交通银行 vs UnionPay APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
交通银行
Read full descriptionHide full description
交通银行10.0版本焕新发布，聚焦“普惠、智能、好用”建设理念，用AI重塑数智服务新体验，为您提供更有温度的线上化综合金融服务。 一、智享财富，“10”力升级 【AI小鹿助手】您身边的智能财富管家，开口即理财，为您解读信息、精准产品筛选、一句话定制专属方案。 【“活钱+”专区】超100只快赎产品可供选择，灵活取用、快速到账。 【账单中心】多样账单、月月呈达，精粹呈现您的资产变动、收益成绩、收支分析等各类报告。 二、实惠生活，“10”足有料 【惠民贷】免抵押、免担保的纯线上消费信用贷款，在线申请、借还灵活，“贷”您开启美好生活。 【车金融专区】极简线上预约试驾，一站式线上购车体验，助您畅享美好出行时光。 【领券中心】多样好券、多领多省，餐饮美食、打车出行、品质商超，统统有优惠。 三、精彩体验，“10”分满意 【文旅大戏】“金融+文旅+消费”一站式出行体验，让您的每段旅程更省心、更省钱、更舒心。 【跨境支付通】陆港两地跨境人民币汇款实时办理，全程零交易费用。
UnionPay APP
Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.
- Integrated mobile payment
- Comprehensive bank card management
- Scan-to-pay feature
- Financial-grade security protection
- Card discounts and special offers
Read full descriptionHide full description
UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers. 【Main Features】 1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security. 【Official Website】https://www.95516.com/ 【Official WeChat】Yinlian_KY
Screenshots
Verdict
The clearest difference is rating: 交通银行 at 3.6 against UnionPay APP's 1.9. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
交通银行 holds the better App Store score, 3.6 against 1.9. Both are backed by a comparable volume of ratings — 385 and 569 respectively. Written reviews point the same way: 16% of 交通银行's written reviews are positive against 8% of UnionPay APP's.
交通银行 ships an update every 6 weeks, UnionPay APP monthly. Both last shipped on September 24, 2026.
| Parameter | 交通银行 | UnionPay APP |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (385 ratings) — better | 1.9 (569 ratings) |
| Positive reviews | 15.8% of reviews — better | 8.4% of reviews |
| Number of ratings | 385 | 569 — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 348 MB | 224 MB |
| Age rating | 17+ | 17+ |
| Developer | 交通银行 | 中国银联 |
Customer experience
交通银行
UnionPay APP
User reviews
交通银行
From 385 App Store ratingsWhat we love
- 👍 User-friendly interface design
- 💰 Competitive fund purchase fees
- 🏦 Comprehensive banking services
- 🔒 Secure financial transactions
- 😊 Reliable customer service
Room to improve
- 🐛 Frequent crashes and freezes
- ⏱️ Extremely slow loading times
- 🎨 Overly complex and cluttered UI design
- 📱 Poor compatibility with newer devices
- 🔐 Forced facial recognition requirement
UnionPay APP
From 569 App Store ratingsWhat we love
- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management
Room to improve
- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features
Bugs and requests
交通银行
Reported bugs
20 issues- App crashes on startup or during login
- Freezing at loading screen indefinitely
- White screen display errors
- Touch ID and Face ID authentication hangs
- Cannot download app from store
Show 15 moreShow fewer
- App force quits when connected to proxy
- iPad incompatibility
- Account information lost after version updates
- Blank menu pages with no clickable elements
- Facial recognition fails to recognize users
- Cannot input passwords on login screen
- App incompatible with non-4G devices using Wi-Fi only
- Face ID support removed in recent updates
- App crashes on jailbroken devices
- Cannot connect to network despite available connection
- Slow or missing SMS verification codes
- Forced login requirement to view balance
- Unresponsive buttons and interface elements
- App stuck on advertisement splash screen
- Crashes on iPhone X with display scaling issues
Requested features
10 requests- Touch ID and Face ID support
- Simplified and cleaner interface
- Tab bar navigation restoration
- Faster app loading performance
- Better offline functionality
Show 5 moreShow fewer
- English language support
- Skip startup guide option
- App-to-app login integration (like Alipay)
- Improved SMS verification reliability
- Optional facial recognition (not mandatory)
UnionPay APP
Reported bugs
4 issues- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions
Requested features
4 requests- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling
In-app purchases
交通银行
No in-app purchases
UnionPay APP
No in-app purchases
