HomeBudget Lite (w/ Sync) vs splitmaster
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HomeBudget Lite (w/ Sync)
Track expenses, income, and bills with integrated budgeting and account balance management. Features family sync for multiple devices and detailed reports with charts and graphs.
- Expense and income tracking
- Bill management and reminders
- Budgeting by category
- Account balance tracking
- Family sync across devices
- Expense reports and charts
- Receipt photo attachment
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Lite version of the HomeBudget software, which is available as a paid application. Limited to 20 expense entries and 10 income entries. -- HomeBudget is an integrated expense tracker designed to help you track your expenses, income, bills-due and account balances. It offers support for budgeting, and allows analysis of your expenses and income, including charts and graphs. Two key differentiating features of HomeBudget are: 1. Integrated set of features. The features within HomeBudget are well integrated such that a bill can become an expense (when you pay for it) and also adjust the account balance at the same time. 2. Family sync. HomeBudget includes Family Sync, an advanced feature that allows a group of devices within the household to exchange expense and income information, and work together within a single budget. Once setup, the devices sync with each other automatically over the air. Family Sync works across all features including Bills and Accounts. Please refer to the Family Sync Quick Start guide at http://www.anishu.com for information on configuring Family Sync. KEY FEATURES: Expenses: - Create/Edit/Delete expenses and recurring expenses - Browse expense entries by month, by category/date with the ability to drill-down - Optionally associate an account and payee with an expense - Attach photo images of receipts; drag and resize images on screen - Support for multiple currencies and automatic exchange rate conversion - Search expense entries Income: - Create/Edit/Delete income and recurring income - Optionally associate an account with the income Bills - Create/Edit/Delete bills and recurring bills - Support for Payees, and track payments by Payee. - Make payment on bills either an as expense or as a transfer (to avoid double accounting your expenses) - Calendar and list view of Bills - Bill reminders Categories and Budget - Create/Edit/Delete expense categories and sub-categories - Set a budget, and track expenses at the category/sub-category level. - Associate icons with the categories and reorder category display order - Budget rollover - Classify expenses into fixed, variable and discretionary and compute your disposable income Accounts - Support for Accounts such as Checking, Savings, Credit, Debit, Cash, etc. - Associate your expense and income entries with your accounts and accurately track account balances. - View transactions, and do transfer between accounts. - Ability to choose a different base currency for each account Reports - Trend chart for Expense, Budget and Income for the last 6 months - Pie/Bar charts for expense break-down (Available in the Expenses screen). - Export data/reports by email or via WiFi Family Sync - Automatically sync multiple devices (iPhone, iPad, iTouch) in the household and see the same numbers on all devices over 3G and WiFi - Work within the same budget with other members of the household Other - Backup/Restore complete application data, including all receipts - Choice of color schemes: blue, iOS, orange - Ability to upload your own list of category icons - Large numeric keypad for expense/income data entry with decimal point placement automatic for your locale/region - HomeBudget follows the locale/region setting on your device and shows date and currency symbols appropriate for your region Visit http://www.anishu.com to see more screenshots, and to download the user guide (PDF, 42 pages).
