Comparison

BBVA Spain | Online banking vs Cesium Ğ1

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BBVA Spain | Online banking

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

Highlights
  • AI-powered personalized shortcuts
  • Financial Coach for savings and expense reduction
  • Virtual assistant for customer support
  • Multi-bank account aggregation
  • Bizum instant money transfers
  • Mortgage and loan simulators
  • Investment tools and courses
Features
Read full description

The reference app in the financial market, trusted by over 8 million customers. Manage your personal finances, bank accounts, cards, savings, and investments quickly, easily, and 100% securely. MORE SPEED AND PERSONALIZATION We use Artificial Intelligence (AI) to optimize every banking operation. Make your online purchases or routine bank transfers with a single click. Plus, forget about searching for the same contact to send a Bizum; the app automatically organizes your favorite operations, payments, and financial products directly on the home menu so you don't waste time. WHAT'S NEW AND FEATURED SERVICES AT BBVA AQUA CARDS WITH AI AND COMMISSION-FREE PURCHASES ABROAD Your Aqua Card is a pioneer in banking security: no printed numbers and a dynamic CVV that changes with every online purchase. Now it goes a step further: • Unique design generated with AI: Personalize your Aqua Debit or Credit Card with exclusive images created by Artificial Intelligence. • Travel abroad without commissions: With the Travel Pack, pay at merchants worldwide in another currency (dollars, pounds...) without currency exchange fees (up to €300/month free on the Essential Plan). Plus, withdraw cash at international ATMs. If you are under 30, the Superior Pack is included! • Digital turn off and on: If you lose it, turn it off and on instantly from the app. FAST TRACK MORTGAGE: YOUR AMOUNT IN LESS THAN 8 HOURS Forget about simple mortgage simulators. With the Fast Track service, find out the real viability and exact amount to finance your future home. • No paperwork or waiting: Connect your official data in a 100% secure way (Tax Agency and Social Security) via Cl@ve Móvil. • In less than 8 business hours, you will get your personalized proposal with no obligation and without being a prior customer. YOUR FINANCIAL COACH AND EXPENSE CONTROL We help you improve your financial health with an automatic diagnosis of your monthly savings capacity. • AI analyzes your income and expenses to offer you a personalized plan. • Detect subscriptions and small recurring expenses, build an emergency financial cushion, and track the evolution of your money month by month. ALL FINANCIAL TOOLS AT YOUR FINGERTIPS • Bank Accounts and Bizum: Open your Fee-Free Online Account in 10 minutes. Pay or request money via Bizum instantly. Also available for minors (Kids' Online Account with adapted app and Bizum from age 12). • Financial Health and Bank Aggregation: Connect your other banks to see all your accounts, cards, and loans on a single screen. • Smart Discrete Mode: Automatically hide balances and transactions in public places to protect your privacy. • Blue Virtual Assistant: Resolve doubts 24/7 about transfers, bills, and operations with our AI chatbot. • Personal Loans: Simulate your monthly installment and apply for your personal loan 100% online. • Insurance: Apply for and manage your car, home, life, or health insurance directly from the app. • Investments, Funds, and Stock Market: Invest in the stock market, investment funds tailored to your profile, and trade with BBVA Trader. If you have negative returns on your funds in your first year, BBVA refunds you up to €300. • Pension Plans: Plan your retirement with periodic contributions and fee-free transfers. • Freelancers and Businesses: Invoicing management, mobile POS collection, and financing for your business. • BBVA Friend Plan: Invite your friends to open an online account and earn money. Additionally, the app is compatible with smartwatches and Wear OS. SUPPORT AND CUSTOMER SERVICE Do you have any questions or suggestions about the app? Write to us at bbvabancamovil@bbva.com If your terminal is not compatible, access your finances on BBVA Mobile Banking from bbva.es in your browser.

About

Cesium Ğ1

Manage your Ğ1 accounts in real time, send payments securely, and monitor the status of the libre money network. This open-source application simplifies your experience with decentralized currency.

Highlights
  • Real-time Ğ1 account management
  • Secure payment sending
  • Monitor libre money network status
  • Open-source application
Features
Read full description

Thanks to Cesium Ğ1, you can manage your Ğ1 accounts in real time, send payments securely, and follow the state of the libre money network. " The libre money has never been so simple! " This is an open source application : source code available at http://github.com/duniter/cesium

Screenshots

BBVA Spain | Online banking4 screens
Cesium Ğ14 screens

Verdict

The call

The clearest difference is ratings volume: BBVA Spain | Online banking at 3.1K against Cesium Ğ1's 1. BBVA Spain | Online banking also leads on update cadence (every 3 weeks vs every 6 weeks). Cesium Ğ1's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cesium Ğ1 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BBVA Spain | Online banking has 3.1K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

BBVA Spain | Online banking ships an update every 3 weeks, Cesium Ğ1 every 6 weeks. The most recent releases landed on September 24, 2026 and June 22, 2026 respectively.

Scorecard3 real differences · 7 level
BBVA Spain | Online banking versus Cesium Ğ1: the parameters behind the verdict, then further details
ParameterBBVA Spain | Online bankingCesium Ğ1
PriceFreeFree
Rating4.8 (3.1K ratings)5.0 (1 ratings) — better
Positive reviews49.1% of reviews
Number of ratings3.1K — better1
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size741 MB31 MB
Age rating4+4+
DeveloperBBVAEnvironmental Information Systems

Customer experience

BBVA Spain | Online banking

All ratings3,077 ratings
Positive96.4%
Neutral0.6%
Negative3.0%
Written reviews224 reviews
Positive49.1%
Neutral6.7%
Negative44.2%

Cesium Ğ1

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

BBVA Spain | Online banking

Reported bugs

4 issues
  • Login issues and account lockouts
  • Transactions not showing up correctly
  • Frequent crashes and app freezes
  • Geolocation errors

Requested features

4 requests
  • Improved biometric authentication
  • Ability to change phone number easily
  • Better support for international users
  • More customization options

Cesium Ğ1

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BBVA Spain | Online banking

No in-app purchases

None

Cesium Ğ1

No in-app purchases

Questions

Is BBVA Spain | Online banking free?
BBVA Spain | Online banking is free to download, with no in-app purchases.
Is Cesium Ğ1 free?
Cesium Ğ1 is free to download, with no in-app purchases.
Which has better reviews, BBVA Spain | Online banking or Cesium Ğ1?
Cesium Ğ1 is rated higher. BBVA Spain | Online banking averages 4.8 out of 5 from 3.1K ratings, while Cesium Ğ1 averages 5.0 from 1 ratings.
Do BBVA Spain | Online banking or Cesium Ğ1 have ads?
Neither BBVA Spain | Online banking nor Cesium Ğ1 shows ads.
Which is updated more often, BBVA Spain | Online banking or Cesium Ğ1?
BBVA Spain | Online banking ships an update every 3 weeks, and Cesium Ğ1 every 6 weeks. Most recently, BBVA Spain | Online banking was updated on September 24, 2026 and Cesium Ğ1 on June 22, 2026.

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