St.George Mobile Banking vs Thriday

St.George: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest St.George, Bank of Melbourne, BankSA or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 33 30 (8am – 8pm Mon – Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^St.George Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. St.George Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at stgeorge.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Thriday gives Australian small businesses end-to-end control of their money, including transaction accounts, debit card, quoting, invoicing, receipt management, bookkeeping, accounting and tax, all in one place. We save small businesses a huge amount of time and money by automating financial admin. KEY FEATURES Rapid Registration Get your new business registered fast using Thriday's Rapid Registration service. Tireless Transacting Start transacting with your full-featured business transaction account in minutes, not weeks. Make payments with your Visa Debit card wherever Visa is accepted. Quick Quotes Quickly and easily create quotes on the app and web. Send via email and SMS from wherever you are. Instant Invoicing Designed to help you get paid fast! Send your customers payment reminders. Offer them early payment incentives. Charge late payment fees. Group your invoices and quotes with intelligent tagging. Ready Receipts Scan, send and save receipts from anywhere. Automatically reconcile receipts to transactions. Set up intelligent email forwarding rules to send straight to your Thriday account. Brilliant Bookkeeping Bookkeeping is a breeze when you use the Thriday App to scan and upload receipts quickly. Thriday automatically reconciles expenses to your corresponding transactions in real-time. Auto Accounting Stay in control of your business with real-time, automated cash flow and tax forecasts. Take advantage of comprehensive reports, so you know where you stand at all times. PRICING Thriday comes with a 30-day free trial. After the trial period, you will be charged a monthly subscription and incidental pass-on costs where required. ELIGIBILITY Thriday currently supports sole trader businesses that are registered with a valid ABN. You must be over the age of eighteen to open an account and pass the relevant ID verification checks during registration. CUSTOMER CARE Thriday has a super friendly customer care team you can contact from Monday - Friday, 9 am to 5 pm on 1800 THRIDAY (1800 847 4329). If you prefer to chat or drop us an email, you can access these features via the app or visit our website www.thriday.com.au. We would love to hear your feedback! You can now enjoy the whole Thriday experience. Open a business transaction account with a linked Visa Debit card, start transacting and reconcile your receipts. Send invoices and quotes. Review forecasts of your tax position. Save hours each week by automating your financial admin. TERMS Team Thrive Pty Ltd (Thriday) ABN 15 637 676 496 is an Authorised Representative (No.1297601) of Regional Australia Bank Ltd ABN 21 087 650 360, Australian Financial Services Licence (241167). Regional Australia Bank Ltd is the issuer of: - The transaction accounts with deposits of up to $250,000 AUD per account holder protected by the Financial Claims Scheme. - The Visa Debit card linked to the transaction account. - The Terms and Conditions of the transaction account and the Conditions of Use of the Visa Debit card are located at www.thriday.com.au/legal-and-privacy.