Comparison

BankSA Mobile Banking vs Workmate APP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankSA Mobile Banking

Manage your finances securely and conveniently on the go. Open accounts, make payments, track spending with categorization, and access essential banking tools like card management and branch locators. Offers 24/7 fraud monitoring and quick balance checks.

Highlights
  • Open accounts in minutes
  • Make secure payments and transfers
  • Track spending with categories
  • Digital card with dynamic CVV
  • Lock or cancel cards
  • ATM and branch finder
Features
Read full description

BankSA: Simple and secure banking at your fingertips. Open an everyday banking or savings account in 3 minutes. Make payments • Make fast and secure payments & transfers or schedule them for the future • Apple Pay - Pay with your mobile • Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card • Verify^ - Adding a new payee? We’ll check the account details you’ve entered have been commonly used Track your spending • ‘Categories’* - Track your spending habits • Set up notifications so you’re notified when your money comes and goes • Expense Splitter - Paid for a shared expense? Keep track of who’s paid you back • 24/7 Fraud monitoring detects any unusual purchase activity on your card Everyday banking tools • Quick Balance - see your account balance at a glance and transfer money between accounts • Activate, lock** or cancel your card • Contact Us from the App to skip security questions~ • ATM & Branch finder – locate your nearest BankSA, Bank of Melbourne, St.George or Westpac ATM or branch Need Help? If you are having issues with our app, delete and re-install it. If issues persist please call us on 13 13 76 (7:30am – 7:30pm Mon - Sat). †The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card. ^BankSA Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match. BankSA Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times. *This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts. **Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t unlock the card or report the card lost or stolen. ~Standard SMS, call or data charges apply. Read the Terms & Conditions at banksa.com.au before making a decision and consider whether the product or service is right for you. Fees and charges may apply. iPhone, iPad, iPod touch and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a Service mark of Apple Inc. BankSA – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

About

Workmate APP

Features
Read full description

WorkMate is the ultimate companion for workers and freelancers in Australia who want to take control of their work life and money. Whether you're a cleaner, builder, driver, laborer, or freelancer WorkMate helps you stay organized, get paid on time, and reach your financial goals. SHIFT MANAGEMENT • Add your companies, set hourly rates (weekday, Saturday, Sunday & holiday rates) • Schedule recurring or one-off shifts with start/end times • Track active shifts in real time with a live timer • View your full work history by week, month, or company FREELANCER JOBS • Create jobs with client name, price, date, time & location • Track jobs alongside shifts in one unified calendar • Edit or delete jobs on the fly from the day details view AUTOMATIC INVOICES • Generate professional invoices based on your logged shifts • Send invoices directly via email to your employer • Create simple invoices for freelance clients • Customize what appears: hours, rates, locations, totals EARNINGS & INSIGHTS • Weekly earnings calendar with color-coded company breakdown • Real-time earnings tracking across all companies and clients • Visual charts: weekly trends, company comparison, balance overview • AI-powered productivity insights and work pattern analysis EXPENSE TRACKER • Log work-related expenses with categories and receipts • Track recurring expenses with smart reminders • Mark expenses as tax-deductible for end-of-year reporting • AI expense analysis to help you save more AI COACH • Personal AI work coach powered by advanced language models • Get motivational messages after completing shifts • Smart financial advice tailored to your earnings and goals • Set weekly earning goals and track your progress SMART NOTIFICATIONS • Shift reminders before your next scheduled shift • Recurring expense alerts so you never miss a bill • Motivational push notifications to keep you going • App update alerts so you never miss new features COMPANY & CLIENT MANAGEMENT • Store company details: ABN, address, contact info • Add multiple work sites per company with map locations • Manage freelance clients with contact details and notes • Navigate to job sites with one tap WALLET & FINANCIAL OVERVIEW • Track total income vs. expenses at a glance • Balance overview with visual charts • Tax estimator to help you prepare for tax season • Secure storage for your financial info (TFN, ABN, BSB) BUILT FOR YOU • Simple, clean interface easy to use even with limited English • Works offline log shifts and expenses without internet • Dark mode support • Google Calendar sync for your shifts and jobs • Available on iOS and Web Download WorkMate today and start earning smarter, not harder. Terms of Use (EULA): https://workmateapp.com.au/terms-of-service Privacy Policy: https://workmateapp.com.au/privacy-policy

