Comparison

Finance Formulator vs Financial Calulator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finance Formulator

Access over 100 financial formulas with live market data. Calculate mortgages, loans, stock performance, and business metrics. Compare scenarios and track portfolios with real-time currency conversion.

Highlights
  • 100+ financial formulas
  • Live stock quotes
  • Real-time currency conversion
  • Portfolio tracking
  • Scenario comparison
  • Interactive charts
  • Save and share calculations
Features
Read full description

Finance Pro — 100+ Financial Calculators with Live Market Data Finance Pro is the most comprehensive financial calculator on the App Store. With over 100 formulas, live stock quotes, real-time currency conversion, and portfolio tracking, it's the only finance tool you need — whether you're a financial analyst, business student, investor, or someone calculating their next mortgage payment. LIVE MARKET INTEGRATION • Look up real-time stock quotes for any ticker symbol • Fetch live prices directly inside calculators — no switching between apps • Track your portfolio value with up to 10 stocks and live pricing • Calculate portfolio returns with annualized gains, cost basis, and holding period analysis • Convert any calculator result into 6+ major currencies using live exchange rates • Quick-convert foreign currency amounts into your local currency on any input field 100+ FINANCIAL CALCULATORS Every formula calculates your values and explains the meaning behind the results, combining a financial dictionary with a powerful calculator. Categories include: • Personal Finance — Mortgage payments, car loans, lease payments, tip calculator, housing affordability, and more • Stock Calculations — P/E ratio, price to book, price to sales, book value per share, payout ratio • Technical Analysis — Advance/decline, ARMS index, breadth thrust, Chande momentum, money flow index, and 10 more • Business Analysis — Break-even, inventory turnover, Z-score credit analysis, operating cycle, working capital • Business Valuation — NPV, WACC, DuPont ROE, EV/EBITDA, payback period, profitability index • Bond Calculations — Yield to maturity, bond duration, current yield, coupon rates • Investments — Holding period return, Rule of 72, capitalization rates, discounted value • Mortgage — Monthly payments, total carrying costs, points calculations • Debt Ratios — Acid test, debt to equity, interest coverage, asset utilization • Cost of Capital — Cost of debt, preferred stock, common stock, effective annual yield • Depreciation — Straight line, declining balance, double declining, value after years • Insurance — Actual cash value, reimbursement calculations • Interest Formulas — Future value, APR, installment loans, daily compounding • Accounts Receivable — Turnover ratios, average receivables, receivables by assets • Equity Ratios — Return on equity, opportunity cost, cash investment return • Rental Income & Gross Rent Multiplier — NOI, carrying costs, GRM analysis • Capitalization — Cap rate analysis and property valuation • Startup & Growth — Burn rate, runway, customer acquisition cost • Valuations — Asset-based, earnings-based, and comparable analysis POWERFUL TOOLS • Save calculations and revisit them anytime • Compare up to 4 scenarios side by side • Export and share results • 6 interactive chart types — growth curves, amortization, donut, waterfall, Z-score, and more • 30+ currencies supported with one-tap switching • Beautiful dark mode interface FINANCE PRO UPGRADE — $2.99 (Lifetime) Free users get 5 calculations per day, 3-stock portfolios, and full access to all formulas. Upgrade once for unlimited calculations, save and export, live price integration inside calculators, result currency conversion, scenario comparison, and 10-stock portfolios. One purchase. No subscriptions. Yours forever.

About

Financial Calulator

This app provides a suite of financial tools to help users manage their money. Calculate loan payments, savings goals, and investment returns with a user-friendly interface. It's designed for anyone looking to make informed financial decisions on the go.

Highlights
  • Mortgage calculations
  • Investment planning
  • Loan payment calculation
  • Savings goal tracking
  • Investment return calculation
  • User-friendly interface
Features
Read full description

Empower your financial decisions with our comprehensive Financial Calculator app for iOS. From mortgage calculations to investment planning, our app offers a suite of powerful tools to help you manage your finances with ease. Calculate loan payments, savings goals, investment returns, and more, all within a user-friendly interface designed for efficiency and accuracy. Whether you're a seasoned investor or a first-time homebuyer, our app is your go-to solution for all your financial needs on the go.

Screenshots

Finance Formulator4 screens
Financial Calulator4 screens

Verdict

The call

The clearest difference is rating: Financial Calulator at 5.0 against Finance Formulator's 3.0. Financial Calulator also leads on in-app purchases (none vs 1) and update cadence (every 5 days vs every 3 months). Finance Formulator's advantage is ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finance Formulator sells 1 one-off in-app purchase. Financial Calulator asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Financial Calulator holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Finance Formulator ships an update every 3 months, Financial Calulator every 5 days. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.

Scorecard6 real differences · 4 level
Finance Formulator versus Financial Calulator: the parameters behind the verdict, then further details
ParameterFinance FormulatorFinancial Calulator
PriceFreeFree
Rating3.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews75.0% of reviews—
Number of ratings2 — better1
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.613.0 — better
Further details — not scored
Size18 MB5 MB
Age rating4+4+
DeveloperHistorycentral.comBharati Bhadaniya

Customer experience

Finance Formulator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews12 reviews
Positive75.0%
Neutral8.3%
Negative16.7%

Financial Calulator

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Finance Formulator

One-time1
  • Finance Formulator Pro$2.99
None

Financial Calulator

No in-app purchases

Questions

Is Finance Formulator free?
Finance Formulator is free to download, with in-app purchases available.
Is Financial Calulator free?
Financial Calulator is free to download, with no in-app purchases.
Which has better reviews, Finance Formulator or Financial Calulator?
Financial Calulator is rated higher. Finance Formulator averages 3.0 out of 5 from 2 ratings, while Financial Calulator averages 5.0 from 1 ratings.
Do Finance Formulator or Financial Calulator have ads?
Financial Calulator shows ads; Finance Formulator does not.
Which is updated more often, Finance Formulator or Financial Calulator?
Finance Formulator ships an update every 3 months, and Financial Calulator every 5 days. Most recently, Finance Formulator was updated on October 6, 2026 and Financial Calulator on October 14, 2026.

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