Account Tracker vs BudgetNest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Account Tracker
Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.
- Track multiple account types
- Set bill reminders and alerts
- Create and monitor budgets
- Generate detailed financial reports
- Multi-currency support
- Data syncing across devices
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Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This FREE version requires a subscription, either quarterly or yearly. When you sign up, the first month is free, to give you a chance to try the app before being charged. You can manage or cancel your subscription at any time by going to your account settings on the AppStore. If you prefer a subscription-free alternative, Account Tracker Pro gives you the same content, plus basic support for Apple Watch. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response. MORE INFORMATION Privacy policy: http://grahamhaley.co.uk/privacy/ Terms of use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula
BudgetNest
Manually track spending, savings, and financial goals without linking bank accounts. Organize money into pots, view clear spending insights, and build better money habits with a focused dashboard. Offers a Pro version for advanced features.
- Track income and expenses
- Create monthly budgets
- Organize money into pots
- View spending patterns
- Secure account system
- Build better money habits
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BudgetNest is a simple budgeting app to track spending, savings, and goals — without connecting your bank accounts. Plan your monthly budget, organise money into pots, and see clear insights into where your money goes. No ads. No noise. Just clarity. BudgetNest helps you understand exactly where your money goes so you can make better decisions with confidence — without overwhelming charts or forced automation. Key Features • Track income and expenses in one clear place • Create monthly budgets that fit your lifestyle • Always know how much money you have left • Organise money using simple pots and goals • Carry unused balances forward automatically • View spending patterns and habit trends over time • Clean, focused dashboard with no clutter • Secure account system designed to protect your data Built for Clarity, Not Complexity BudgetNest shows you what matters: • What you earned • What you spent • What you saved • What carries into next month No confusing systems. Just clear numbers. Designed to Build Better Money Habits BudgetNest helps you improve gradually. By showing monthly progress and clear trends, it encourages better decisions without guilt or pressure — whether you’re starting out or refining your system. Secure and Private by Design BudgetNest does not connect to your bank. We do not sell your data. We only collect what is necessary to provide core budgeting features. Your financial data stays protected and under your control. Upgrade to BudgetNest Pro Unlock deeper insights, long-term trends, and advanced features with BudgetNest Pro. Upgrade only when you’re ready — the free version always works. Who BudgetNest Is For • Anyone who wants more control over their money • People reducing overspending • Users who prefer simple, manual budgeting • Anyone building long-term saving habits Start building clearer, healthier money habits with BudgetNest. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetnest.uk/privacy
Screenshots
Verdict
The clearest difference is monetization model: BudgetNest at freemium against Account Tracker's subscription. BudgetNest also leads on rating (5.0 vs 4.5) and update cadence (every 6 days vs every 2 months). Account Tracker's advantage is ratings volume (34 vs 1) and iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and BudgetNest sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
BudgetNest holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Account Tracker has 34 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 100% of BudgetNest's.
Account Tracker ships an update every 2 months, BudgetNest every 6 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.
| Parameter | Account Tracker | BudgetNest |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (34 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 95.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 34 — better | 1 |
| Update frequency | Every 2 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Freemium — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 16 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Graham Haley | BudgetNest ltd |
Customer experience
Account Tracker
BudgetNest
Bugs and requests
Account Tracker
Reported bugs
3 issues- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices
Requested features
8 requests- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device
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- Ability to control when an item should receive a check mark
- Dark mode option
- Advanced analytics dashboard
BudgetNest
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Account Tracker
- Full Access for 3 Months1 Month trial$0.993 Months
- Full Access for 12 Months1 Month trial$1.991 Year
- Version 6$3.99
BudgetNest
- BudgetNest Monthly Pro7 Days trial$3.991 Month
- BudgetNest Annual Pro7 Days trial$33.991 Year
Questions
Is Account Tracker free?
Is BudgetNest free?
Which has better reviews, Account Tracker or BudgetNest?
Do Account Tracker or BudgetNest have ads?
Which is updated more often, Account Tracker or BudgetNest?
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