splitmaster
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Stop overpaying when you split a bill. Even splits shortchange the person who ordered less — the salad eater always ends up subsidizing the steak eater. Next time someone says "let's just split it evenly", you'll have a better answer. splitmaster ends that. Scan the receipt, add your friends, and let everyone claim exactly what they ordered. splitmaster calculates each person's share — down to the cent. Fair to the cent. No guessing. No one pays for someone else's meal. Every feature is free — no paywall, no pro tier, no ads, no data selling. You get free receipt scans per month, refilled automatically. HOW IT WORKS Point your camera at any receipt — every item appears automatically Add your friends to the bill Everyone swipes what they ordered Fair shares appear automatically — done Shared a dish? Split it by quantity — two slices of pizza vs one, you pay two thirds. Tax and tip? Distributed proportionally, no separate tip calculator. The math is invisible. The result is fair. WHAT MAKES SPLITMASTER DIFFERENT Most bill splitting apps make you type amounts or split evenly. splitmaster shows every line item from the scanned receipt and lets each person swipe exactly what they ordered. Shared dishes split by quantity. No typing. No arguing about who had what. SMART DEBT SIMPLIFICATION After a trip, your group ends up with a tangled web of IOUs. splitmaster untangles it automatically and settles everyone in the fewest possible payments. No awkward conversations about who owes what. GROUPS & RUNNING BALANCES Create a group for your apartment, travel crew, or weekly dinner squad. Every receipt feeds into a running tab — see who owes what at a glance, across every shared dinner, every group trip, every roommate grocery run. Share a QR code or deep link and your friends join instantly. NOT JUST RECEIPTS No receipt? Add shared expenses manually. Split evenly, by amount, or by percentage. One-on-one or any size group. 150+ CURRENCIES Every currency tracked separately — never forced into a conversion you didn't ask for. Live rates on demand. EVERY FEATURE FREE • Receipt scanning & itemization — scan receipts, let friends claim items • Smart debt simplification — fewest transfers, no awkward math • Two settlement modes — Simplified or Bilateral, per group • Live currency conversion — 150+ currencies, tracked separately • Manual splits — even, by amount, or by percentage • Groups with QR code and deep link invites — join instantly • Running balances — per friend, per group, per currency • Activity feed & push notifications — never miss a settlement • Settle up — record a payment with a single swipe • Sign in with Apple, Google, or email • No ads. No data selling. No subscription. PERFECT FOR • Restaurant bills with friends • Roommate rent and shared household expenses • Travel and vacation group costs in multiple currencies • Office lunch groups, wedding weekends, ski crews • Couples sharing daily expenses and household budget YOUR DATA, YOUR CONTROL No ads. No data selling. Delete your account and all data from the app — 30-day grace period, then permanent erasure. GDPR compliant. FREQUENTLY ASKED • Is it really free? Yes. Every feature. No ads. No data selling. We don't run ads and we don't sell your data — that's how. • Do I need an account? A free account — takes seconds with Sign in with Apple, Google, or email. • What if a friend doesn't have the app? Share QR or link to invite them to install the app and connect you automatically. • Does it work for travel? Yes — 150+ currencies, each tracked separately. • Where is my data stored? Encrypted in transit and at rest. Delete anytime. Scan. Claim. Settle. Fair. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitmaster.co/privacy
Screenshots
Verdict
The clearest difference is update cadence: splitmaster at weekly against HomeBudget Lite (w/ Sync)'s fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HomeBudget Lite (w/ Sync) ships an update fortnightly, splitmaster weekly. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.
| Parameter | HomeBudget Lite (w/ Sync) | splitmaster |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (27 ratings) — better | — |
| Positive reviews | 55.4% of reviews | — |
| Number of ratings | 27 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 17 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Anishu, Inc. | Andrii Korshenko |
Bugs and requests
HomeBudget Lite (w/ Sync)
Reported bugs
3 issues- Recurring expenses/income not working properly
- Crashes when trying to restore from Dropbox backup
- Unable to edit or delete existing entries
Requested features
5 requests- Add ability to change budget period (weekly, monthly, etc.)
- Improve recurring expense/income handling
- Integrate with bank accounts for automatic transaction import
- Provide more detailed reporting and analytics
- Allow custom icons and categories
splitmaster
Not enough reviews yet to summarise bugs or requests.
In-app purchases
HomeBudget Lite (w/ Sync)
No in-app purchases
splitmaster
No in-app purchases
Questions
Is HomeBudget Lite (w/ Sync) free?
Is splitmaster free?
Do HomeBudget Lite (w/ Sync) or splitmaster have ads?
Which is updated more often, HomeBudget Lite (w/ Sync) or splitmaster?
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