Comparison

CaixaBankNow・Mobile banking vs VIVESS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CaixaBankNow・Mobile banking

Manage your finances on the go with this mobile banking app. Track accounts and cards, send money instantly with Bizum, and apply for loans. Access all your banking services securely from your smartphone.

Highlights
  • Manage personal finances
  • Send money via Bizum
  • Track accounts and cards
  • Apply for loans and mortgages
  • Contract financial products
  • View income and expenses
  • Locate nearby branches and ATMs
Features
Read full description

Download the CaixaBank app and manage your money from your phone, without visiting a branch or ATM. A fast, stable and reliable mobile banking app: access what you use most in seconds and enjoy a smooth experience whenever you need it. With CaixaBank, manage your money independently, every day. With a 4.7* rating on the App Store, more than 90% of users rate us positively. CaixaBank stands out among mobile banking apps with the best reviews in the Spanish market. We listen to our users and build a fast, reliable and hassle-free app. Why is the CaixaBank app different from other banks? Fewer steps, more control Everything you need from your bank, right from your phone. We've redesigned the app to reduce steps and give you more control: transfer money, check your accounts and manage everything without calls or branch visits. Artificial Intelligence built into your everyday banking Includes a smart search powered by semantic and generative AI: find what you need and complete tasks using natural language. Looking for a financial product? An expert AI assistant helps you compare options, answers your questions and helps you choose the one that best suits you. If you'd rather speak to someone, your personal manager takes over without losing context. Cashback: earn money back on your purchases Pay with your CaixaBank card and automatically earn real cash back, with no coupons, codes or hassle. With more than 100 partner brands, cashback is one of our most valued benefits. Facilitea: find the best financing Homes, cars and electronics with the best financing options, all from the app. No paperwork or hassle. Security and reliability without friction Access with biometric authentication (fingerprint and facial recognition) and integrated digital signature. Stable, fast, always up to date A technologically advanced app built for stability, with continuous fixes and improvements. What can I do with the CaixaBank app? - Send money instantly with Bizum directly from the app, quickly and securely, in just 2 steps from your mobile banking app. - Make transfers in 3 steps with built-in verification. - Check and manage your accounts and cards in real time: transactions, categorized spending and personalized alerts to help you stay on top of your money. - Take out more than 40 financial products from one place with AI assistance. Find the best option without calls or branch visits. - Earn money back on every purchase with Cashback. Use your CaixaBank card at more than 100 brands and receive automatic refunds into your account. - Manage your insurance, mortgage, investment funds and loans from your mobile banking app. - Use the AI-powered smart search to answer questions, complete transactions and access what you use most in seconds using natural language. - Find nearby ATMs and branches with the app's built-in map. CaixaBank, an internationally recognized app. Global Finance has recognized CaixaBank as Western Europe's Most Innovative Bank at the Innovators Awards 2026, highlighting the app as one of its key innovations. CaixaBank, your online bank always with you. Easy, simple and fast mobile banking. At CaixaBank, we will process your data to manage your comment and, if we can identify you as a customer, to contact you by phone for the same purpose. For more information about how we process your data and how to exercise your rights, please visit https://www.caixabank.es/particular/general/privacy-policy.html CaixaBank, S.A. is the banking institution that owns this application.

About

VIVESS

This app allows pensioners living abroad to prove their life status to the Social Security system. It offers secure identification via Cl@ve or biometrics, facilitating the life confirmation process. Successful validation results in a signed document sent to the INSS and a downloadable certificate for the pensioner.

Highlights
  • Life confirmation for expatriate pensioners
  • Identification via Cl@ve or biometrics
  • Secure video-identification process
  • Automatic document submission to INSS
  • Downloadable life certificate
  • Notifications for future life validation
Features
Read full description

Aplicación que permite a los pensionistas residentes en el extranjero, la posibilidad de acceder al sistema de Seguridad Social para presentar una prueba fehaciente de vida. La aplicación permitirá al pensionista identificarse en la misma, o bien a través de Cl@ve o mediante mecanismos biométricos. Una vez identificado el pensionista en la aplicación, tendrá acceso al servicio para realizar el proceso de confirmación de vivencia. Realizada fe de vida, si esta es positiva, se remitirá al INSS toda la información necesaria junto con un documento firmado que acredite que ha realizado esta validación por el procedimiento de video-identificación. Este documento será almacenado en los sistemas corporativos del INSS. Recibida y procesada satisfactoriamente la fe de vida por parte del INSS, se emitirá un justificante al pensionista. Desde la aplicación recibirá un aviso indicando que puede descargar dicho justificante a través del apartado específico de documentos. Los pensionistas que ya hayan realizado el control de vivencia por este mecanismo podrán ser avisados, en sucesivos años, de la necesidad de volver a acreditar vivencia por un mensaje en esta aplicación. Para acceder al sistema a través de Cl@ve, debe estar registrado como usuario en la propia aplicación Cl@ve, ya sea a través de DNI o certificado electrónico o presencialmente en una oficina. Por favor, consulte la siguiente página para saber como registrarse: https://clave.gob.es/clave_Home/registro.html

