Financial Calculator vs Cencosud Scotiabank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Financial Calculator
This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.
- Time value of money calculations
- Growing annuities
- Bond valuation
- Cash flow analysis
- Investment analysis (IRR/NPV)
- Loan amortization
- RPN support
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Financial Calculator is a simple, yet powerful and accurate intuitive calculator. Video tutorial: http://www.echoboom.com/financialcalculator/ Features: * Time value of money. * Growing annuities. * Calculates N, Interest, Present Value, PMT and Future Value of money. * Bond valuation. * Cash flow analysis in an intuitive interface. * Analyzes investments: Internal Rate of Return (IRR) and Net Present Value (NPV) * Amortization and Loans. Support for Canadian mortgages. * RPN support. * Near instantaneous calculations. -- Note: Please, write to my address under the 'help' section when you believe you found a bug. I do read every email and fix them as soon as possible. I also try to implement all feature requests. -- As for the bad reviews: Please, read the FAQ on the help section if you believe numbers are wrong. It's usually people missing something on the settings when using the financial calculator. All emails have been answered and explained and there has not been a wrong calculation since version 1.1. Please if your email was replied and solved, change the review since it makes it look bad for everybody else.
Cencosud Scotiabank
Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.
- Instant digital card
- Cash advance requests
- Secure bill payments
- Card management (block/renew)
- Debt reordering
- Expense tracking
- Download statements
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Bienvenido a tu App Cencosud Scotiabank Con la app Cencosud Scotiabank podrás: - Obtener tu tarjeta digital al instante. - Solicitar un Super Avance o Avance en efectivo desde la app. - Pagar tu estado de cuenta de forma rápida y segura. - Gestionar tus claves de internet y compras. - Bloquear tu tarjeta temporal o definitivamente en caso de pérdida o robo. - Reordenar tu deuda y organizar tus pagos fácilmente. - Revisar tus movimientos y mantener el control de tus gastos. - Descargar tus estados de cuenta cuando los necesites. - Renovar tu tarjeta si está vencida o extraviada. - Consultar tus puntos Cencosud y aprovechar tus beneficios. Descárgala hoy y lleva el control de tus finanzas.
Screenshots
Verdict
The clearest difference is price: Cencosud Scotiabank at Free against Financial Calculator's $5.99. Cencosud Scotiabank also leads on rating (4.7 vs 3.8) and update cadence (every 3 weeks vs every 5 months). Financial Calculator's advantage is review sentiment (54% vs 18%) and chart position (#103 vs unranked). On ads, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Cencosud Scotiabank is free to download; Financial Calculator costs $5.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Cencosud Scotiabank holds the better App Store score, 4.7 against 3.8. Both are backed by a comparable volume of ratings — 6 and 28 respectively. Written reviews complicate that: 54% of Financial Calculator's written reviews are positive against 18% of Cencosud Scotiabank's, so the app with the better star average is not the one people write more warmly about.
Financial Calculator ships an update every 5 months, Cencosud Scotiabank every 3 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.
| Parameter | Financial Calculator | Cencosud Scotiabank |
|---|---|---|
| Price | $5.99 | Free — better |
| Rating | 3.8 (6 ratings) | 4.7 (28 ratings) — better |
| Positive reviews | 54.3% of reviews — better | 18.3% of reviews |
| Number of ratings | 6 | 28 — better |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #103 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 8.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 3 MB | 330 MB |
| Age rating | 4+ | 4+ |
| Developer | joaquin grech | Scotiabank Chile |
Customer experience
Financial Calculator
Cencosud Scotiabank
Bugs and requests
Financial Calculator
Not enough reviews yet to summarise bugs or requests.
Cencosud Scotiabank
Reported bugs
33 issues- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt
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- App always in maintenance
- Authorizer deactivated/not working
- Cannot pay credits through the app
- Cannot take photo of ID for account creation
- Cannot recover password due to new ID not recognized
- Cannot update data as new ID is not recognized
- Cannot verify card in Wallet/Apple Pay
- App constantly loading or buttons not working
- App not updating balance and payments
- Cannot pay full debt, only minimum
- Error when trying to pay
- App freezes when trying to update
- App not allowing to press anything to pay
- Charged for an annulled purchase
- App shows 'difficulties' error
- Cannot authorize online purchases
- Coupons not functioning
- Cannot use card for online purchases due to authenticator
- Cannot verify card with Pay
- Cannot authorize transactions, app does not refresh
- Cannot enter 'my profile' section in Cencopay
- App does not validate for Apple Pay
- Card verification stopped working
- App shows 'Ups, we are having some difficulties'
- App not working for Peru
- Web payment page hangs or blocks
- Web page fails repeatedly
- Cannot continue after entering Rut and password
Requested features
5 requests- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts
In-app purchases
Financial Calculator
No in-app purchases
Cencosud Scotiabank
No in-app purchases
Questions
Is Financial Calculator free?
Is Cencosud Scotiabank free?
Which has better reviews, Financial Calculator or Cencosud Scotiabank?
Do Financial Calculator or Cencosud Scotiabank have ads?
Which is updated more often, Financial Calculator or Cencosud Scotiabank?
Other comparisons
