RECalc Pro vs Mortgage Calculator +
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RECalc Pro
Calculate mortgage loan details like monthly payments, interest rates, and loan amounts. It also functions as a standard calculator and can factor in property taxes, insurance, and down payments. View detailed loan summaries and amortization tables.
- Mortgage loan calculations
- Standard mathematical calculator
- Includes property tax and insurance
- Supports semi-annual compounding
- Loan summary and amortization table
- Save and email loan data
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RECalc is a Real Estate Mortgage Loan Calculator that is also a traditional Mathematical Calculator. You can use RECalc to calculate the Monthly Payment, Term, Interest Rate or Loan Amount for a loan, as well as standard mathematical calculations as you would in any other calculator. Once you modify any of the Calculation variables you can re-calculate any of the other values. You can also figure in Annual Property Tax, Homeowner's Insurance and Mortgage Insurance, as well as a Down Payment amount/percentage. RECalc supports semi-annual compounding (Canadian Amortization) in addition to normal monthly compounding. With a click, you can display the complete Loan Summary and Amortization Table for your calculation. You can also email this to your desktop or save the loan for future use. Whether you're a real estate professional, mortgage broker, first time home buyer or looking to refinance, you can have RECalc easily accessible on your iPhone or iPod touch.
Mortgage Calculator +
Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.
- Flexible payment frequencies (weekly, bi-weekly, monthly)
- Include taxes, insurance, and utilities
- Calculate interest savings with increased payments
- Detailed amortization schedule
- Save and compare multiple mortgage calculations
- iCloud sync and PDF export
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Mortgage Calculator + is for everyone; from the first-time home buyer to the experienced realtor. Features: - Weekly, bi-weekly, and monthly mortgage payment frequency options - Input fields for taxes, insurance, and monthly utilities - Calculates potential interest savings if payment is increased - Amortization schedule - Export to PDF or email - Light/Dark modes Add-ons: Save Mortgages: Save multiple calculations and compare calculations among all saved mortgages. Sync calculations to iCloud. Pro Export: Customize and personalize the PDF report to match your company's branding
Screenshots
Verdict
The clearest difference is price: Mortgage Calculator + at Free against RECalc Pro's $0.99. Mortgage Calculator + also leads on update cadence (every 3 weeks vs every 5 months). RECalc Pro's advantage is in-app purchases (none vs 1) and review sentiment (86% vs 68%). On rating, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Mortgage Calculator + is free to download; RECalc Pro costs $0.99 up front. Mortgage Calculator + sells 1 one-off in-app purchase. RECalc Pro asks for nothing beyond the download.
RECalc Pro holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 385 and 233 respectively. Written reviews point the same way: 86% of RECalc Pro's written reviews are positive against 68% of Mortgage Calculator +'s.
RECalc Pro ships an update every 5 months, Mortgage Calculator + every 3 weeks. Both last shipped on October 24, 2026.
| Parameter | RECalc Pro | Mortgage Calculator + |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.8 (385 ratings) — better | 4.6 (233 ratings) |
| Positive reviews | 86.1% of reviews — better | 67.9% of reviews |
| Number of ratings | 385 — better | 233 |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Free with in-app purchases — better |
| Best chart rank | #34 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 2 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | 3magic | Adam Fahlman |
Customer experience
RECalc Pro
Mortgage Calculator +
User reviews
RECalc Pro
From 385 App Store ratingsWhat we love
- 🚀 Fast and easy mortgage calculations
- 👍 Intuitive and user-friendly interface
- ✅ Reliable and works as expected
- 💰 Great value for the price
- 📱 Useful for professionals on the go
Room to improve
- 🐛 App crashes frequently
- 🎨 Unprofessional color scheme
- 📉 Does not consider down payment and annual taxes
- ➕ Basic arithmetic operations not working correctly
Mortgage Calculator +
From 233 App Store ratingsWhat we love
- 👍 Simple and easy to use
- ✨ Clean and uncluttered design
- 🚀 Quick calculations
- 💡 Ability to save scenarios
- 🚫 No intrusive ads
Room to improve
- 📉 Missing key mortgage components (taxes, insurance, PMI, escrow)
- ❌ Bi-weekly calculation incorrect
- 🤔 Yearly amortization not useful for comparison
- 💸 Basic calculations can be done elsewhere (Excel)
Bugs and requests
RECalc Pro
Reported bugs
3 issues- App crashes when touching the 'go' arrow
- Basic arithmetic operations ('+', '-', 'x', '/') do not work properly
- Input screen has changed to unprofessional colors
Requested features
11 requests- Add HOA fees and other fixed monthly costs
- Add yearly subtotal option
- Add balloon payment option
- Add cumulative totals after each year on Amortization Schedule
- Add option to add upfront MIP on FHA loans
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- Add MI option (mortgage insurance)
- Add PITI button
- Add easy way to calculate interest only payments
- Add a way to email the amortization table with criteria listed
- Add an iPad version
- Add more options to add HOA fees and other fixed monthly costs
Mortgage Calculator +
Reported bugs
1 issue- Bi-weekly calculation is incorrect
Requested features
11 requests- Interest only calculation
- Monthly amortization breakout (principal, interest, balance)
- Add yearly totals for taxes and insurance
- Property tax field
- Escrow option
Show 6 moreShow fewer
- Option to pay extra towards principal and see savings
- Include taxes, PMI, etc. for true payment calculation
- Add purchase price and down payment % input
- Monthly amortization schedule view (instead of annual)
- Amortization schedule with and without extra payments
- Ability to add PMI/property tax/homeowner insurance to payment
In-app purchases
RECalc Pro
No in-app purchases
Mortgage Calculator +
- Pro Export$1.99
Questions
Is RECalc Pro free?
Is Mortgage Calculator + free?
Which has better reviews, RECalc Pro or Mortgage Calculator +?
Do RECalc Pro or Mortgage Calculator + have ads?
Which is updated more often, RECalc Pro or Mortgage Calculator +?
Other comparisons
