Comparison

交通银行 vs AlipayHK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

交通银行

Features
Read full description

交通银行11.0版本焕新发布,秉持“智能、普惠、好用”的核心理念,以慧心解锁更简洁的服务交互,以贴心传递更温暖的金融陪伴,以匠心打磨更细腻的产品体验,用更优质的数字化服务,回应每一份期待。 一、数智未来,一一开启 【智能基金投资分析】从资产、收益、交易多维度复盘您的基金历史投资情况,一键生成专属基金账单。 【智能活动推荐】小鹿助手读懂您的需求,从海量活动里筛选适配内容,为您推荐专属活动。 【智能转账】和小鹿助手对话即可识别转账意图,便捷完成转账操作。 二、普惠关爱,一一相伴 【优化养老金融服务】升级养老缺口测算能力,结合个人收入与养老预期,针对备老、银龄不同人群,提供差异化养老规划建议。 【安心付Pro】老年用户可授权子女担任账户管理人,支持账户明细查询、额度管控等,守护账户安全。 【少年版】面向青少年的专属手机银行,监护人在线开通,支持未成年人自主查账,重要交易需监护人授权,助力财商启蒙。 三、好用便捷,一一呈现 【理财智能选品】以可视化产品地图展示期限与收益,帮您全局浏览理财产品,快速锁定心仪产品,告别选品焦虑。 【基金随心配】简易资产配置工具,您可自主挑选基金,搭建专属投资配置,生成个性化测算报告,低成本验证投资思路。 【交心付】惠民贷客户专属支付产品,单笔最高5万元,支持各类主流渠道消费,覆盖多元场景。

About

AlipayHK

This app offers a comprehensive mobile payment solution, enabling users to pay at a vast network of merchants, including local shops, online platforms, and international destinations. It also facilitates easy public transport payments and a range of bill payment services, alongside exclusive offers and rewards.

Highlights
  • Extensive merchant payment network
  • Cross-border payment services
  • Public transport QR code payments
  • Bill payment for utilities and services
  • Collect coupons and earn rewards
  • Integrates with Apple HealthKit for missions
Features
Read full description

AlipayHK provides diversified mobile payment services to users. With AlipayHK, users can enjoy different payment services, offers and value-added services, that makes life easier and more convenient. The Wide Coverage of AlipayHK’s Payment Services: AlipayHK covers over 100,000 merchants, including physical and online outlets of local retail shops, convenience stores, supermarkets, wet market stalls, restaurants, eCommerce platforms, and a variety of online services and experiences, including food delivery and digital entertainment, etc. In addition, AlipayHK’s cross-border payment service is now accepted by almost all physical stores in the Chinese mainland, around 90% of merchants in Macao and popular shopping areas in Japan. AlipayHK users can enjoy preferential exchange rates for cross-border payments in these locations. Travelling around the City at Ease with Just One App: Being the first mobile wallet that introduces QR code payment across MTR (heavy rail network), AlipayHK’s public transport payment network currently covers taxi, Kowloon Motor Bus (KMB), Citybus, New World First Bus (NWFB), Long Win Bus (LWB), New Lantao Bus (NLB), as well as selected green minibus and ferry routes. AlipayHK is expected to gradually extend its coverage to include Hong Kong Tramways soon. A Variety of Value-added Services and Offers: AlipayHK covers a wide array of bill payment services, including government bills, electricity, gas, mobile service, broadband service, pay television and education center tuition fees, etc. In addition to the extensive payment network, AlipayHK also offers services and benefits beyond payment. Users can collect different types of coupons, complete walking mission which has been connected to Apple HealthKit feature and earn stamps on purchases within the app. With AlipayHK, users can enjoy Payment + Living with just one app! For more details about AlipayHK, please visit: https://www.alipayhk.com SVF License Number: SVF0004

Screenshots

交通银行4 screens
AlipayHK4 screens

Verdict

The call

The clearest difference is rating: 交通银行 at 3.6 against AlipayHK's 2.7. 交通银行 also leads on ratings volume (385 vs 113). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

交通银行 holds the better App Store score, 3.6 against 2.7. Both are backed by a comparable volume of ratings — 385 and 113 respectively. Written reviews complicate that: 16% of 交通银行's written reviews are positive against 21% of AlipayHK's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

交通银行 ships an update monthly, AlipayHK every 3 weeks. Both last shipped on November 1, 2026.

Scorecard2 real differences · 8 level
交通银行 versus AlipayHK: the parameters behind the verdict, then further details
Parameter交通银行AlipayHK
PriceFreeFree
Rating3.6 (385 ratings) — better2.7 (113 ratings)
Positive reviews15.8% of reviews21.2% of reviews — better
Number of ratings385 — better113
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size364 MB318 MB
Age rating17+4+
Developer交通银行Alipay Payment Services (HK) Limited

Customer experience

交通银行

All ratings385 ratings
Positive64.4%
Neutral0.5%
Negative35.1%
Written reviews114 reviews
Positive15.8%
Neutral2.6%
Negative81.6%

AlipayHK

All ratings113 ratings
Positive38.9%
Neutral11.5%
Negative49.6%
Written reviews85 reviews
Positive21.2%
Neutral11.8%
Negative67.1%

Bugs and requests

交通银行

Reported bugs

20 issues
  • App crashes on startup or during login
  • Freezing at loading screen indefinitely
  • White screen display errors
  • Touch ID and Face ID authentication hangs
  • Cannot download app from store
Show 15 more
  • App force quits when connected to proxy
  • iPad incompatibility
  • Account information lost after version updates
  • Blank menu pages with no clickable elements
  • Facial recognition fails to recognize users
  • Cannot input passwords on login screen
  • App incompatible with non-4G devices using Wi-Fi only
  • Face ID support removed in recent updates
  • App crashes on jailbroken devices
  • Cannot connect to network despite available connection
  • Slow or missing SMS verification codes
  • Forced login requirement to view balance
  • Unresponsive buttons and interface elements
  • App stuck on advertisement splash screen
  • Crashes on iPhone X with display scaling issues

Requested features

10 requests
  • Touch ID and Face ID support
  • Simplified and cleaner interface
  • Tab bar navigation restoration
  • Faster app loading performance
  • Better offline functionality
Show 5 more
  • English language support
  • Skip startup guide option
  • App-to-app login integration (like Alipay)
  • Improved SMS verification reliability
  • Optional facial recognition (not mandatory)

AlipayHK

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

交通银行

No in-app purchases

None

AlipayHK

No in-app purchases

Questions

Is 交通银行 free?
交通银行 is free to download, with no in-app purchases.
Is AlipayHK free?
AlipayHK is free to download, with no in-app purchases.
Which has better reviews, 交通银行 or AlipayHK?
交通银行 is rated higher. 交通银行 averages 3.6 out of 5 from 385 ratings, while AlipayHK averages 2.7 from 113 ratings.
Do 交通银行 or AlipayHK have ads?
Neither 交通银行 nor AlipayHK shows ads.
Which is updated more often, 交通银行 or AlipayHK?
交通银行 ships an update monthly, and AlipayHK every 3 weeks. Most recently, 交通银行 was updated on November 1, 2026 and AlipayHK on November 1, 2026.

Other comparisons