Educators WI Mobile Banking vs CardValet

Educators Credit Union’s secure Mobile Banking application allows you to manage your account anytime, anywhere. Check your balances, make transfers, pay bills, view your credit score, deposit checks, and even create savings goals and budgets. If you already use Online Banking, you are ready to log in — just use your Online Banking user ID and password. If you haven’t set up your user ID and password, just click the register button to get started. FEATURES: Account Management: • Review and manage your account balances and transaction history for all your Educators accounts and loans • Deposit a check with just two pictures • ­Buy, sell and hold Bitcoin powered by NYDIG • Replace a damaged card • Quickly add an account and apply for loans without taking a trip to a branch • Customize your debit and credit cards • Send secure messages directly to Educators Credit Union Send and Receive Money: • Pay and manage your monthly bills • Transfer funds between your accounts at Educators and other financial institutions • Send and receive money with your friends and family using Zelle® • Schedule payments on your Educators loans Financial Wellness: • Check and monitor your credit score • View your spending habits • Set savings goals and budgets • Evaluate your financial health using the Financial Wellness Assessment and Coach Lea

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance