions

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

RECalc Pro

No in-app purchases

None

Rate Visions

No in-app purchases

Questions

Is RECalc Pro free?
RECalc Pro costs $0.99, with no in-app purchases.
Is Rate Visions free?
Rate Visions is free to download, with no in-app purchases.
Which has better reviews, RECalc Pro or Rate Visions?
Rate Visions is rated higher. RECalc Pro averages 4.8 out of 5 from 385 ratings, while Rate Visions averages 5.0 from 5 ratings.
Do RECalc Pro or Rate Visions have ads?
Neither RECalc Pro nor Rate Visions shows ads.
Which is updated more often, RECalc Pro or Rate Visions?
RECalc Pro ships an update every 5 months, and Rate Visions every 4 days. Most recently, RECalc Pro was updated on October 18, 2026 and Rate Visions on October 12, 2026.

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