Screenshots

BankSA Mobile Banking4 screens
Workmate APP1 screens

Verdict

The call

BankSA Mobile Banking and Workmate APP are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BankSA Mobile Banking ships an update every 3 months, Workmate APP every 2 months. The most recent releases landed on November 10, 2026 and November 9, 2026 respectively.

ScorecardNo meaningful differences
BankSA Mobile Banking versus Workmate APP: the parameters behind the verdict, then further details
ParameterBankSA Mobile BankingWorkmate APP
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews8.4% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size83 MB38 MB
Age rating4+4+
DeveloperSt.George Bank LimitedAnderson Vieira

Bugs and requests

BankSA Mobile Banking

Reported bugs

33 issues
  • Virtual number pad not displaying on iPad
  • App crashes frequently
  • Face ID unavailable/won't open with security code
  • App won't open/loads indefinitely
  • Login asks for credentials repeatedly despite quick login setup
Show 28 more
  • Credentials not accepted, but work on desktop
  • Incorrect password error message
  • Constantly reminded to verify ID
  • App bugs out when trying to dispute charges, endless loading screen
  • Unable to make extra repayment to loan
  • Confirmation page shows error/down due to technical difficulties
  • App requests update but doesn't provide option
  • Blocks use of clipboard, cannot paste from password managers
  • Widget compatibility issues with iOS 18
  • Quick login and preview no longer available
  • App is 'currently unavailable'
  • App hangs after update
  • Error message for 2 years
  • Quick login setup fails repeatedly
  • Login requires multiple attempts with same password
  • Planned maintenance times inaccurate
  • App gets stuck on loading screen
  • System unable to take online complaints
  • Transactions delayed
  • Balance changes dramatically during the night
  • Pop-up messages too big for screen, unscrollable, buttons inaccessible
  • App gets locked on a form, buttons do nothing
  • Connection error on every sign in
  • Transaction statements incorrect by days/weeks
  • Screen becomes unresponsive when transferring funds
  • App stops working, gets stuck loading screen
  • Face ID login doesn't work, requires re-enabling
  • Notification bug (multiple notifications, false overdrawn alerts)

Requested features

14 requests
  • Update app for iOS 18 widget compatibility
  • Bring back cardless cash feature
  • Add budgeting features
  • Add savings and credit/debit features
  • Show available balance in bold, larger font
Show 9 more
  • Ability to rename B-Pay biller names and customize list
  • Personalize biller names and re-arrange order/sort by name
  • Notification for scheduled payments
  • Option to turn off/manage notifications
  • Improve push notification delivery (no duplicates, timely)
  • Add dark mode
  • Improve online term deposit management
  • Option to switch balance display order
  • Improve category of spending tracking

Workmate APP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BankSA Mobile Banking

No in-app purchases

None

Workmate APP

No in-app purchases

Questions

Is BankSA Mobile Banking free?
BankSA Mobile Banking is free to download, with no in-app purchases.
Is Workmate APP free?
Workmate APP is free to download, with no in-app purchases.
Do BankSA Mobile Banking or Workmate APP have ads?
Neither BankSA Mobile Banking nor Workmate APP shows ads.
Which is updated more often, BankSA Mobile Banking or Workmate APP?
BankSA Mobile Banking ships an update every 3 months, and Workmate APP every 2 months. Most recently, BankSA Mobile Banking was updated on November 10, 2026 and Workmate APP on November 9, 2026.

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