Comparison

DATCU Mobile Banking vs RPOA NetX™

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DATCU Mobile Banking

Manage your banking tasks efficiently from your mobile device. Access account balances, transfer funds, pay bills, and deposit checks on the go. Offers enhanced accessibility features for a personalized experience.

Highlights
  • Biometric sign-in (Touch ID/Face ID)
  • Quick Balance viewing
  • Fund transfers
  • Bill payments
  • Mobile check deposit
  • Loan payments
  • Accessibility features
Features
Read full description

Welcome to DATCU Mobile Banking! Looking for time-saving shortcuts? We can't help you escape the traffic on Interstate 35. But we can help you get your banking chores done a lot faster. Just download our app onto your mobile device and you'll be able to manage all your DATCU accounts from wherever you are at any time of day. Do more with our DATCU Mobile Banking app. Features: - Sign in with Touch ID or Face ID - Use Quick Balance to view account balances without signing in - View Quick Balances on your Apple Watch - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, colorblindness, and visual sensitivity. ...and more!

About

RPOA NetX™

Features
Read full description

RPOA NetX™ Mobile goes wherever you go, so you can have 24/7 access to your Retirement Planners of America (RPOA) accounts held at BNY | Pershing. With RPOA NetX™ Mobile, you’ll have on-demand access to your RPOA account information, such as balances, holdings, activity and order status—anytime, anywhere. That’s the power of RPOA NetX™! RPOA NetX™ will allow you to securely: • View account statements, trade confirmations and tax statements • Get instant access to your account balance, holdings, account activity, tax information, and more • View a comprehensive account summary at a glance—right from the home screen • Deposit checks into eligible investment accounts at Pershing with their mobile check deposit service BNY | Pershing holds custody of your Retirement Planners of America (RPOA) investment accounts and executes trades and other services for your accounts as directed by RPOA. Their name appears on your account statements as well as your tax documents. MMWKM Advisors, LLC (d/b/a Retirement Planners of America) is an SEC registered investment adviser with a primary business location in Plano, Texas. Pershing LLC (member FINRA, NYSE, SIPC) Pershing Advisor Solutions LLC (member FINRA, SIPC) and BNY, N.A. (member FDIC) are subsidiaries on The Bank of New York Corporation. Please Note: • Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. • Account access, trade execution and system response can be affected by a variety of factors, including trading volumes, market conditions, phone and computer networks.

Screenshots

DATCU Mobile Banking4 screens
RPOA NetX™4 screens

Verdict

The call

The clearest difference is update cadence: DATCU Mobile Banking at every 2 weeks against RPOA NetX™'s every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DATCU Mobile Banking ships an update every 2 weeks, RPOA NetX™ every 4 months. The most recent releases landed on October 31, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
DATCU Mobile Banking versus RPOA NetX™: the parameters behind the verdict, then further details
ParameterDATCU Mobile BankingRPOA NetX™
PriceFreeFree
Rating2.9 (172 ratings) — better—
Positive reviews15.3% of reviews—
Number of ratings172 — better—
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, Apple Watch
Requires iOS15.6 — better16.0
Further details — not scored
Size143 MB4 MB
Age rating4+4+
DeveloperDATCU Credit UnionMMWKM ADVISORS, LLC

Bugs and requests

DATCU Mobile Banking

Reported bugs

67 issues
  • App crashes
  • App is offline
  • Cannot login
  • System errors
  • Orientation flips
Show 62 more
  • Transaction list limited
  • Confusing balance display
  • Wasted screen space
  • Horrible new layout
  • App is trash
  • App is worthless
  • Server error on login
  • Card controls difficult
  • Loan payments not visible
  • Cannot see account balances on transfer
  • Less user friendly
  • Obscure info layout
  • Not easy to use anymore
  • Takes more steps
  • Cannot transfer funds to credit card/loan
  • Too busy interface
  • Missing pending transaction info
  • No balance after payment
  • Missing loan payoff details
  • App is crap
  • Cloudflare blocking access
  • App support page not found
  • Frozen account
  • App crashes instantly
  • Outdated look
  • Lacks basic features
  • Antiquated feel
  • Limited features and accessibility
  • Cannot make payments with external account
  • No help on login screen
  • App isn't working with update
  • Doesn't accept login info
  • Asks for PIN
  • Froze up
  • App looks outdated
  • Not as clean without screen real estate
  • Antiquated feel
  • Needs updating
  • Very limited to features and accessibility
  • Lack of app updates
  • App not working on iPhone 4
  • Crashes immediately loading presets
  • Cannot get it to work after OS update
  • Needs to be more secure
  • Graphs feature doesn't work
  • Needs new features
  • Sleeker interface needed
  • Not all inclusive
  • Doesn't show pending deposits or withdrawals
  • Doesn't show credit card account
  • Not much more functional than mobile website
  • App isn't working
  • Useless app
  • Cannot log in
  • Account freeze on login attempt
  • Bugs need to be worked out
  • Incorrect balances shown
  • Payment selection not working
  • Cannot transfer money externally
  • Mobile deposit never works
  • App rarely works
  • Show incorrect balances

Requested features

37 requests
  • Budgeting feature
  • In-depth income/expense tracking
  • Other financial tools
  • Access to monthly bank statements
  • Ability to see pending transactions
Show 32 more
  • Access to bill pay
  • See captured transactions without desktop login
  • See pending transactions without desktop login
  • Password feature on startup for security
  • Check images
  • New features
  • Sleeker interface
  • More all inclusive features
  • Show pending deposits or withdrawals
  • Show credit card account
  • Ability to see pending ACH withdrawals
  • Ability to see balance as each item cleared
  • Access desktop version on iPhone
  • 4-digit passcode entry
  • Option for both or either passcode/password
  • Photograph checks for deposit
  • New look for the app
  • Face ID for fast login
  • Support for passwords via Apple keyboard
  • Layout for X and XR phones
  • Show savings from paying off early
  • Show current loan amount
  • Show pending transactions on mobile
  • Show posted balances
  • Show available balances
  • Transfer funds from checking to credit card/loan
  • Mobile deposit
  • Access to account number
  • Dark mode option
  • Advanced analytics dashboard
  • Dark mode option
  • Advanced analytics dashboard

RPOA NetX™

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

DATCU Mobile Banking

No in-app purchases

None

RPOA NetX™

No in-app purchases

Questions

Is DATCU Mobile Banking free?
DATCU Mobile Banking is free to download, with no in-app purchases.
Is RPOA NetX™ free?
RPOA NetX™ is free to download, with no in-app purchases.
Do DATCU Mobile Banking or RPOA NetX™ have ads?
Neither DATCU Mobile Banking nor RPOA NetX™ shows ads.
Which is updated more often, DATCU Mobile Banking or RPOA NetX™?
DATCU Mobile Banking ships an update every 2 weeks, and RPOA NetX™ every 4 months. Most recently, DATCU Mobile Banking was updated on October 31, 2026 and RPOA NetX™ on November 7, 2026.

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