NB|AZ Mobile Banking vs Stiffed

Managing your finances on the go has never been easier with the National Bank of Arizona Mobile Banking app.¹ Personal banking features Account management • View account balances, details, and activity across accounts • See your free personal credit score and report • Apply for new accounts • Review statements and notices • Export transactions options Payments & transfers² • Send/receive money with Zelle® • Transfer funds, pay bills, and send wires • Mobile check deposit Security & card controls • Use biometrics for sign-in on supported devices • Lock/unlock cards instantly • Set up and manage security alerts Rewards & offers • View credit card rewards • Discover personalized offers Self service • Find a branch and ATM • Schedule travel notifications • And more Business banking features Payments & Transfers² ³ ⁴ • Pay bills and employees • Send and receive wire transfers • Use Zelle® for business payments • Send ACH direct deposits • Mobile check deposit • Edit or cancel payments • Review payment history User management⁵ • Manage users and permissions • Reset passwords and access • Receive personalized activity alerts Invoice & Get Paid³ ⁴ • Create and send invoices • Share payment links and QR codes • Accept cards, ACH, and Apple Pay Security & authorization⁶ • Use biometric sign-in • Multi-factor authentication (MFA) • Enable dual authorization • Manage alerts and secure messages To use the App, you must: • Have a deposit, loan, line of credit, or credit card account with National Bank of Arizona • Have a compatible mobile device and U.S. phone number • Be connected to Wi-Fi or a mobile internet data service** Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com. **Message and data rates may apply. Please check with your carrier for details. 1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and National Bank of Arizona is neither affiliated with nor endorses these companies or their products/services. 2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license. 3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service. 4 Feature availability for business users is subject to user Entitlements. 5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information. 6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).

Stiffed settles the dinner check without making everyone pay for somebody else's appetizer. Scan or choose a receipt photo, review every line, and split quantities into separate orders. Each person claims what they had. Stiffed calculates each share of the food, tax, and tip down to the cent. THE COMPLETE DINNER FLOW STAYS FREE • Scan receipts on your device • Edit every scanned line • Split quantities into claimable orders • Share dishes between multiple people • Calculate proportional tax and tip • Share detailed payment requests • Track who has paid • Keep unlimited local checks and history STIFFED PRO, $14.99 ONCE Pro publishes a live shared check with one QR code or join link for the whole table. Guests choose their name or add themselves, then claim several items in the app or browser. Guest changes, claims, and totals update live. The organizer can recover published checks, categories, and private receipt images after changing phones on the store that sold Pro. Guests stay free and do not need an account. There is no subscription or trial. Receipt recognition stays on the organizer's device. A published check sends structured names, items, claims, totals, and payment status so the table can collaborate. Its attached receipt image syncs privately to the organizer's signed-in Pro devices and is never shown to guests. Stiffed does not move or verify dinner money. It includes Venmo, Cash App, Zelle, PayPal, Apple Cash, or Google Pay instructions. The organizer marks a guest paid after the money arrives. Privacy: https://www.stiffed.app/privacy Support: https://www.stiffed.app/support Terms: https://www.stiffed.app/terms