Westpac vs On The Monee
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.
- Secure banking
- Smart tools
- Money management
- Financial insights
- Personal and business banking
- Easy payments
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
On The Monee
This digital tipping solution allows casual workers to receive and spend tips instantly via a digital card. Employers can pay employees electronically and securely. Users also gain access to over 4500 retailer discounts.
- Instant tip payments
- Digital wallet
- Retailer discounts
- Secure electronic payments
- Employee payment solution
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A better way to pay tips! A game-changing digital tipping solution that revolutionises payments for casual workers. For Employees: No need to pop into work to receive your hard-earned tips, get paid and spend instantly with your OnTheMonee Card. As an extra bonus you have access to over 4500 retailer discounts both online and in-store when using your digital wallet. For Employers: Pay your employees instantly, electronically and securely with a digital card treated like cash.
Screenshots
Verdict
The clearest difference is review sentiment: On The Monee at 71% against Westpac's 33%. On The Monee also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Westpac ships an update every 2 weeks, On The Monee monthly. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.
| Parameter | Westpac | On The Monee |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (356 ratings) — better | — |
| Positive reviews | 33.4% of reviews | 71.4% of reviews — better |
| Number of ratings | 356 — better | — |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 264 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | On The Monee |
Customer experience
Westpac
On The Monee
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
On The Monee
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Westpac
No in-app purchases
On The Monee
No in-app purchases
Questions
Is Westpac free?
Is On The Monee free?
Do Westpac or On The Monee have ads?
Which is updated more often, Westpac or On The Monee?
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