Comparison

Leumi vs ONE ZERO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Leumi

Manage your finances and banking needs with this advanced mobile application. Perform transactions, deposit checks, order cards, and access personalized insights. Get support through AI chat or directly from your banker.

Highlights
  • Open bank accounts digitally
  • Transfer money and deposit checks
  • Manage credit cards and savings
  • Exchange foreign currency
  • AI-powered customer support
  • Direct banker communication
  • Multilingual support (Hebrew, English, Arabic, Russian, French)
Features
Read full description

Only No. 1 can bring you Israel’s most advanced banking app: meet the Leumi app. With the Leumi app, you can open a bank account, get the service you need, and manage your finances easily – anytime, anywhere. Get a clear, up-to-date overview of your account, along with smart, personalized insights right on your home screen. What can you do in the Leumi app? Transfer money, deposit checks, order credit cards, manage deposits and savings, exchange foreign currency, and access a wide range of other banking services – all directly from the app. How can you get help in the app? Our smart AI chat can help you find information and carry out a variety of banking activities quickly and easily. And whenever you need personal assistance, you can contact your banker directly through the chat for friendly, human support. Which language do you prefer to bank in? Leumi is the only banking app in Israel available in Hebrew, English, Arabic, Russian, and French – so you can manage your account in the language that’s most comfortable for you. Not a Leumi customer yet? You can open a Leumi account directly from the app with a simple, fully digital process that takes just a few minutes. Invest in the capital markets? Download the Leumi Trade app and enjoy a new, advanced trading experience.

About

ONE ZERO

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

Highlights
  • No maintenance fees
  • High-interest deposits
  • Fee-free foreign currency transactions
  • Investment opportunities
  • Consolidated account management
  • AI-powered financial insights
  • 24/7 expert support
Features
Read full description

מעל 190,000 לקוחות כבר נהנים מבנקאות הוגנת, שקופה ומשתלמת בבנק הדיגיטלי הראשון בישראל – ONE ZERO. אפשר להצטרף תוך 7 דקות וליהנות מתנאים מעולים והטבות מיוחדות, עם חיסכון של עד אלפי שקלים בשנה. מה מקבלים בבנק ONE ZERO? - פיקדונות בריבית הגבוהה בישראל - כרטיס האשראי היחיד בישראל ללא עמלת מט״ח בחשבונות One* - חבילת ONE travel הכוללת חבילות גלישה וביטוח נסיעות לחו״ל מתנה למחזיקי כרטיס האשראי של ONE ZERO - אפשרות למסלול השקעות בני״ע ללא תשלום בחשבון One+* - השקעות בשוק ההון ללא דמי משמרת וללא עמלת המרת מט״ח בחשבונות One - פיצ׳רים ייחודיים למסחר בשוק ההון בחשבונות One - מסחר בשוק ההון ישירות מהאפליקציה - העברות זה״ב מיידיות מהחשבון ללא עלות בחשבונות One - העברה בנקאית ללא הגבלה בכל החשבונות - כלים ייחודיים לעסקים קטנים ועצמאים - ריכוז כל החשבונות והכרטיסים מכל הבנקים/חברות האשראי במקום אחד (חשבונות One)* - סריקה יומית של חשבון הבנק והכרטיס לזיהוי הזדמנויות וחיובים כפולים בחשבונות One - צוות בנקאים ומומחים פיננסיים שזמין לך בטלפון/צ'אט בשעות הפעילות - שירות פרסונלי 24/7 כולל בלילות ובשבת באמצעות Ella, בנקאית AI אישית שמכירה את החשבון שלך מי יכול לפתוח חשבון בבנק ONE ZERO? בני ובנות 18 ומעלה ללא תושבות מס זרה וללא אזרחות אמריקאית. ניתן לפתוח חשבון פרטי או משותף, כולל עוסק מורשה ולמעט תאגידים. מה צריך בשביל לפתוח חשבון? 7 דקות פנויות, תעודת זהות בתוקף (לא צילום) ומכשיר עם מצלמה ומיקרופון תקינים.

