Comparison

PalmAgent ONE vs ChatUWM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PalmAgent ONE

This app provides real estate professionals with city/county-specific closing cost calculations. Generate professional seller net sheets and buyer estimates quickly for clients. Offers a free plan for basic estimates and a premium subscription for advanced features.

Highlights
  • City/county-specific closing cost calculations
  • Seller net sheet generation
  • Buyer estimate generation
  • Professional client reports
  • Free plan for basic estimates
  • Premium subscription for advanced features
Features
Currently charting
Read full description

PalmAgent ONE is a city/county-specific closing cost app that comes preloaded with calculations and closing costs for real estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. PalmAgent is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry's #1 Closing Cost app to the next level with ONE Premium! Here's how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We offer both monthly and annual subscription plans. ONE Premium costs $0.99 per month (monthly plan) or $9.99 per year (annual plan). Payment will be charged to your Apple Account at the confirmation of purchase. You can cancel at any time during your 30-day free trial by going to your Apple Account subscription settings, and you will not be charged if you cancel before the trial ends. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. To learn more, please review our Terms of Use: http://palmagent.com/terms/ With ONE Premium you have: • Users can opt in for a free 30-day trial but are required to enter their payment information first. They will be charged for the monthly or annual subscription, depending on the option they choose, after the free 30-day trial is complete, unless they cancel before the next billing date. • After the 30-day free trial, payment will be charged to your Apple Account according to the subscription plan you selected. • ONE Premium subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current subscription period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be displayed. • Subscriptions may be managed by the user, and auto-renewal may be turned off by going to the user's Apple Account subscription settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. If you're not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. For more information, please review our Privacy Policy and Terms of Use: https://palmagent.com/privacy/ https://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our customer support team is just an email away—simply write to support@palmagent.com.

About

ChatUWM

This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.

Highlights
  • Loan pipeline management
  • Loan locking and submission
  • Rate checking
  • Scenario creation
  • Chat support
  • Document access
  • Home value estimation
Features
Read full description

ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.

Screenshots

PalmAgent ONE4 screens
ChatUWM4 screens

Verdict

The call

The clearest difference is rating: PalmAgent ONE at 4.9 against ChatUWM's 3.8. PalmAgent ONE also leads on review sentiment (64% vs 41%) and chart position (#145 vs unranked). ChatUWM's advantage is in-app purchases (none vs 2). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PalmAgent ONE sells 2 in-app purchases, starting at $0.99 per month. ChatUWM asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PalmAgent ONE holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: PalmAgent ONE has 1.2K ratings behind it against 182, so its average is the more settled of the two. Written reviews point the same way: 64% of PalmAgent ONE's written reviews are positive against 41% of ChatUWM's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 5 level
PalmAgent ONE versus ChatUWM: the parameters behind the verdict, then further details
ParameterPalmAgent ONEChatUWM
PriceFreeFree
Rating4.9 (1.2K ratings) — better3.8 (182 ratings)
Positive reviews63.8% of reviews — better41.4% of reviews
Number of ratings1.2K — better182
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
Best chart rank#145 — better—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size371 MB105 MB
Age rating9+4+
DeveloperPalmAgent SoftwareUWM

Customer experience

PalmAgent ONE

All ratings1,197 ratings
Positive98.5%
Neutral0.6%
Negative0.9%
Written reviews58 reviews
Positive63.8%
Neutral5.2%
Negative31.0%

ChatUWM

All ratings182 ratings
Positive69.2%
Neutral3.8%
Negative26.9%
Written reviews58 reviews
Positive41.4%
Neutral3.4%
Negative55.2%

User reviews

PalmAgent ONE

From 1.2K App Store ratings

What we love

  • 🚀 Slick and easy to use
  • 👍 Great tool for real estate agents
  • 💡 Comprehensive design with various calculators
  • 🚀 Quickest way to generate net sheets and estimates
  • 👍 User-friendly and empowering for agents

Room to improve

  • 🐛 Equity review calculator not working
  • 🐛 Tax prorations inaccurate for certain locations
  • 🐛 App stopped working after a few months
  • 🐛 App crashes or fails to open after updates

ChatUWM

From 182 App Store ratings

What we love

  • 👍 All-in-one mortgage professional tool
  • 🚀 Efficient loan management and tracking
  • 💡 Innovative features and continuous improvement
  • 👍 Access to files anytime, anywhere
  • 👍 Streamlines workflow for brokers

Room to improve

  • 😞 Not for homeowners/customers
  • 🐛 CR does not work
  • 🐛 App doesn't work for some users
  • 🐛 Login issues (password errors, not saving logins)
  • 🐛 App crashes

Bugs and requests

PalmAgent ONE

Reported bugs

5 issues
  • Equity review calculator not working
  • Tax prorations inaccurate for certain locations
  • App stopped working after a few months
  • App crashes or fails to open after updates
  • Certain counties/states not supported

Requested features

4 requests
  • Ability to pull in actual real estate taxes
  • Integration with grant programs for first-time homebuyers
  • Calculation of rate buy-downs
  • Customization of branding and colors

ChatUWM

Reported bugs

15 issues
  • CR does not work
  • App doesn't find account
  • App keeps crashing
  • App always logs you out
  • App never saves logins
Show 10 more
  • Cannot login to the app
  • Incorrect password error
  • User ID and password not accepted
  • App pulls up wrong documents
  • Cannot log in after multiple updates
  • Login issues (incorrect username/password)
  • App not working on iOS
  • App not working on mobile devices
  • Mobile website is slow and choppy
  • Cannot access information without a computer

Requested features

11 requests
  • App for homeowners/customers
  • Customer-facing app for payments and loan activity
  • Ability to manage mortgage payments
  • Ability to schedule loan payments
  • User-friendly interface for consumers
Show 6 more
  • Update mobile website for user-friendliness
  • Integrate customer option into the app
  • Facial recognition login
  • Allow selection of payment withdrawal date
  • Change fees in the app
  • Fix document viewing errors

In-app purchases

2 purchases

PalmAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

ChatUWM

No in-app purchases

Questions

Is PalmAgent ONE free?
PalmAgent ONE is free to download, with in-app purchases available.
Is ChatUWM free?
ChatUWM is free to download, with no in-app purchases.
Which has better reviews, PalmAgent ONE or ChatUWM?
PalmAgent ONE is rated higher. PalmAgent ONE averages 4.9 out of 5 from 1.2K ratings, while ChatUWM averages 3.8 from 182 ratings.
Do PalmAgent ONE or ChatUWM have ads?
Neither PalmAgent ONE nor ChatUWM shows ads.
Which is updated more often, PalmAgent ONE or ChatUWM?
PalmAgent ONE ships an update fortnightly, and ChatUWM fortnightly. Most recently, PalmAgent ONE was updated on October 24, 2026 and ChatUWM on October 23, 2026.

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