Comparison

Sella vs Rateo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sella

Manage your finances with a redesigned mobile banking app. Access accounts and cards from other banks, personalize your homepage with widgets, and set savings goals. Send money instantly to contacts and make payments like bills and taxes with ease.

Highlights
  • Biometric login (fingerprint, face recognition)
  • Manage accounts and cards from multiple banks
  • Customizable homepage with widgets
  • Savings goals with 'piggy bank' feature
  • Instant money transfers to contacts
  • Bill payments (PagoPA, CBill, F24)
Features
Read full description

Scarica l’app Sella, l’applicazione di mobile banking con un design rinnovato e nuove soluzioni per gestire le tue finanze in modo ancora più semplice.   • Accedi all’app in modo rapido e sicuro con le modalità disponibili nel tuo dispositivo: la tua impronta digitale o il riconoscimento del viso. • Gestisci i tuoi conti e le carte, anche di altre banche, in un’unica app.  • Personalizza la tua homepage selezionando i widget che ti interessano di più, per un accesso rapido alle tue funzionalità preferite: puoi visualizzare i movimenti recenti, il PIN della tua carta, creare e gestirei budget, monitorare le statistiche di spesa e molto altro ancora. • Raggiungi i tuoi obiettivi di risparmio grazie alla funzionalità “salvadanaio”. • Con “Invia denaro” puoi scambiare denaro in modo semplice e immediato con altri contatti che utilizzano l’app Sella. • Nella sezione “Operazioni” trovi tutte le possibilità di pagamento, tra cui bollettini, PagoPA, CBill e F24, resi più immediati grazie all’uso della camera del tuo device.   Banca Sella si impegna a rendere sempre più accessibili il proprio sito web e le proprie app, aggiornando i servizi offerti e adottando le migliori soluzioni tecnologiche per garantire l'utilizzo dei servizi online nel rispetto delle linee guida AgID. Per ulteriori informazioni sull'accessibilità delle nostre app consulta le dichiarazioni di accessibilità nell'apposita sezione del sito Sella.it : https://www.sella.it/banca-on-line/accessibilita   Per maggiori informazioni, suggerimenti e per assistenza scarica l'app e contattaci direttamente in chat. 
Se ti piace l'app, condividi la tua opinione sullo store!

About

Rateo

Features
Read full description

Never miss an installment again. Every "pay later" provider has its own app, its own calendar and its own reminders. Rateo brings them all together in one place: a clear view of what you owe, to whom, and when, including installments on credit cards and bank accounts. Download Rateo and stop chasing due dates scattered across ten different apps. WHAT IT DOES - A dashboard with all your active plans, sorted by due date - A calendar to see what is due in the coming days - Reminders so a charge never catches you off guard - Add a plan in seconds: provider, amount, number of installments, first due date - Mark installments as paid and track what is left to pay YOUR DATA STAYS YOURS No account, no login, no cloud. All your data is stored only on your phone. WITH RATEO PRO - Unlimited plans (the free version includes up to 3 active plans) - Purchase simulator: see how a new purchase changes your upcoming months before you buy - Spending analytics by month, provider and category - Wishlist, to evaluate a purchase before turning it into a real plan - Data backup and JSON export Rateo is not a loan, mortgage or investment app: it does not provide credit and does not replace your provider or your bank. It is simply the tool you were missing to keep everything under control. SUBSCRIPTION Rateo PRO is available as an auto-renewing annual subscription or as a one-time Lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings. Privacy Policy: https://sites.google.com/view/rateo-bnpltracker Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Sella4 screens
Rateo4 screens

Verdict

The call

The clearest difference is in-app purchases: Sella at none against Rateo's 2. Rateo's advantage is update cadence (every 4 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Rateo sells 2 in-app purchases, starting at $19.99 per year. Sella asks for nothing beyond the download.

UpkeepUpdate frequency

Sella ships an update every 3 weeks, Rateo every 4 days. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
Sella versus Rateo: the parameters behind the verdict, then further details
ParameterSellaRateo
PriceFreeFree
Rating4.8 (149 ratings) — better—
Positive reviews72.2% of reviews—
Number of ratings149 — better—
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size99 MB30 MB
Age rating4+4+
DeveloperBanca Sella HoldingFabrizio Marinelli

In-app purchases

None

Sella

No in-app purchases

2 purchases

Rateo

Subscriptions1
  • Rateo PRO Annual7 Days trial$19.991 Year
One-time1
  • Rateo PRO Lifetime$49.99

Questions

Is Sella free?
Sella is free to download, with no in-app purchases.
Is Rateo free?
Rateo is free to download, with in-app purchases available.
Do Sella or Rateo have ads?
Neither Sella nor Rateo shows ads.
Which is updated more often, Sella or Rateo?
Sella ships an update every 3 weeks, and Rateo every 4 days. Most recently, Sella was updated on October 29, 2026 and Rateo on October 26, 2026.

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