Screenshots

Leumi4 screens
ONE ZERO4 screens

Verdict

The call

The clearest difference is rating: Leumi at 4.5 against ONE ZERO's 3.0. Leumi also leads on ratings volume (1.3K vs 61) and monetization model (ad-supported vs free with in-app purchases). ONE ZERO's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 3 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Leumi holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Leumi has 1.3K ratings behind it against 61, so its average is the more settled of the two. Written reviews point the same way: 16% of Leumi's written reviews are positive against 10% of ONE ZERO's.

UpkeepUpdate frequency

Leumi ships an update every 3 weeks, ONE ZERO every 2 weeks. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Leumi versus ONE ZERO: the parameters behind the verdict, then further details
ParameterLeumiONE ZERO
PriceFreeFree
Rating4.5 (1.3K ratings) — better3.0 (61 ratings)
Positive reviews15.6% of reviews — better10.4% of reviews
Number of ratings1.3K — better61
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size412 MB273 MB
Age rating4+4+
DeveloperBank Leumi LtdONE ZERO Digital Bank LTD

Customer experience

Leumi

All ratings1,335 ratings
Positive87.3%
Neutral2.6%
Negative10.1%
Written reviews64 reviews
Positive15.6%
Neutral4.7%
Negative79.7%

ONE ZERO

All ratings61 ratings
Positive45.9%
Neutral4.9%
Negative49.2%
Written reviews48 reviews
Positive10.4%
Neutral2.1%
Negative87.5%

User reviews

Leumi

From 1.3K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Useful insights
  • 🚀 Simple navigation

Room to improve

  • 🐛 Crashes and bugs
  • 🔒 Security issues
  • 🔋 High battery drain
  • 👎 Poor user experience

ONE ZERO

From 61 App Store ratings

What we love

  • 👍 Intuitive and efficient app
  • 👍 Bank is good and advanced
  • 👍 No unnecessary fees
  • 👍 Well-structured package deals

Room to improve

  • ❌ No English language option
  • ❌ Slow and unhelpful support
  • ❌ Impossible to transfer money to oneself
  • ❌ Annoying promotional notifications
  • ❌ Stuck in registration loop

Bugs and requests

Leumi

Reported bugs

4 issues
  • Login and authentication problems
  • Inability to complete transactions
  • Inconsistent app behavior
  • Compatibility issues with newer devices

Requested features

6 requests
  • English language support
  • Face ID/Touch ID integration
  • Improved responsive design
  • Deposit check functionality
  • Cryptocurrency support
Show 1 more
  • Multilingual capabilities

ONE ZERO

Reported bugs

14 issues
  • Stuck in registration loop
  • App is often stuck
  • App crashes
  • Voice verification not working
  • Document scanning errors
Show 9 more
  • SMS verification loop
  • Chat not working
  • App doesn't work for account opening
  • Registration process errors
  • Unable to activate credit card
  • Login screen freezes
  • Incompatible with older devices
  • App crashes constantly
  • Error loops

Requested features

5 requests
  • Add English language option
  • Improve AI helper
  • Add dark mode
  • Add iPad version
  • Option to provide feedback within the app

In-app purchases

None

Leumi

No in-app purchases

None

ONE ZERO

No in-app purchases

Questions

Is Leumi free?
Leumi is free to download, with no in-app purchases.
Is ONE ZERO free?
ONE ZERO is free to download, with no in-app purchases.
Which has better reviews, Leumi or ONE ZERO?
Leumi is rated higher. Leumi averages 4.5 out of 5 from 1.3K ratings, while ONE ZERO averages 3.0 from 61 ratings.
Do Leumi or ONE ZERO have ads?
Leumi shows ads; ONE ZERO does not.
Which is updated more often, Leumi or ONE ZERO?
Leumi ships an update every 3 weeks, and ONE ZERO every 2 weeks. Most recently, Leumi was updated on September 29, 2026 and ONE ZERO on October 2, 2026.

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