Bankinter Móvil vs VIVESS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bankinter Móvil
Manage your bank accounts and cards 24/7 from your mobile device. Send and request money instantly, finance purchases, and even contract new financial products. Enjoy secure and intuitive access to all your banking needs.
- Intuitive account and card management
- Instant money transfers (national/international)
- Bizum for sending/requesting money
- Card financing and management
- Product contracting (accounts, cards, insurance)
- Loan and deposit simulations
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Welcome to Bankinter Mobile Banking. Download it for free and carry out all your banking transactions 24 hours a day. You can send or request money immediately to your family or friends and you can connect easily using the fingerprint on your device. These are some of the features you will enjoy with our App: INTUITIVE NAVIGATION Consult and operate your accounts and cards quickly and easily. ACCOUNTS Consult all your accounts and cards. And access the details of all your movements. Carry out the most common operations quickly and easily: direct debit of bills, financing of movements,... TRANSFERS You can make national and international transfers, as well as plan regular transfers. You can also consult your transaction history, repeat those you wish and save your receipt. BIZUM Send or request money to whomever you wish immediately. You can also make donations and pay the lottery through Bizum. CARDS Finance your purchases with your credit card. Activate and block your card or change the payment method. If you need to, retrieve your PIN at any time. CONTRACTING PRODUCTS With the App you can also contract all kinds of products such as accounts and cards, deposits, investment and retirement funds, as well as various health and home insurance policies. You can also simulate loans, deposits and mortgages and plan how your repayments will look in a very visual way. Download the Bankinter App and carry out all your transactions without leaving your home. If you have any suggestions or any problems with the App, write to us at Appmovil@bankinter.com More information on Bankinter's services at www.bankinter.es
VIVESS
This app allows pensioners living abroad to prove their life status to the Social Security system. It offers secure identification via Cl@ve or biometrics, facilitating the life confirmation process. Successful validation results in a signed document sent to the INSS and a downloadable certificate for the pensioner.
- Life confirmation for expatriate pensioners
- Identification via Cl@ve or biometrics
- Secure video-identification process
- Automatic document submission to INSS
- Downloadable life certificate
- Notifications for future life validation
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Aplicación que permite a los pensionistas residentes en el extranjero, la posibilidad de acceder al sistema de Seguridad Social para presentar una prueba fehaciente de vida. La aplicación permitirá al pensionista identificarse en la misma, o bien a través de Cl@ve o mediante mecanismos biométricos. Una vez identificado el pensionista en la aplicación, tendrá acceso al servicio para realizar el proceso de confirmación de vivencia. Realizada fe de vida, si esta es positiva, se remitirá al INSS toda la información necesaria junto con un documento firmado que acredite que ha realizado esta validación por el procedimiento de video-identificación. Este documento será almacenado en los sistemas corporativos del INSS. Recibida y procesada satisfactoriamente la fe de vida por parte del INSS, se emitirá un justificante al pensionista. Desde la aplicación recibirá un aviso indicando que puede descargar dicho justificante a través del apartado específico de documentos. Los pensionistas que ya hayan realizado el control de vivencia por este mecanismo podrán ser avisados, en sucesivos años, de la necesidad de volver a acreditar vivencia por un mensaje en esta aplicación. Para acceder al sistema a través de Cl@ve, debe estar registrado como usuario en la propia aplicación Cl@ve, ya sea a través de DNI o certificado electrónico o presencialmente en una oficina. Por favor, consulte la siguiente página para saber como registrarse: https://clave.gob.es/clave_Home/registro.html
Screenshots
Verdict
The clearest difference is rating: Bankinter Móvil at 4.3 against VIVESS's 1.5. Bankinter Móvil also leads on review sentiment (37% vs 7%) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bankinter Móvil holds the better App Store score, 4.3 against 1.5. That said, the two scores are not equally well evidenced: Bankinter Móvil has 130 ratings behind it against 26, so its average is the more settled of the two. Written reviews point the same way: 37% of Bankinter Móvil's written reviews are positive against 7% of VIVESS's.
Bankinter Móvil ships an update every 3 weeks, VIVESS every 2 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.
| Parameter | Bankinter Móvil | VIVESS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (130 ratings) — better | 1.5 (26 ratings) |
| Positive reviews | 36.9% of reviews — better | 7.3% of reviews |
| Number of ratings | 130 — better | 26 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 111 MB | 184 MB |
| Age rating | 4+ | 4+ |
| Developer | Bankinter | Secretaría de Estado de la Seguridad Social. Ministerio de Empleo y Seguridad Social |
Customer experience
Bankinter Móvil
VIVESS
Bugs and requests
Bankinter Móvil
Not enough reviews yet to summarise bugs or requests.
VIVESS
Reported bugs
3 issues- Inability to scan or recognize identity documents
- Video verification process not working consistently
- App data not saving between sessions
Requested features
3 requests- Support for more identity document types
- Multilingual app interface
- Improved in-app troubleshooting and error reporting
In-app purchases
Bankinter Móvil
No in-app purchases
VIVESS
No in-app purchases
Questions
Is Bankinter Móvil free?
Is VIVESS free?
Which has better reviews, Bankinter Móvil or VIVESS?
Do Bankinter Móvil or VIVESS have ads?
Which is updated more often, Bankinter Móvil or VIVESS?
Other comparisons
