E*TRADE vs Wumeric

Our award-winning app helps simplify your investing experience. Investing, banking, trading, crypto, research, & more—right at your fingertips.  Invest on your terms • $0 commissions for online U.S.-listed stock, ETF, mutual fund, & options trades (other fees may apply) • Trade crypto alongside your other investments—powered by zerohash • Choose from firm-constructed portfolio solutions Invest with confidence • Get streaming quotes, charts, & portfolio information • Access education, research, tools, & screeners • Set alerts and build watchlists • Stream live Bloomberg TV® • Chat with customer service in-app Bank and save • Earn more on your cash with high-yield savings, checking accounts, & certificates of deposit from our affiliate, Morgan Stanley Private Bank, National Association, Member FDIC • Deposit checks, pay bills, transfer money, and send & receive money with Zelle® on select devices Securities products offered by Morgan Stanley Smith Barney LLC, Member SIPC. Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC. All are separate but affiliated subsidiaries of Morgan Stanley. E*TRADE is a business of Morgan Stanley. Securities, investment advisory, commodity futures, options on futures and other non-deposit investment products and services are not insured by the FDIC, are not deposits or obligations of, or guaranteed by Morgan Stanley Private Bank and are subject to investment risk, including possible loss of the principal amount invested. Important note: Options transactions are intended for sophisticated investors and are complex, carry a high degree of risk, and are not suitable for all investors. For more information, please read the Characteristics and Risks of Standardized Options before you begin trading options by visiting etrade.com/options. See etrade.com/awards for current awards information E*TRADE from Morgan Stanley (“E*TRADE”) charges $0 commission for online US-listed stock, ETF, and options trades. Exclusions may apply and E*TRADE reserves the right to charge variable commission rates. Additional regulatory and exchange fees may apply. For more information about pricing and rates, visit etrade.com/pricing Trading and owning digital assets involves significant risk, including the risk of complete loss. Digital assets are not FDIC insured and are not protected by SIPC. Powered by zerohash, not a registered broker-dealer or Morgan Stanley affiliate. zerohash LLC and zerohash Liquidity Services LLC are licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Crypto is only available in the U.S. Zelle® is available for Morgan Stanley Private Bank, National Association (MSPBNA) accounts on the E*TRADE Mobile App and on etrade.com. Enrollment is required and dollar and frequency limits may apply. Learn more at us.etrade.com/l/zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Morgan Stanley, MSPBNA, and E*TRADE from Morgan Stanley are not affiliated with Zelle. The material provided by Morgan Stanley Smith Barney LLC or any of its affiliates (collectively, “Morgan Stanley”) is for educational purposes only and is not an individualized recommendation. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument discussed herein, or to open a particular account or to engage in any specific investment strategy. Apple, iPhone, iPad, Apple Watch, and Touch ID are trademarks of Apple Inc. System response and account access times may vary due to a variety of factors, including trading volumes, market conditions, system performance, and other factors. View End-User License Agreement: https://mobile.etrade.com/etmobile/EULA_2.0.html © 2026 E*TRADE from Morgan Stanley. All rights reserved.

Wumeric – Private Personal Finance, now with Tags Wumeric is an opinionated personal finance app crafted and built from the ground up with privacy at its core. Wumerics core philosophy is that your data is yours to control and does not leave your control. Using Liquid Glass, Wumeric lovingly visualizes your accounts and data. Manage savings, checking, and credit card accounts with full transaction tracking. Easily compose transfers transactions between accounts, create category-based budgeting, and generate detailed reports exportable to CSV or PDF. Import and export your data in QIF format for compatibility with other finance apps and much more. *** Now with full support for transaction tagging! Use tags to mark transactions, for instance tag specific transactions in Travel category as EuropeTrip2026 and Anniversary2026. That allows reporting on specific tags, like how much did I spend on EuropeTrip2026. Free - 100% on-device — your data is yours alone - Up to 4 accounts (savings, checking, credit card) - Dashboard with account overview - Transactions and account transfers - Category and subcategory management - Tags support for transactions, enabling enhanced reporting - Budget creation by category - Flexible filtered reports, export to CSV or PDF - QIF import and export - Optional app lock with password, Face ID, or Touch ID Wumeric Pro - Everything in Free - Unlimited accounts - Unlimited databases — keep personal and business finances completely separate - Recurring transactions and transfers - Full database backup — include all recurring transactions data to quickly and seamlessly restore your data Questions or feature requests? Reach us at support@wudios.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://wumeric.wudios.com/privacy-policy