Comparison

Westpac vs MoneyFirst

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac

Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.

Highlights
  • Secure banking
  • Smart tools
  • Money management
  • Financial insights
  • Personal and business banking
  • Easy payments
Features
Read full description

Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

About

MoneyFirst

Send INR(D) internationally without any charges on a secure platform. Enjoy instant transfers with the highest exchange rates and 24/7 customer support. Send as little as A$1 with no minimum limits.

Highlights
  • Zero-cost INR(D) transfers
  • Highest exchange rates
  • Instant international transfers
  • 24/7 customer support
  • Govt. registered and secure
  • No minimum transfer limit
Features
Read full description

Transfer INR(D) without any charges at any time of the clock with the most secure platform. Get the best experience of transferring INR(D) worldwide with Moneyfirst. Send INR(D) to your loved ones with the most unique & trusted money transfer app in any corner of the world without paying any additional fee. Moneyfirst presents a hassle-free process to send INR(D) worldwide instantly to your loved ones abroad. We want our users to give wings to their money, sit back, show patience & see the magic of Moneyfirst! Now send INR(D) worldwide from Australia without paying any charges. Download the Moneyfirst app and get the benefits of the most affordable & accessible INR(D) transferring app. Moneyfirst’s digital service makes INR(D) transfer more convenient and safest from one international country to another. The key advantages that make the app stand out in the market are listed below: HIGHEST EXCHANGE RATE: Moneyfirst gives its customers the highest exchange rate in the industry & believes in quality. We provide our customers with the highest exchange rate to transfer INR(D) in any corner of the world. Download the app and see the difference of better rates only with Moneyfirst. NO HIDDEN FEE/ ADDITIONAL FEE: Send INR(D) worldwide to your friends & family at ZERO COST. We allow you to transfer INR(D) with no hidden charges or additional fees. Send & Receive funds at zero charges and track your transaction in your mobile app. INSTANT TRANSFER: Moneyfirst covers hundreds of transactions in a minute. 90% of our transactions are authorized on the same day of initiation and reach the beneficiary in 2 minutes. Send INR(D) worldwide within a blink of an eye and track your transfer on the mobile application of the Moneyfirst. Just download the app, Signup, Verify and Send INR(D) without any huge process. 24/7 CUSTOMER SUPPORT: The customer support team is available 24/7 & 365 days so that you can smoothly access Moneyfirst services. Get answers to your questions/queries within a moment. Choose from the Help & Support options to reach out to us for any assistance- Call, Whatsapp, Email & Raise a ticket. GOVT REGISTERED & SECURE: Moneyfirst is registered & regulated with AUSTRAC to provide you with a healthy & safe networking system. We have secured our system in such a way that nobody can access it except you. Now it's just Moneyfirst, Guardianship & You! SEND & RECEIVE A$ 1: We allow our users to send INR(D) worldwide as low as they want without any fixed minimum limit. You can send & receive A$ 1 with Moneyfirst. There is no minimum limit set for our customers. You can send & receive money as low as you want.

Screenshots

Westpac4 screens
MoneyFirst4 screens

Verdict

The call

The clearest difference is ads: MoneyFirst at none against Westpac's shown. MoneyFirst also leads on monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Westpac ships an update every 2 weeks, MoneyFirst monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
Westpac versus MoneyFirst: the parameters behind the verdict, then further details
ParameterWestpacMoneyFirst
PriceFreeFree
Rating4.6 (356 ratings) — better—
Positive reviews32.9% of reviews — better31.1% of reviews
Number of ratings356 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size264 MB65 MB
Age rating4+4+
DeveloperWestpac Banking CorporationMoney FIrst

Customer experience

Westpac

All ratings356 ratings
Positive90.4%
Neutral3.4%
Negative6.2%
Written reviews689 reviews
Positive32.9%
Neutral10.6%
Negative56.5%

MoneyFirst

Written reviews132 reviews
Positive31.1%
Neutral0.8%
Negative68.2%

User reviews

Westpac

From 356 App Store ratings

What we love

  • 🚀 Quick and efficient
  • 🔒 Secure banking
  • 👍 User-friendly interface
  • 💡 Convenient features like cardless cash withdrawals

Room to improve

  • 🐛 Crashes and freezes
  • 🔑 Login issues due to customer ID format limitations
  • 🕰️ Slow performance and loading times
  • 🤖 Unreliable chatbot/virtual assistant
  • 💤 Frequent log-outs and loss of saved login details

MoneyFirst

From App Store reviews

What we love

  • 💰 Competitive exchange rates compared to competitors
  • 👍 User-friendly interface and easy to use
  • 🔄 Zero fees for transfers
  • ⚡ Quick turnaround time when working properly

Room to improve

  • ⏱️ Extremely long transaction processing times (5-30+ days)
  • 📞 Poor and unresponsive customer support
  • 🚫 Frequent broken promises about delivery timelines
  • 💔 Unreliable service with no accountability
  • 🤐 Generic templated responses from support team

Bugs and requests

Westpac

Reported bugs

4 issues
  • Inability to log in due to customer ID format issues
  • Transactions not displaying correctly or in the right order
  • Repeated crashes and freezes, especially after updates
  • Quick balance feature not working reliably

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and budgeting tools
  • Support for Apple Pay and other mobile payment options
  • Better notification system for account activity
  • Ability to customize app layout and features

MoneyFirst

Reported bugs

6 issues
  • Transactions stuck in pending status indefinitely
  • Money not appearing in recipient accounts despite app showing success
  • Wallet funds not displaying correctly
  • Login and account access issues
  • System bugs preventing transaction completion
Show 1 more
  • Character limit (255) on feedback submission

Requested features

10 requests
  • Faster transaction processing (24-48 hour guarantee)
  • Improved customer support responsiveness
  • Real-time transaction status updates
  • Ability to cancel pending transactions
  • Support for NRE and NRO Indian accounts
Show 5 more
  • Higher transaction limits (currently capped at 1500 AUD)
  • Account closure option in app
  • Priority processing for emergency transfers
  • Transparent communication about delays
  • Dedicated support channels beyond WhatsApp

In-app purchases

None

Westpac

No in-app purchases

None

MoneyFirst

No in-app purchases

Questions

Is Westpac free?
Westpac is free to download, with no in-app purchases.
Is MoneyFirst free?
MoneyFirst is free to download, with no in-app purchases.
Do Westpac or MoneyFirst have ads?
Westpac shows ads; MoneyFirst does not.
Which is updated more often, Westpac or MoneyFirst?
Westpac ships an update every 2 weeks, and MoneyFirst monthly. Most recently, Westpac was updated on October 29, 2026 and MoneyFirst on October 27, 2026.

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