Comparison

Account Tracker vs Budget Projects

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Account Tracker

Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.

Highlights
  • Track multiple account types
  • Set bill reminders and alerts
  • Create and monitor budgets
  • Generate detailed financial reports
  • Multi-currency support
  • Data syncing across devices
Read full description

Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This FREE version requires a subscription, either quarterly or yearly. When you sign up, the first month is free, to give you a chance to try the app before being charged. You can manage or cancel your subscription at any time by going to your account settings on the AppStore. If you prefer a subscription-free alternative, Account Tracker Pro gives you the same content, plus basic support for Apple Watch. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response. MORE INFORMATION Privacy policy: http://grahamhaley.co.uk/privacy/ Terms of use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula

About

Budget Projects

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

Highlights
  • Create unlimited budgets
  • Recurring budget options
  • Progress bar for budget tracking
  • Detailed financial reports and charts
  • Customizable categories
  • Transaction search and export
  • Passcode and Touch ID protection
Features
Read full description

Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.

Screenshots

Account Tracker4 screens
Budget Projects4 screens

Verdict

The call

The clearest difference is monetization model: Budget Projects at free with in-app purchases against Account Tracker's subscription. Account Tracker's advantage is ads (none vs shown) and review sentiment (96% vs 62%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Account Tracker holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 33 and 80 respectively. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 62% of Budget Projects's.

UpkeepUpdate frequency

Account Tracker ships an update every 2 months, Budget Projects every 6 months. The most recent releases landed on October 11, 2026 and October 13, 2026 respectively.

Scorecard6 real differences · 4 level
Account Tracker versus Budget Projects: the parameters behind the verdict, then further details
ParameterAccount TrackerBudget Projects
PriceFreeFree
Rating4.5 (33 ratings) — better4.3 (80 ratings)
Positive reviews95.8% of reviews — better62.4% of reviews
Number of ratings3380 — better
Update frequencyEvery 2 months — betterEvery 6 months
AdsNo — betterYes
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS12.0 — better16
Further details — not scored
Size16 MB38 MB
Age rating4+4+
DeveloperGraham HaleyLINKLINKS LTD

Customer experience

Account Tracker

All ratings33 ratings
Positive87.9%
Neutral0.0%
Negative12.1%
Written reviews264 reviews
Positive95.8%
Neutral0.8%
Negative3.4%

Budget Projects

All ratings80 ratings
Positive85.0%
Neutral2.5%
Negative12.5%
Written reviews117 reviews
Positive62.4%
Neutral7.7%
Negative29.9%

User reviews

Account Tracker

From 33 App Store ratings

What we love

  • 🚀 Great app with great support
  • 🚀 The Best App for True Financial Wellbeing
  • 👍 Great app
  • 👍 Would live without this app
  • 👍 A really REALLY good useful tool

Room to improve

  • 🐛 Unable to Import

Budget Projects

From 80 App Store ratings

What we love

  • 👍 User-friendly and intuitive interface
  • 💰 Simple, no-frills budgeting approach
  • 🔄 Rollover feature between budget periods
  • 📊 Customizable budget categories
  • 🔒 No bank account linking required

Room to improve

  • 📢 Excessive and intrusive advertisements
  • 🐛 Frequent app crashes
  • ⚠️ Data loss after updates
  • 🔄 Recurring costs sometimes disappear
  • 📅 Date field stuck in January (recent bug)

Bugs and requests

Account Tracker

Reported bugs

3 issues
  • Crashes when selecting accounts on iOS 8
  • Login screen freezes
  • Incompatible with older devices

Requested features

8 requests
  • Ability to attach photos of receipts to transactions
  • Ability to delete old transactions
  • Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
  • Ability to change an account name after it has been created
  • Group sync that would automatically sync with all devices when changing information on one device
Show 3 more
  • Ability to control when an item should receive a check mark
  • Dark mode option
  • Advanced analytics dashboard

Budget Projects

Reported bugs

10 issues
  • App crashes when creating budgets
  • Recurring costs not deducted from associated budgets
  • Date field defaults to January instead of current date
  • Ads appearing in center of screen and not closeable
  • Data erased after app updates
Show 5 more
  • App freezes or becomes unresponsive
  • Transactions showing as 'earned' instead of 'spent'
  • Incompatibility with iOS 15 and later
  • Unexpected charges for in-app purchases
  • Budgets disappearing without explanation

Requested features

11 requests
  • In-app tutorial or contextual help menu
  • Automatic transaction entry from bank accounts
  • Biweekly recurring payment option
  • Default time setting for all transactions
  • Monthly calendar view of expenses
Show 6 more
  • Ability to change budget cycle date
  • Zero-dollar budget groups for tracking unexpected expenses
  • Better UI/UX design and layout improvements
  • Easier decimal entry without calculator
  • Multi-month or year-long budget tracking
  • Improved customer support responsiveness

In-app purchases

3 purchases

Account Tracker

Subscriptions2
  • Full Access for 3 Months1 Month trial$0.993 Months
  • Full Access for 12 Months1 Month trial$1.991 Year
One-time1
  • Version 6$3.99
3 purchases

Budget Projects

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time2
  • Remove Ads Forever$9.99
  • Unlimited Transactions$11.99

Questions

Is Account Tracker free?
Account Tracker is free to download, with in-app purchases available.
Is Budget Projects free?
Budget Projects is free to download, with in-app purchases available.
Which has better reviews, Account Tracker or Budget Projects?
Account Tracker is rated higher. Account Tracker averages 4.5 out of 5 from 33 ratings, while Budget Projects averages 4.3 from 80 ratings.
Do Account Tracker or Budget Projects have ads?
Budget Projects shows ads; Account Tracker does not.
Which is updated more often, Account Tracker or Budget Projects?
Account Tracker ships an update every 2 months, and Budget Projects every 6 months. Most recently, Account Tracker was updated on October 11, 2026 and Budget Projects on October 13, 2026.

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