Screenshots

CaixaBankNow・Mobile banking4 screens
VIVESS4 screens

Verdict

The call

The clearest difference is review sentiment: CaixaBankNow・Mobile banking at 90% against VIVESS's 7%. CaixaBankNow・Mobile banking also leads on rating (4.8 vs 1.5) and ratings volume (4.1K vs 26). VIVESS's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CaixaBankNow・Mobile banking holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: CaixaBankNow・Mobile banking has 4.1K ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 90% of CaixaBankNow・Mobile banking's written reviews are positive against 7% of VIVESS's.

UpkeepUpdate frequency

CaixaBankNow・Mobile banking ships an update monthly, VIVESS every 2 months. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
CaixaBankNow・Mobile banking versus VIVESS: the parameters behind the verdict, then further details
ParameterCaixaBankNow・Mobile bankingVIVESS
PriceFreeFree
Rating4.8 (4.1K ratings) — better1.5 (26 ratings)
Positive reviews90.4% of reviews — better7.3% of reviews
Number of ratings4.1K — better26
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.0 — better
Further details — not scored
Size599 MB184 MB
Age rating4+4+
DeveloperCaixaBank, S.A.Secretaría de Estado de la Seguridad Social. Ministerio de Empleo y Seguridad Social

Customer experience

CaixaBankNow・Mobile banking

All ratings4,042 ratings
Positive96.5%
Neutral1.1%
Negative2.4%
Written reviews1,717 reviews
Positive90.4%
Neutral1.3%
Negative8.3%

VIVESS

All ratings22 ratings
Positive13.6%
Neutral0.0%
Negative86.4%
Written reviews124 reviews
Positive7.3%
Neutral0.0%
Negative92.7%

User reviews

CaixaBankNow・Mobile banking

From 4.1K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and efficient
  • 🔒 Secure and reliable
  • 💡 Excellent features and functionality
  • 👍 Intuitive and user-friendly interface

Room to improve

  • 🐛 Occasional crashes or glitches
  • 🔍 Navigation could be improved
  • 💰 High fees or charges
  • 🌐 Limited functionality for non-residents

VIVESS

From 26 App Store ratings

What we love

  • 👍 Easy and intuitive interface
  • 🚀 Quick and efficient verification process
  • 💡 Innovative digital solution for proof of life

Room to improve

  • 🐛 Frequent error messages and app crashes
  • 🤔 Inconsistent performance across devices
  • 🤷‍♀️ Unclear confirmation of verification completion

Bugs and requests

CaixaBankNow・Mobile banking

Reported bugs

3 issues
  • Login issues after iOS updates
  • Incompatibility with older devices
  • Unreliable two-factor authentication

Requested features

4 requests
  • Improved multi-currency account management
  • Integration of payment apps into main app
  • Enhanced transaction history and analytics
  • Better support for international users

VIVESS

Reported bugs

3 issues
  • Inability to scan or recognize identity documents
  • Video verification process not working consistently
  • App data not saving between sessions

Requested features

3 requests
  • Support for more identity document types
  • Multilingual app interface
  • Improved in-app troubleshooting and error reporting

In-app purchases

None

CaixaBankNow・Mobile banking

No in-app purchases

None

VIVESS

No in-app purchases

Questions

Is CaixaBankNow・Mobile banking free?
CaixaBankNow・Mobile banking is free to download, with no in-app purchases.
Is VIVESS free?
VIVESS is free to download, with no in-app purchases.
Which has better reviews, CaixaBankNow・Mobile banking or VIVESS?
CaixaBankNow・Mobile banking is rated higher. CaixaBankNow・Mobile banking averages 4.8 out of 5 from 4.1K ratings, while VIVESS averages 1.5 from 26 ratings.
Do CaixaBankNow・Mobile banking or VIVESS have ads?
Neither CaixaBankNow・Mobile banking nor VIVESS shows ads.
Which is updated more often, CaixaBankNow・Mobile banking or VIVESS?
CaixaBankNow・Mobile banking ships an update monthly, and VIVESS every 2 months. Most recently, CaixaBankNow・Mobile banking was updated on November 4, 2026 and VIVESS on November 3, 2026.

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