交通银行 vs UnionPay APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
交通银行
Read full descriptionHide full description
交通银行11.0版本焕新发布，秉持“智能、普惠、好用”的核心理念，以慧心解锁更简洁的服务交互，以贴心传递更温暖的金融陪伴，以匠心打磨更细腻的产品体验，用更优质的数字化服务，回应每一份期待。 一、数智未来，一一开启 【智能基金投资分析】从资产、收益、交易多维度复盘您的基金历史投资情况，一键生成专属基金账单。 【智能活动推荐】小鹿助手读懂您的需求，从海量活动里筛选适配内容，为您推荐专属活动。 【智能转账】和小鹿助手对话即可识别转账意图，便捷完成转账操作。 二、普惠关爱，一一相伴 【优化养老金融服务】升级养老缺口测算能力，结合个人收入与养老预期，针对备老、银龄不同人群，提供差异化养老规划建议。 【安心付Pro】老年用户可授权子女担任账户管理人，支持账户明细查询、额度管控等，守护账户安全。 【少年版】面向青少年的专属手机银行，监护人在线开通，支持未成年人自主查账，重要交易需监护人授权，助力财商启蒙。 三、好用便捷，一一呈现 【理财智能选品】以可视化产品地图展示期限与收益，帮您全局浏览理财产品，快速锁定心仪产品，告别选品焦虑。 【基金随心配】简易资产配置工具，您可自主挑选基金，搭建专属投资配置，生成个性化测算报告，低成本验证投资思路。 【交心付】惠民贷客户专属支付产品，单笔最高5万元，支持各类主流渠道消费，覆盖多元场景。
UnionPay APP
Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.
- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers
Read full descriptionHide full description
UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY
Screenshots
Verdict
The clearest difference is rating: 交通银行 at 3.6 against UnionPay APP's 1.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
交通银行 holds the better App Store score, 3.6 against 1.9. Both are backed by a comparable volume of ratings — 385 and 584 respectively. Written reviews point the same way: 16% of 交通银行's written reviews are positive against 8% of UnionPay APP's.
交通银行 ships an update monthly, UnionPay APP every 5 weeks. Both last shipped on November 1, 2026.
| Parameter | 交通银行 | UnionPay APP |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (385 ratings) — better | 1.9 (584 ratings) |
| Positive reviews | 15.8% of reviews — better | 8.2% of reviews |
| Number of ratings | 385 | 584 — better |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 364 MB | 224 MB |
| Age rating | 17+ | 17+ |
| Developer | 交通银行 | 中国银联 |
Customer experience
交通银行
UnionPay APP
User reviews
交通银行
From 385 App Store ratingsWhat we love
- 👍 User-friendly interface design
- 💰 Competitive fund purchase fees
- 🏦 Comprehensive banking services
- 🔒 Secure financial transactions
- 😊 Reliable customer service
Room to improve
- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🎨 Overly complex and cluttered UI design
- 📱 Poor compatibility with newer devices
- 🔐 Forced facial recognition requirement
UnionPay APP
From 584 App Store ratingsWhat we love
- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features
Bugs and requests
交通银行
Reported bugs
20 issues- App crashes on startup or during login
- Freezing at loading screen indefinitely
- White screen display errors
- Touch ID and Face ID authentication hangs
- Cannot download app from store
Show 15 moreShow fewer
- App force quits when connected to proxy
- iPad incompatibility
- Account information lost after version updates
- Blank menu pages with no clickable elements
- Facial recognition fails to recognize users
- Cannot input passwords on login screen
- App incompatible with non-4G devices using Wi-Fi only
- Face ID support removed in recent updates
- App crashes on jailbroken devices
- Cannot connect to network despite available connection
- Slow or missing SMS verification codes
- Forced login requirement to view balance
- Unresponsive buttons and interface elements
- App stuck on advertisement splash screen
- Crashes on iPhone X with display scaling issues
Requested features
10 requests- Touch ID and Face ID support
- Simplified and cleaner interface
- Tab bar navigation restoration
- Faster app loading performance
- Better offline functionality
Show 5 moreShow fewer
- English language support
- Skip startup guide option
- App-to-app login integration (like Alipay)
- Improved SMS verification reliability
- Optional facial recognition (not mandatory)
UnionPay APP
Reported bugs
4 issues- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions
Requested features
4 requests- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling
In-app purchases
交通银行
No in-app purchases
UnionPay APP
No in-app purchases
