Scotiabank vs That's a Wrap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Scotiabank
Manage your finances with ease, security, and accessibility. Track budgets, deposit cheques, view credit scores, and access banking advisors. Enjoy personalized support and seamless switching between banking and investment apps.
- Budgeting and financial insights
- Scene+ rewards management
- Mobile cheque deposit
- TransUnion credit score access
- Accessibility features
- Advisor booking
- Enhanced security measures
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Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast. Key features include: Budgeting, insights, and advice Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+. Rewards your way View your Scene+ points balance and redeem your rewards right in the app. Mobile cheque deposit Take a photo of a cheque and deposit money quickly and easily into your account. TransUnion credit score and report Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score. Barrier-free banking With features such as dynamic font sizing and VoiceOver compatibility, the app was designed with accessibility top of mind. Advisor access Book an appointment to meet with a Scotiabank advisor on the phone or in-person. Next-level security Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts. Switch between Scotiabank apps Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app. Personalized support Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor. Important disclosures By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below. The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone. When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer. When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information. We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting. Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com. Have questions about the app? Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1
That's a Wrap
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That's a Wrap is the ultimate receipt scanning app built specifically for film production workers. Stop spending hours at the end of a project manually organizing receipts and expenses. Simply scan your receipts on the go, and That's a Wrap takes care of the rest — helping you wrap your project faster and get paid sooner. FEATURES: - Instant receipt scanning using your camera - Automatic data extraction from receipts - Export summaries for easy reimbursement - Pro plan with unlimited scans and advanced features Whether you're a producer, PA, or department head, That's a Wrap helps you stay on top of your production expenses so nothing slips through the cracks when it's time to wrap. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Scotiabank at none against That's a Wrap's 2. Scotiabank also leads on iOS requirement (16.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. That's a Wrap sells 2 in-app purchases, starting at $8.99 per month. Scotiabank asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | Scotiabank | That's a Wrap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) — better | — |
| Positive reviews | 40.1% of reviews | — |
| Number of ratings | 20K — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 324 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | The Bank of Nova Scotia | Orlando Emmanuel Garcia Liceaga |
Bugs and requests
Scotiabank
Reported bugs
5 issues- Login screen freezes
- Inability to deposit cheques or pay bills
- Accounts not showing up in the app
- Inconsistent app performance across devices
- Unexpected app crashes during use
Requested features
5 requests- Add dark mode option
- Improve mobile cheque deposit functionality
- Restore ability to schedule bill payments
- Display credit card reward points balance
- Provide better account management tools
That's a Wrap
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Scotiabank
No in-app purchases
That's a Wrap
- That's a Wrap Pro7 Days trial$8.991 Month
- That's a Wrap7 Days trial$39.991 Year
Questions
Is Scotiabank free?
Is That's a Wrap free?
Do Scotiabank or That's a Wrap have ads?
Which is updated more often, Scotiabank or That's a Wrap?
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